Quick Answer
A chronically ill individual is a person who meets specific legal criteria, which can be summarized as a prolonged or long-term disability, illness, or condition that inhibits daily life.
Detailed Answer
According to the IRS's Section 7702(b), a chronically ill individual is any person who has been certified by a licensed health care practitioner as meeting one of three tests:
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The individual needs help with two or more activities of daily living (bathing, continence, dressing, eating, transferring, toileting) expected to last 90 days or more due to a loss of functional capacity.
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The individual has a level of disability similar to the ADL level of disability as determined under regulations prescribed in consultation with the Secretary of Health and Human Services.
- The individual needs substantial supervision to protect themselves from threats to health and safety due to severe cognitive impairment.
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