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IRS Increases Tax Deduction Limits for Long-Term Care Insurance for 2025

LONG-TERM CARE INSURANCE

IRS Increases Tax Deduction Limits for Long-Term Care Insurance for 2025

The Internal Revenue Service announces the new age-based tax-deductible limits for the upcoming tax year each year. Tax-qualified Long-Term Care Insurance provides guaranteed tax-free benefits, and premiums can be either tax-deductible or reimbursable through Health Savings Accounts (HSAs).

Long-Term Care Insurance - Basic Guide to How Policies Can Benefit Families and Finances

LONG-TERM CARE INSURANCE

Long-Term Care Insurance - Basic Guide to How Policies Can Benefit Families and Finances

LTC Insurance provides families with guaranteed tax-free benefits for extended care services, such as in-home care, assisted living, or nursing homes. Including an LTC policy in your financial planning can protect your savings and ease the emotional and physical burden on loved ones.

LONG-TERM CARE INSURANCE

What is the Certified in Long-Term Care (CLTC) Designation?

The Certified in Long-Term Care (CLTC) designation is a professional certification that helps insurance and financial professionals specialize in the complexities of long-term care planning.

Top Long-Term Care Insurance Picks for 2024

LONG-TERM CARE INSURANCE

Top Long-Term Care Insurance Picks for 2024

The annual review by LTC News is here: 2024's best picks for Long-Term Care Insurance Solutions, including hybrid and short-term cash indemnity policies. There is a wide variety of policy options and types, from the very affordable to the very expensive. This review is an excellent first step in your retirement planning.

Revisiting Long-Term Care Planning: Why It's Time to Take Another Look Even If You Looked Before

LONG-TERM CARE INSURANCE

Revisiting Long-Term Care Planning: Why It's Time to Take Another Look Even If You Looked Before

Unfortunately, too many people get quotes for Long-Term Care Insurance from someone less experienced or who only works with one or two insurance companies. Thinking it costs too much, they give up. The need for a plan is a big part of a retirement plan for your family and finances. Revisit it now.

Latest Articles

Record 401(k) Millionaires: A Boon for Retirement, But Long-Term Care Can Derail Your Plan

Record 401(k) Millionaires: A Boon for Retirement, But Long-Term Care Can Derail Your Plan

2 months ago

Older Adults Want to Age in Place. Long-Term Care Insurance Makes It Easy.

Older Adults Want to Age in Place. Long-Term Care Insurance Makes It Easy.

2 months ago

What Is Hybrid Long-Term Care Insurance? (Life Insurance & Long-Term Care Insurance Combined)

3 months ago

Long-Term Care Planning Decisions to Make Now Before Retirement

Long-Term Care Planning Decisions to Make Now Before Retirement

2 months ago

What Are Long-Term Care Insurance Tax Deductions? (2025)

2 weeks ago

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Apply With Confidence: Find the Right LTC Insurance Policy

Resources on what to look for when applying for Long-Term Care Insurance, from experts in the industry.

Applications & Underwriting

What information is needed to apply for Long-Term Care Insurance, and how does it affect policy costs?

What Is Underwriting In Long-Term Care Insurance?

What does underwriting mean? How are health and underwriting related to Long-Term Care Insurance? In this article, we’ll discuss how underwriting affects your ability to qualify for Long-Term Care Insurance.

For Couples

Applying as a couple can come with new considerations and risks but also benefit options.

Insurance Comparison Tools & Information

Once you’re ready to obtain a policy, knowing how to compare options can help you land the best policy for your needs.

Helpful Tools

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LTC News partners with Long-Term Care Insurance Specialists who work with all major providers of LTC Insurance. Compare insurers today to view policy examples and get pricing information for you or a loved one.

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Obtaining LTC Insurance & What to Look For

Explore policy and benefit options and choose from a wide range of top insurers.

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How Does Long-Term Care Insurance Work?

From who needs it to breaking down policy components and how to use your policy.

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Cost & Financial Benefits of Long-Term Care Insurance

Understand how the cost of insurance and cost of care relate, and find the right solution for you or a loved one.

Recent LTC Insurance News & Resources

IRS Raises Pension and Retirement Plan Contribution Limits for 2025

IRS Raises Pension and Retirement Plan Contribution Limits for 2025

1 week ago

IRS Increases Tax Deduction Limits for Long-Term Care Insurance for 2025

IRS Increases Tax Deduction Limits for Long-Term Care Insurance for 2025

2 weeks ago

What Are Long-Term Care Insurance Tax Deductions? (2025)

2 weeks ago

Long-Term Care Insurance Tax Benefits Guide

Long-Term Care Insurance Tax Benefits Guide

2 weeks ago

Long-Term Care Insurance - Basic Guide to How Policies Can Benefit Families and Finances

Long-Term Care Insurance - Basic Guide to How Policies Can Benefit Families and Finances

2 weeks ago

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