- Has substantial experience in Long-Term Care Insurance
- A Strong understanding in underwriting, policy design, and claims experience.
- Represents all or most of all the leading insurance companies.
We are living in crazy times. Yet, too many people react to events after they occur instead of being proactive. Planning longevity and long-term health care is the best planning before we retire when we have more choices.
A little-known fact is that today, not only do 38% of women out-earn their husbands, and according to LIMRA, but are also financially more decisive.
One man lost his battle to Alzheimer’s as another man gets diagnosed. Because they are well known the world knows but the impact of dementia, including Alzheimer’s hits many American families.
We often ignore the concerns of longevity and retirement. When you are older your options diminish. Planning for retirement should be a priority at any age. Saving and protecting those savings especially from long-term care is critical.
When one spouse must add the role of being a caregiver to a parent or other elder family member the impact on the spousal relationship can be very difficult. Carol Bradley Bursack, a veteran caregiver addresses this concern.
As we get older, we think about the many people who were a positive influence on your life. Expressing a debt of gratitude is meaningful to them and for you. The time to make an effort is now.