Long-Term Care Information in Your State
Find your state below to start to learn about long-term care information specific to the state you live in, including the average cost of care in your region.
Long-Term Care Resources
Explore long-term care resources.
Find more resources and helpful links including government and state long-term care agencies.
Cost of Long-Term Care Calculator
View the costs of long-term care in your area. Use the slider below to view future costs of care services with inflation. Find your state to get even more accurate costs in your local area.
| National Median | ||||
| Long-Term Care | 2021 | 2035(+16 Years) | 2021 | 2035(+16 Years) |
| Homemaker Services | $4,248 | $6,817 | $5,259 | $8,440 |
| Home Health Aide | $4,450 | $7,141 | $5,462 | $8,764 |
| Adult Day Care | $1,655 | $2,656 | $2,420 | $3,883 |
| Assisted Living Facility | $4,244 | $6,810 | $6,684 | $10,725 |
| Semi-Private Room | $7,895 | $12,669 | $31,075 | $49,866 |
| Private Room | $8,874 | $14,240 | $29,252 | $46,941 |
MonthYear
Information Guides
LTC News offers extensive guides that provide the most comprehensive and up to date information available.
More topics not shown
The Ultimate Long-Term Care Guide is used to fill in the blanks on the valuable information you need to know about long-term care and what to look for in buying Long-Term Care Insurance.
Read Guide
Federal law provides important tax benefits for qualified Long-Term Care Insurance. This includes individuals as well as small and large businesses (S-Corporations, C- Corporations, LLCs, partnerships, and sole proprietors).
Read Guide
All Questions
Frequently Asked Questions
Real questions answered. We have compiled a list of the top questions that people have about long-term care.
While policies typically share core benefits, they are not all the same. Most insurance agents and financial advisors know very little about designing a policy because the industry and the product features evolve rapidly.
Generally, no. Tax-qualified Long-Term Care Insurance benefits come to you tax-free. Insurance companies that pay long-term care insurance benefits are required by the Internal Revenue Service (IRS) to provide claimants with a 1099 LTC.
No, most of the time long-term care insurance is very affordable. However, it can be more expensive if you are older or have major health issues.