One of the results of the virus crisis will be changes in long-term care. These changes should bring even better quality and safeguards. As more Americans need extended care, preparing is essential before retirement.

158 million people in the U.S. are ages 41+ preparing for hopefully a future successful retirement. Costs are increasing and an advance plan is essential.

People in nursing homes and assisted living are facing isolation and loneliness due to the virus crisis. This adds additional challenges for families in addition to the cost of long-term care.

The recent COVID-19 virus crisis shows us the many challenges of long-term care and caregiving. Many existed prior to this crisis. Advance planning, including LTC Insurance, makes future long-term care easier and affordable.

It happened fast. An unexpected event caused panic in the markets. The virus crisis changed how we live and work, as least for the time being. This loss of independence is similar to the fear many older people feel as they age.

In an uncertain world, the value of affordable Long-Term Care Insurance has never been greater. Guaranteed tax-free benefits will safeguard savings and income and reduce family stress no matter what crisis is occurring.

Assisted living is often an outstanding choice to provide long-term care for a loved one while maintaining a level of independence. Key tips make it easier for everyone. LTC Insurance can pay for the cost of care.

A little-known fact is that today, not only do 38% of women out-earn their husbands, and according to LIMRA, but are also financially more decisive.

Affordable Long-Term Care Insurance paid American families $11 Billion in Benefits in 2019 alone. Planning for the financial costs and burdens of aging is essential to a successful future retirement.