Health Insurance Subsidies: How to Determine if You Qualify
November 14th, 2025
Jacob Thomas
Top News Picks
Explore this month's top picks on LTC News, featuring standout articles on retirement planning and key long-term care topics.
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Featured Long-Term Care News
Discover LTC News's featured articles, from breaking news to educational resources designed to help you stay on track with your retirement planning.
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Browse our full library of articles designed to support your long-term care planning. Use the filters to narrow your results by topic, category, or care type so you can quickly find the information that matters most.
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Insurance
December 10th, 2025
New 2026 Tax Break Lets You Tap Retirement Savings Penalty-Free for Long-Term Care Insurance
A new 2026 tax rule lets you take up to $2,600 a year from certain retirement plans to pay Long-Term Care Insurance premiums without the 10% early-withdrawal penalty.
Homecare
December 8th, 2025
Family Members and Caregivers Must Confront Tough Talks with Loved Ones
Many family caregivers avoid difficult topics like respite care, DNR decisions, and end-of-life planning until it’s too late. Experts say early, respectful conversations are vital to honor loved ones’ wishes and avoid unwanted outcomes.
Health
December 8th, 2025
Denture Replacement and Aging: What Changes in Your Mouth Over Time
Older adults face many oral health challenges that should not be ignored. For example, most dentures last 5–10 years before needing replacement. But as you age, changes in bone, gums, and oral hygiene can make dentures fit and overall oral health even more important.
Lifestyle
December 8th, 2025
Florida’s Aging Boom: Why Retirees Face Growing Pressure to Plan for Long-Term Care
Florida is facing an aging boom, and the sunshine, beaches, and tax advantages don't pay for the rising cost of long-term care services. LTC Insurance has paid billions in benefits, helping Florida residents access quality extended care.
Insurance
December 7th, 2025
Medicare Costs Are Rising in 2026. What It Means for Your Health and Long-Term Care Options
Medicare premiums and deductibles are increasing in 2026. Learn how the new costs affect your budget, why Medicare only covers short-term skilled care, and how planning with Long-Term Care Insurance helps you avoid relying on Medicaid.
Care Facilities
December 12th, 2025
Medication Errors in Nursing Homes: You Expect Help, Not Harm
Medication errors in nursing homes and long-term care facilities can turn a routine pill cup into a life-changing crisis. You can reduce that risk by understanding how mistakes happen, how lawyers investigate cases, and what steps protect your loved one now and in the future.
Health
December 3rd, 2025
Aging, Frailty, and the Tipping Point for Long-Term Care
A new frailty “tipping point” study suggests health declines faster after 75. Aging and frailty drive long-term care needs, but there are things you can do now.
Care Facilities
December 3rd, 2025
HHS Repeals Federal Nursing Home Staffing Mandate, Citing Risks to Rural and Tribal Access to Care
HHS has repealed the federal nursing home staffing mandate, citing workforce shortages in rural and Tribal communities. This decision affects access to long-term care for millions of older adults who rely on Medicaid-funded facilities.
Lifestyle
December 3rd, 2025
Your Smile Matters More as You Age: An Orthodontist Can Support Better Aging, Confidence, and Oral Health
Your smile does more than shape your appearance. It affects your physical health, confidence, and long-term quality of life. A healthy smile and good oral health improve long-term health and help you stay independent as you age.
Homecare
December 2nd, 2025
Rollator vs. Transport Chair: How to Pick the Right Device for Safe Mobility
You reach a point where mobility equipment becomes more than a convenience for you or an older family member. Choosing between a rollator and a transport chair affects safety, independence, and the type of support your loved one receives.
Lifestyle
November 30th, 2025
Midlife and Aging: What It Means for Your Health, Your Parents and Long-Term Care Planning
You reach a point when aging stops feeling theoretical and starts feeling personal. Here’s how to protect your health, your family, and your future long-term care needs before small changes become major challenges.
Care Facilities
November 30th, 2025
Nursing Home Abuse and Errors: Key Warning Signs Families Must Not Ignore
Nursing home abuse is often subtle at first. You can protect an aging parent from abuse and errors by spotting early red flags, asking the right questions, and knowing when legal action may be needed. Learn the signs and what families can do.