Health can change even for a reality TV star Kim Kardashian. The impact of changing health can dramatically impact family and finances unless you have an advance plan. Often this includes affordable Long-Term Care Insurance.

A new research study shows we focus on death than living. Longevity continues to be a major retirement concern. The costs and impact of long-term care needs to be a key component of your planning.

You are young and in good health. This is the best time to think about how the rest of your life will be and how best to plan for it. This includes living wills, medical power-of-attorney, and long-term care insurance planning.

More Americans get diagnosed each day, perhaps you. Diabetes brings many challenges, especially as you get older. Often this leads to complications and a higher risk for long-term care. The right care will help you live better.

More people own Long-Term Care Insurance. Last year over $10.3 Billion in benefits was paid to American families providing quality care, reducing family stress, and protecting savings. A new claims study shows 64% of those on claim were women.

Despite the perception that long-term care insurance is expensive, the reality is policies are very affordable for most people. Plus, experts suggest ways to make them even more affordable.

Conversation on TV, radio and social media today continues to be about long-term care and the impact it has on the family, savings and lifestyle. There is advice for those already being caregivers.

Social media is in the news. As more people experience a family member suffering from memory loss the issue is coming out of the shadows. People share their thoughts and feelings about dementia and long-term care.

Residents in long-term care facilities often experience grief, especially after a loss of a spouse. Many facilities work hard to provide support and social activities to make it a better environment.