Facility Only Policy

A Long-Term Care policy where benefits are only paid if the policyholder is receiving care in a licensed facility, e.g. a Nursing Home or Assisted Living Facility.

Related Articles

Long Term Health Care Usually Isn’t Nursing Home

Long Term Health Care Usually Isn’t Nursing Home

Life expectancy is increasing in the US and the rest of the world. The extra years of life is bringing more years of ill health. With more people needing care much of this care is not in a nursing home.

1591
04-11-2019
LTC Insurance Helping Avoid Nursing Homes

LTC Insurance Helping Avoid Nursing Homes

People with long-term care insurance are receiving a majority of their benefits outside a nursing home according to a new study from the American Association for Long-Term Care Insurance.

4013
04-11-2019
Nursing Homes Still Vital to LTC

Nursing Homes Still Vital to LTC

When people think long-term care many think about nursing homes. While most long-term care is provided outside a nursing home, these facilities are costly. Advance planning is essential.

1615
04-11-2019