Hands-on Assistance

This refers to the physical assistance of another person, without which the person would be unable to perform an activity of daily living (ADL).

Glossary

Class
Toileting
Medically Necessary Care
Underwriting
Future Purchased Option (FPO)
Continence
Medicare Supplement/Medigap
Coordination of Benefits
Intermediate Nursing Care
Hospice Care
Limited Payment Options
Asset-Based Long-Term Care Policy
Chronic Illness Rider
Transferring
Hybrid Long-Term Care Policy
Continuing Care Retirement Community (CCRC)

Table of Contents

Work With a Trusted Specialist

A Long-Term Care Specialist is an insurance agent who has substantial experience in Long-Term Care Insurance, underwriting, policy design, and claims experience. Specialists represent all or most of the leading insurance companies that offer long-term care insurance.

What is a Trusted Specialist?

Has substantial experience in Long-Term Care Insurance
A strong understanding of underwriting, policy design, and claims experience
Represents all or most of all the leading insurance companies

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