Linda Kople

With November being National Long-Term Care Awareness Month a family discussion of how to address the financial costs and burdens of aging is essential before you retire. One affordable solution is LTC Insurance.

The campaign for President is in full swing. One of the big issues is health care, but this time around many candidates are talking about long-term care. Proposals include free care to additional tax incentives for Long-Term Care Insurance.

A new research study shows we focus on death than living. Longevity continues to be a major retirement concern. The costs and impact of long-term care needs to be a key component of your planning.

Conversation on TV, radio and social media today continues to be about long-term care and the impact it has on the family, savings and lifestyle. There is advice for those already being caregivers.

Social media is in the news. As more people experience a family member suffering from memory loss the issue is coming out of the shadows. People share their thoughts and feelings about dementia and long-term care.

American families are directly impacted by longevity. Aging means more of us require long-term care services. Family caregivers feel stress when no advance plan is in place often impacting their health and well-being.

The number of American’s who suffer from Alzheimer’s or other forms of dementia continues to grow. Carried service dogs can be an important part of the caregiving team. If you have a loved one who has memory loss a dog could help.

A university study shows the obvious. Caregiving is hard on family members. It places substantial burdens on careers and their own families. Long-Term Care Insurance can reduce the burdens if you plan.

If your elder Mom or Dad is transitioning to long-term care adding a pet to the caregiving team can be a huge benefit for both your parent and the animal.

A person's transition into a long-term care facility can benefit with use of photographs and mementos, including pet drawings, to ease fears. Advance planning will make life's transitions easier on the whole family.

Longevity has become a key part of retirement planning. The costs and burdens of aging impact high net-worth families as well as those with minimal savings. Long-Term Care planning is prudent for both.

28 states offer some type of tax credit or deduction for Long-Term Care Insurance. A new measure introduced by a Nebraska state senator would provide a new tax credit for Nebraskans as they plan for Long-Term Care.

Longevity is requiring planning and Long-Term Care Insurance is part of the discussion. The facts suggest these plans are both affordable and rate stable providing asset protection for those planning prior to retirement.

How many medications are you taking? As we age we are prescribed more drugs. Polypharmacy, the use of too many medications, becomes common with aging and can cause significant morbidity and mortality.

The Long-Term Care Insurance Industry paid $9.2 Billion in benefits in 2017 alone, an increase from $8.65 paid in 2016. Policies are paying huge benefits reducing financial and physical burdens placed on the American family.

As America ages, the impact of Long-Term Care costs have a dramatic impact on both a family’s budget and government budgets. As more people age and require care advance plan is a necessary part of retirement planning.

If you find yourself or family member caring for a person with Alzheimer’s or dementia the stress impacts more than you and your family. It impacts your health unless you take the right steps.

New aggressive guidelines encourage individuals & physicians to be more pro-active when dealing with high blood pressure. The goal to reduce risks of heart attack, stroke and long-term care.

Our longevity doesn’t end our sex life. Sex in Long-Term Care Facilities is a big issue combining concerns of privacy and ability to consent.