Long-Term Care Glossary

The Glossary provides a quick review of the important terms and acronyms frequently used in long-term health care. This resource includes many commonly used terms for patients, families, and staff employed in long-term health care.

These definitions are intended to give you a broad understanding of the most commonly used terms used in long-term care. Always review an official definition as listed in a policy.

Recommend This Page
A
Accelerated Death Benefit
Full Definition
Activities of Daily Living (ADL's)
Full Definition
Actuarial Certification
Full Definition
Actuary
Full Definition
Acute Care
Full Definition
Adult Day Care Center
Full Definition
Aging in Place
Full Definition
Alternate Care Benefit
Full Definition
Alzheimer's Disease
Full Definition
Ancillary Services
Full Definition
Annuity
Full Definition
Arthritis
Full Definition
Assessment (Cognitive Assessment)
Full Definition
Asset-Based Long-Term Care Policy
Full Definition
Assisted Living Facility
Full Definition
B
Bathing
Full Definition
Bed Reservations Benefit
Full Definition
Beneficiary
Full Definition
Benefit Period
Full Definition
Benefit Triggers
Full Definition
C
Caregiver
Full Definition
Case Management/Care Management/Care Coordinator
Full Definition
Cash Benefit
Full Definition
Certified Nursing Assistant (CNA)
Full Definition
Chronic Care
Full Definition
Chronic Illness Rider
Full Definition
Chronically Ill Individual
Full Definition
Claims Offset
Full Definition
Class
Full Definition
Co-Insurance
Full Definition
Cognitive Impairment
Full Definition
Community-Based Services
Full Definition
Companion Care
Full Definition
Compound Inflation
Full Definition
Comprehensive Policy
Full Definition
Continence
Full Definition
Contingent Nonforfeiture
Full Definition
Continuing Care Retirement Community (CCRC)
Full Definition
Convalescent Care Facility
Full Definition
Coordination of Benefits
Full Definition
Countable Assets
Full Definition
CPI-Based Inflation
Full Definition
Criminalization
Full Definition
Custodial Care
Full Definition
D
Daily Benefit
Full Definition
Death Benefit
Full Definition
Deductible
Full Definition
Deficit Reduction Act (DRA)
Full Definition
Dementia
Full Definition
Dressing
Full Definition
Durable Medical Equipment
Full Definition
E
Eating
Full Definition
Elimination Period
Full Definition
Emotional Support
Full Definition
Estate Recovery
Full Definition
Exceptions/Exclusions
Full Definition
Exempt Assets
Full Definition
F
Facility Only Policy
Full Definition
Financial Advisor
Full Definition
Free-Look Period
Full Definition
Future Purchased Option (FPO)
Full Definition
G
Geriatric
Full Definition
Guaranteed Renewable Policy
Full Definition
H
Hands-on Assistance
Full Definition
Health Insurance Portability and Accountability Act (HIPAA)
Full Definition
Health Savings Account (HSA)
Full Definition
High-Deductible Health Plan (HDHP)
Full Definition
Home Health Agency
Full Definition
Home Health Aide
Full Definition
Home Health Care (In-Home Care)
Full Definition
Homemaker Services
Full Definition
Hospice Care
Full Definition
Hybrid Long-Term Care Insurance Policy
Full Definition
I
Incontinence
Full Definition
Indemnity Benefit
Full Definition
Inflation Protection
Full Definition
Informal Care
Full Definition
Inpatient Care (Inpatient Facility)
Full Definition
Instrumental Activities of Daily Living (IADLs)
Full Definition
Integrated Care
Full Definition
Intermediate Care Facility
Full Definition
Intermediate Nursing Care
Full Definition
International Benefits
Full Definition
L
Lapse
Full Definition
Lapse Protection
Full Definition
Letter of Decline
Full Definition
Licensed Practical Nurse (LPN)
Full Definition
Lifetime Limits
Full Definition
Lifetime Maximum Benefit
Full Definition
Limited Payment Options
Full Definition
Long Term Care Insurance Specialist
Full Definition
Long-Term Care (LTC)
Full Definition
Look-Back Period (for Medicaid/MediCal/MassHealth)
Full Definition
M
Medicaid (MediCal in California or MassHealth in Massachusetts)
Full Definition
Medically Necessary Care
Full Definition
Medicare
Full Definition
Medicare Supplement/Medigap
Full Definition
Minimum Asset & Income Allowance (Medicaid)
Full Definition
N
Nonforfeiture
Full Definition
Nursing Care Facility
Full Definition
Nursing Home
Full Definition
O
Outpatient Care (Outpatient Facility)
Full Definition
P
Palliative Care
Full Definition
Partnership Policies (Partnership Program)
Full Definition
Personal Care
Full Definition
Plan Of Care
Full Definition
Pool of Money
Full Definition
Post-Claim Underwriting
Full Definition
Pre-Existing Conditions
Full Definition
Premium
Full Definition
Private Nurse
Full Definition
Q
Quote
Full Definition
R
Rate Class
Full Definition
Rate Increase
Full Definition
Rate Stability Rules
Full Definition
Registered Nurse (RN)
Full Definition
Rehabilitation Center
Full Definition
Reimbursement
Full Definition
Respite Care
Full Definition
Restoration of Benefits
Full Definition
Return of Premium
Full Definition
Reverse Mortgage
Full Definition
Rider
Full Definition
S
Sandwich Generation
Full Definition
Section 7702(b)
Full Definition
Severe Cognitive Impairment
Full Definition
Shared Care
Full Definition
Short-Term Care Insurance
Full Definition
Simple Inflation
Full Definition
Skilled Care
Full Definition
Skilled Nursing Facility
Full Definition
Spend Down
Full Definition
Stability
Full Definition
Standby Assistance
Full Definition
Step-Down
Full Definition
Substantial Assistance
Full Definition
Substantial Supervision
Full Definition
Survivor Benefits
Full Definition
T
Tax-Qualified Policies
Full Definition
Therapeutic Devices
Full Definition
Toileting
Full Definition
Transferring
Full Definition
U
Underwriting
Full Definition
W
Waiver of Premium
Full Definition

LTC News Trusted & Verified

Work With a Trusted Specialist

Get Accurate Long-Term Care Insurance Quotes

  • Has substantial experience in Long-Term Care Insurance
  • Strong understanding of underwriting, policy design, and claims experience
  • Represents all or most of all the leading insurance companies
man and woman sitting at desk
Latest
  • Latest

  • Oldest

Everything
  • Homecare

  • Health

  • Government

  • Care Facilities

  • Pets

  • People

  • Lifestyle

  • Insurance

No Results

Step 1 of 4

Find a Specialist

Get Started Today

Trusted & Verified Specialists

Work with a trusted Long-Term Care Insurance Specialist Today

  • Has substantial experience in Long-Term Care Insurance
  • A strong understanding of underwriting, policy design, and claims experience
  • Represents all or most of all the leading insurance companies

LTC News Trusted & Verified

Compare Insurers

+