Quick Answer
Personal care involves assistance with custodial or non-medical needs.
Detailed Answer
Personal care is non-medical care and assistance. This is often needed to help an individual with activities of daily living. It can also include supervision for someone suffering from a severe cognitive impairment.
Most health insurance plans do not cover custodial or personal care. These plans only cover acute or rehabilitation skilled care. Long-Term Care Insurance plans were designed to cover personal care services instead.
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