Countable Assets
What Does 'Countable Assets' Mean?
Countable assets are owned items or money evaluated when determining Medicaid eligibility.
More Information
Countable assets are the possessions Medicaid considers when determining eligibility for assistance.
Countable assets may vary by state or person, but generally, they include:
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Cash. Any money you have in your bank accounts or at home.
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Investments. Any stocks, bonds, and other things that can make you money.
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Real Estate. The value of your house or any owned properties. In many cases, your primary house is exempt from Medicaid requirements.
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Vehicles. The value of your cars or other vehicles.
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Personal belongings. This can include personal possessions like furniture, jewelry, and collectibles.
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Retirement accounts. This includes any saved money in a 401(k), IRA, HSA, or other similar accounts.
Specific Medicaid rules around countable assets are different in each state. But the premise is the same: you may not be eligible for Medicaid benefits if you have too many countable assets or too much income.