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Assessment

Quick Answer

This is a professional determination of a person’s health that is generally part of the claims process in many Long-Term Care Insurance policies. Generally, a nurse or licensed health care practitioner would observe the physical and mental health status of an individual and their ability to perform everyday activities. This assessment, along with medical records and doctor’s statement, is used to determine benefits.

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Detailed Answer

This is a professional determination of a person’s health that is generally part of the claims process in many Long-Term Care Insurance policies. Generally, a nurse or licensed health care practitioner would observe the physical and mental health status of an individual and their ability to perform everyday activities. This assessment, along with medical records and doctor’s statement, is used to determine benefits.

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