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Terms, Acronyms & Definitions The LTC Glossary

International Benefits

International benefits allow LTC Insurance policyholders to receive benefits outside the United States.

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International benefits are a Long-Term Care Insurance provision allowing policyholders to receive benefits outside U.S. states or territories.

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Health Savings Account (HSA)

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Health savings accounts (HSAs) are tax-free savings accounts that can help pay for qualified medical expenses.

Indemnity Benefit

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This is a fixed amount of money paid to a policyholder when care is received, regardless of the cost of care. A policy with a $100 a day Indemnity Benefit will pay $100 a day for each day you qualify for care regardless of the expense incurred.

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