This is a rider on a Long-Term Care policy where the benefit increases by a fixed amount per year based on the original starting amount. For example, with 5% simple inflation, $100 a day would increase each year by $5.00. The equation: 100 x .05 = 5. Each year the benefit in this example would increase by $5.00 a day. Compound inflation would complete the equation by adding the 5% in this example to the new total, not the original total.