Hands-on Assistance

This refers to the physical assistance of another person, without which the person would be unable to perform an activity of daily living (ADL).

Glossary

Toileting
Nursing Care Facility
Case Management/Care Management/Care Coordinator
Criminalization
Facility Only Policy
Alternate Care Benefit
CPI-Based Inflation
Lifetime Maximum Benefit
Personal Care
Daily Benefit
Compound Inflation
Class
Lapse
Survivor Benefits
Simple Inflation
Cognitive Impairment

Table of Contents

Work With a Trusted Specialist

A Long-Term Care Specialist is an insurance agent who has substantial experience in Long-Term Care Insurance, underwriting, policy design, and claims experience. Specialists represent all or most of the leading insurance companies that offer long-term care insurance.

What is a Trusted Specialist?

Has substantial experience in Long-Term Care Insurance
A strong understanding of underwriting, policy design, and claims experience
Represents all or most of all the leading insurance companies

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