Linda Kople

Linda is a freelance writer interested in retirement planning, health and aging.

Contributor Since: 10-31-2017

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40% of COVID-19 Deaths are Nursing Home Residents
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40% of COVID-19 Deaths are Nursing Home Residents

No matter where long-term care is delivered it is close and personal. There is no ‘social distancing’ when providing care. COVID-19 is presenting challenges in how care is delivered. Having choice of quality care in the future even more important than ever.

More Americans are Caregivers Than Ever Before
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More Americans are Caregivers Than Ever Before

Another research study is showing the significant impact caregiving is having on American families. Without long-term care insurance, family members become caregivers. A growing number of loved ones find themselves in this role.

Caregiver Burnout Managing Responsibilities
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Caregiver Burnout Managing Responsibilities

American families are facing the difficult responsibility of being a caregiver for a family member. The burn-out and burden on those caregivers bring many challenges for family members. There are ways to address burnout.

Thinking About Long-Term Care Amid COVID-19?
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Thinking About Long-Term Care Amid COVID-19?

Is now really the time we need to be thinking Long-Term Care? Unexpected events influence our savings. Events like 9/11, the 2008 sub-prime mortgage crisis, and the current virus crisis can create losses when we least expect it.

17% of Non-Caregivers Expect to be Caregivers
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17% of Non-Caregivers Expect to be Caregivers

The recent COVID-19 virus crisis shows us the many challenges of long-term care and caregiving. Many existed prior to this crisis. Advance planning, including LTC Insurance, makes future long-term care easier and affordable.

America Experiencing Loss of Independence
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America Experiencing Loss of Independence

It happened fast. An unexpected event caused panic in the markets. The virus crisis changed how we live and work, as least for the time being. This loss of independence is similar to the fear many older people feel as they age.

Crisis Devastates Assets Even in a Good Economy
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Crisis Devastates Assets Even in a Good Economy

In an uncertain world, the value of affordable Long-Term Care Insurance has never been greater. Guaranteed tax-free benefits will safeguard savings and income and reduce family stress no matter what crisis is occurring.

Pets Add Longevity and Add Comfort
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Pets Add Longevity and Add Comfort

Your dog or cat may be a great asset to your overall health and well-being. With longevity, a dog could be a great partnership in your plan for both physical and emotional health as you get older.

When Mom or Dad Starts Long-Term Care
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When Mom or Dad Starts Long-Term Care

When Mom or Dad needs long-term care, it can create a crisis within the family. What steps should be taken? What are the costs of paid care services? Advance planning makes aging issues easier.

Do More Than Just Be Aware of Long-Term Care
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Do More Than Just Be Aware of Long-Term Care

With November being National Long-Term Care Awareness Month a family discussion of how to address the financial costs and burdens of aging is essential before you retire. One affordable solution is LTC Insurance.

Long-Term Care Getting Attention on 2020 Campaign Trail
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Long-Term Care Getting Attention on 2020 Campaign Trail

The campaign for President is in full swing. One of the big issues is health care, but this time around many candidates are talking about long-term care. Proposals include free care to additional tax incentives for Long-Term Care Insurance.

Dementia Comes Out of Hiding on Social Media
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Dementia Comes Out of Hiding on Social Media

Social media is in the news. As more people experience a family member suffering from memory loss the issue is coming out of the shadows. People share their thoughts and feelings about dementia and long-term care.

Poll Shows Caregivers Neglecting Their Own Health
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Poll Shows Caregivers Neglecting Their Own Health

American families are directly impacted by longevity. Aging means more of us require long-term care services. Family caregivers feel stress when no advance plan is in place often impacting their health and well-being.

Dogs are a Best Friend for Those with Dementia
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Dogs are a Best Friend for Those with Dementia

The number of American’s who suffer from Alzheimer’s or other forms of dementia continues to grow. Carried service dogs can be an important part of the caregiving team. If you have a loved one who has memory loss a dog could help.

STUDY: Caregiver’s Health & Well-Being
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STUDY: Caregiver’s Health & Well-Being

A university study shows the obvious. Caregiving is hard on family members. It places substantial burdens on careers and their own families. Long-Term Care Insurance can reduce the burdens if you plan.

Tax Proposal May Give Nebraskans Deduction
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Tax Proposal May Give Nebraskans Deduction

28 states offer some type of tax credit or deduction for Long-Term Care Insurance. A new measure introduced by a Nebraska state senator would provide a new tax credit for Nebraskans as they plan for Long-Term Care.

This Is Why Long-Term Care Insurance is Affordable
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This Is Why Long-Term Care Insurance is Affordable

Longevity is requiring planning and Long-Term Care Insurance is part of the discussion. The facts suggest these plans are both affordable and rate stable providing asset protection for those planning prior to retirement.

Polypharmacy Has Consequences with Aging Adults
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Polypharmacy Has Consequences with Aging Adults

How many medications are you taking? As we age we are prescribed more drugs. Polypharmacy, the use of too many medications, becomes common with aging and can cause significant morbidity and mortality.

Long-Term Care Spending Continues to Rise
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Long-Term Care Spending Continues to Rise

As America ages, the impact of Long-Term Care costs have a dramatic impact on both a family’s budget and government budgets. As more people age and require care advance plan is a necessary part of retirement planning.

New Guidelines for High Blood Pressure
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New Guidelines for High Blood Pressure

New aggressive guidelines encourage individuals & physicians to be more pro-active when dealing with high blood pressure. The goal to reduce risks of heart attack, stroke and long-term care.

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