Getting Mad at Parents for Getting Older

The role reversal for a parent caring for a child and child caring for a parent creates stress, burden, pressure, and even anger. Planning will help loved ones have time to be family.

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Getting Mad at Parents for Getting Older
3 Min Read July 18th, 2021

There are few things in life you can ultimately depend on, no matter what. The saying goes, "...in this world, nothing can be said to be certain, except death and taxes." 

However, aging is one of those almost certainties few of us can avoid. Advances in medical science are allowing for greater lifespans. Longevity, however, comes at a price. The price we pay is aging and the consequences that come with aging.

Shifting Roles Between Parent and Adult Child

A story in USA Today talks about the shifting roles between adult children and their aging parents. They start to see their parents decline and see the transition that slowly happens. The parent is no longer caring and watching out for their child, but the child starts becoming the caregiver or supervisor of their parent.  

The article, written by Alia E. Dastagir, talks about how the parent's health starts to decline over time, their bodies weaken, hearing and vision become more of an issue, and memories start to fade. The bottom line is their parent's level of independence begins to diminish.

The result is anger and confusion - Children caregiving for aging parents feel anger, stress, frustration (usatoday.com)

Sandwich Generation Getting Slammed

The Pew Research Center reports that half of the people in their 40s and 50s have parents over age 65 and children under 18. As a parent becomes dependent, the adult children become the default caregiver and find themselves 'sandwiched between their responsibilities to their children and their parents.

There is a high degree of stress and anxiety that is placed on the family. While this burden is never intended, it creates anger and added pressure to an already busy life.

As more people have purchased Long-Term Care Insurance over the past 30+ years, the stress and burdens are lessened. When you own a Long-Term Care Insurance policy, you will have access to your choice of quality care in the setting you desire, including at home. Your loved ones will have the time to be a family instead of caregivers. 

LTC Costs Increase Yearly - LTC Insurance Helps

The costs of professional care are expensive and grow each year. The LTC NEWS Cost of Care Calculator shows you the current and future costs where you live - Cost of Care Calculator - Choose Your State | LTC News.

LTC Insurance plans have inflation benefits to keep up with higher costs over time. 

Most experts suggest obtaining Long-Term Care Insurance coverage in your 40s or 50s when you still enjoy fairly good health and premiums are much lower. Be sure to speak with a licensed and experienced Long-Term Care Insurance specialist to help you navigate the many options. Plus, premiums can vary over 100% between insurance companies - Work With a Specialist | LTC News 

Aging happens. You can make the process of getting older and the changes that occur with your health, body, and mind easier on your family. A little preplanning will reduce anger, stress, and anxiety and give everyone greater peace of mind.

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About the Author

An LTC News author focusing on long-term care and aging.

LTC News Contributor James Kelly

James Kelly

Contributor since August 21st, 2017

Editor's Note

Being prepared for future declining health and aging has never been more critical than right now. Long-term health care costs are skyrocketing due to increasing demand, labor shortages, and high labor costs. 

If you want to ensure you obtain quality care in the setting you desire, including in-home care, then getting affordable Long-Term Care Insurance is a vital part of your retirement planning. 

Long-term care is a cash flow issue, but it is also a family issue, and the consequences on loved ones can be dramatic. Family caregivers find it hard to juggle their careers and family responsibilities with that of a caregiver for an older parent. The burden is something most people have said in surveys that they don't want to place on their family.

LTC Insurance provides guaranteed tax-free benefits to access your choice of quality care options, including care at home. You will protect your income and assets and reduce the stress and anxiety otherwise placed on loved ones.

Planning Tools and Resources on LTC NEWS

You can find many tools and resources on LTC NEWS to assist you in your research for a planning solution or help your family find the appropriate care for a loved one at the time of crisis. 

To help you plan the costs and burdens of changing health and aging, LTC NEWS has put in place several resources, including:

Find all the resources on LTC NEWS - Resources for Long-Term Care Planning | LTC News.

Seek Professional Guidance

Insurance rates are regulated, so no insurance agent, agency, or financial advisor can give you special deals. However, insurance companies' premiums vary over 100% for the same coverage.

Experts suggest using a qualified Long-Term Care Insurance specialist to help you navigate the many options available to you and your family.

A specialist who works with the top companies can match your age, health, family history, and other factors and find you the best coverage at the best value. A specialist will save you money, and you will have peace of mind knowing they are making the appropriate recommendations - Work With a Specialist | LTC News.

Finding Quality Care for Mom or Dad

Start by reading our guides -  

If they are lucky enough to own a Long-Term Care Insurance policy, be sure they use it. Sometimes families wait, thinking they can save the benefits for a rainy day. Waiting on using available Long-Term Care Insurance benefits is not a wise idea. 

Get Help in Filing a Long-Term Care Insurance Claim

Quality care obtained early will help provide a better quality of life and reduce the risk of a deep decline and facility care. If you need help in starting the process of a Long-Term Care Insurance claim, LTC NEWS can help.

LTC NEWS provides free assistance with no obligation to help you or a loved one complete the claims process with a Long-Term Care Insurance policy. We have teamed up with Amada Senior Care, who will do all the work, free with no obligation. 

You can also get support in finding quality caregivers and get recommendations for a proper care plan, whether a person has a policy or not. - Filing a Long-Term Care Insurance Claim | LTC News

Benefits of Reverse Mortgages 

Today's reverse mortgages for those aged 62 and older could be an ideal resource to fund a Long-Term Care Insurance policy OR even provide money to pay for care if you, or a loved one, already needs help and assistance.  

Some people have much of their savings invested in their homes. With today's reverse mortgages, you can find ways to fund care solutions, care itself, even help with cash flow during your retirement. 

Learn more by asking questions to an expert. LTC NEWS columnist and host of the TV Show "62 Who Knew" will answer your questions regarding caregiving, aging, health, retirement planning, long-term care, and reverse mortgages. 

- Just "Ask Mike." - Reverse Mortgages | LTC News.

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LTC NEWS is open to contributors to share their stories with the world. 

You can write a story or ongoing column for LTC NEWS. You can write about many topics, including aging, caregiving, health, lifestyle, retirement planning, and long-term care, to name a few.

Be sure to write for our core target audience of adults aged 40 and older. Our audience is worldwide; however, our primary target is the United States, Canada, the United Kingdom, and other English-speaking nations. 

Improve your website or blog's SEO and gain exposure and traffic at the same time by being a contributor to LTC NEWS. 

You can even promote yourself, your business, and your website or blog. However, it must have editorial content exclusive to LTC NEWS and not just an advertisement. It can include links to other sites, and you can share the article link once published on your website or social media.

Email your story idea or article: newsroom@ltcnews.com - LTC News Contributors | LTC News

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There are various marketing options available with LTC NEWS. Traditional advertising, sponsored content articles, strategic alliances, and more are available. 

Learn more about how LTC NEWS can help you market your business, drive traffic, and improve SEO - Advertise With Us | LTC News.

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Let's work together and help consumers who search for us on the web - Site Request | LTC News.

You can also affordably purchase a dofollow link to your website or blog on LTC NEWS. Just contact the advertising department.

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Include LTC NEWS in your press release distribution. If your group, organization, business, political committee, etc., have news to share, send it to LTC NEWS. Email - newsroom@ltcnews.com  

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