Quick Answer
A pre-existing condition is a health condition that an individual had before they applied for Long-Term Care Insurance.
Detailed Answer
Pre-existing conditions are health conditions that began before applying for Long-Term Care Insurance. Many insurance companies require stability periods or treatments for those with pre-existing conditions.
Pre-existing conditions can include almost any medical issue. A few common ones are chronic pain, high blood pressure, and diabetes. Many pre-existing conditions need treatment to improve.
Some pre-existing conditions can prevent you from obtaining a Long-Term Care Insurance policy. These conditions may cause higher premium prices, and others may not have any effect on cost or coverage at all.
LTC News Trusted & Verified
Work With a Trusted Specialist
Get Accurate Long-Term Care Insurance Quotes
- Has substantial experience in Long-Term Care Insurance
- Strong understanding of underwriting, policy design, and claims experience
- Represents all or most of all the leading insurance companies
