Hands-on Assistance

This refers to the physical assistance of another person, without which the person would be unable to perform an activity of daily living (ADL).

Glossary

Spend Down
Guaranteed Renewable Policy
Coordination of Benefits
Alternate Care Benefit
Intermediate Care Facility
Tax-Qualified Policies
International Benefits
Durable Medical Equipment
Plan Of Care
Compound Inflation
Respite Care
Custodial Care
Cognitive Impairment
Rider
Activities of Daily Living (ADL's)
Transferring

Table of Contents

Work With a Trusted Specialist

A Long-Term Care Specialist is an insurance agent who has substantial experience in Long-Term Care Insurance, underwriting, policy design, and claims experience. Specialists represent all or most of the leading insurance companies that offer long-term care insurance.

What is a Trusted Specialist?

Has substantial experience in Long-Term Care Insurance
A strong understanding of underwriting, policy design, and claims experience
Represents all or most of all the leading insurance companies

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