Quick Answer
Informal care is when family or friends help individuals with their care needs. These informal caregivers are not usually trained or compensated for their care.
Detailed Answer
Informal care is when family or friends provide care. These individuals are usually not trained to provide care, and many do not receive compensation. Those who provide informal care are informal caregivers.
Some Long-Term Care Insurance policies provide benefits for informal caregivers. Eligibility for these benefits depends on the caregiver's relationship with the insured.
The ability to get benefits also depends on whether or not the insured individual lives with their informal caregiver. In some cases, the policy may require a care coordinator to supervise care in order to receive benefits.
LTC News Trusted & Verified
Work With a Trusted Specialist
Get Accurate Long-Term Care Insurance Quotes
- Has substantial experience in Long-Term Care Insurance
- Strong understanding of underwriting, policy design, and claims experience
- Represents all or most of all the leading insurance companies
