Bathing

Quick Answer

Typically, the first ADL a person requires assistance with, bathing is generally defined as the ability to wash oneself by sponge bath, either in a shower or tub. When a person needs an individual to assist them with this task, either with hands-on assistance or standby assistance, this would count as one of the six triggers to access benefits from a Long-Term Care Insurance policy.

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Detailed Answer

Typically, the first ADL a person requires assistance with, bathing is generally defined as the ability to wash oneself by sponge bath, either in a shower or tub. When a person needs an individual to assist them with this task, either with hands-on assistance or standby assistance, this would count as one of the six triggers to access benefits from a Long-Term Care Insurance policy.