Informal Care
What Does 'Informal Care' Mean?
This is care provided by family or friends. Some Long-Term Care policies provide benefits for Informal care. Whether benefits are available may depend on the relationship of the caregiver to the insured, and on whether the caregiver lives with the insured.
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Informal care is when family or friends provide care. These individuals are usually not trained to provide care, and many do not receive compensation. Those who provide informal care are informal caregivers.
Some Long-Term Care Insurance policies provide benefits for informal caregivers. Eligibility for these benefits depends on the caregiver's relationship with the insured.
The ability to get benefits also depends on whether or not the insured individual lives with their informal caregiver. In some cases, the policy may require a care coordinator to supervise care in order to receive benefits.