Americans seem to be more prepared for retirement than their counterparts throughout the world. One item that could negatively impact savings is the cost of long-term care. LTC insurance can be an affordable way to protect your 401(k).

Warm summer weather can be hard on everyone, especially hard on those who are older. It can lead to heat exhaustion, heat stroke or death.

The "sandwich generation" are people caught between taking care of their own children while taking care of parents who need extended care. This is more common than ever before.

Nearly nine million Americans deducted medical and dental expenses which can now include long-term care insurance premium costs according to a report released by the American Association for Long-Term Care Insurance.

When people think long-term care many think about nursing homes. While most long-term care is provided outside a nursing home, these facilities are costly. Advance planning is essential.

A commonly known fact is that sleep is an essential part of our well-being. Many deprived from a good-night’s sleep will complain about a headache the next morning.

More people today are wanting to plan for the financial costs and burdens of aging. The risk of needing Long Term Health Care is high but few insurance agents are able to help with LTC.