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Medically Necessary Care

What Does 'Medically Necessary Care' Mean?

Reasonable and appropriate diagnosis, treatment, and follow-up care (including supplies, appliances, and devices) as determined and prescribed by qualified appropriate health care providers.

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Medically necessary care is care that is essential, reasonable, and appropriate for diagnosis, treatment, or follow-up care. This includes supplies, medications, and medical devices. 

Qualified health care providers determine and prescribe medically necessary care to treat conditions, illnesses, diseases, or injuries. 

Long-Term Care Insurance policies will pay for any medically necessary skilled services or custodial care.