Many people are aware that planning in advance for the costs and burdens of aging should be part of your overall retirement plan. Some are unaware of tax incentives of LTC insurance.
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One out of every 10 American households will be worth at least $1 million within the next four years and these individuals should be planning to protect their savings with Long-Term Care Insurance.
As more people require Long-Term Care services those with no advance plan place family members into the position of being a caregiver. A new study outlines the implications and impact of family caregivers.
Often, without an advance plan, a spouse becomes the default caregiver. Sometimes that person develops a substance abuse problem. How do you spot it?
Americans seem to be more prepared for retirement than their counterparts throughout the world. One item that could negatively impact savings is the cost of long-term care. LTC insurance can be an affordable way to protect your 401(k).
When people think long-term care many think about nursing homes. While most long-term care is provided outside a nursing home, these facilities are costly. Advance planning is essential.