Visual Memories Help with Transition into Long-Term Care

A person's transition into a long-term care facility can benefit with use of photographs and mementos, including pet drawings, to ease fears. Advance planning will make life's transitions easier on the whole family.

Tax Deductions for 2019 Long-Term Care Insurance

The IRS has announced the 2019 tax incentives for new or existing policies. These tax breaks give American’s extra incentive to plan for costs & burdens of aging.

Family Caregiving Often Brings Conflict

As more Boomers require long-term care due to illness, accidents or aging the lack of planning means families must go to ‘crisis management’. This often leads to sibling strife. Conflicts can be avoided.

Wrong Genes May Stop You from Obtaining LTC Insurance

People today are interested in their ancestry. They use DNA testing to learn more about their family tree. However, health issues in your DNA may be used against you as you also plan for long-term care.

IRS 2018 Long-Term Care Insurance Deduction Schedule

Many people are aware that planning in advance for the costs and burdens of aging should be part of your overall retirement plan. Some are unaware of tax incentives of LTC insurance.

Caregiving is Stressful Physically, Emotionally, and Financially

Studies show the obvious. Long-Term Care creates stress and burden on family caregivers, no matter the reason care is required. An advance plan can ease the burden and provide asset protection.

Identifying Bullying Among Seniors

You usually don’t think of bullies as being seniors. However, with the aging population, understanding this issue, especially in long-term care facilities, is important for the well-being of loved ones.

Growing Economy and Low Unemployment Increase Long-Term Care Costs

A new survey shows the growing economy & labor market has impacted the costs of long-term care services & supports. Care costs are increasing and the need for Long-Term Care insurance is the key to successful retirement planning.