LTC News Contributor James Kelly

James Kelly

LTC News author focusing on long-term care and aging.

LTC News contributor since August 21st, 2017

About James Kelly

An LTC News author focusing on long-term care and aging.

Popular Articles

IRS 2018 Long-Term Care Insurance Deduction Schedule
News

IRS 2018 Long-Term Care Insurance Deduction Schedule

Many people are aware that planning in advance for the costs and burdens of aging should be part of your overall retirement plan. Some are unaware of tax incentives of LTC insurance.

April 11th, 201911348
11348

Many people are aware that planning in advance for the costs and burdens of aging should be part of your overall retirement plan. Some are unaware of tax incentives of LTC insurance.

April 11th, 201911348
Hybrid Long-Term Care and Short-Term Care
News

Hybrid Long-Term Care and Short-Term Care

Hybrid long-term care and short-term care policies are new options for Long-term Care Insurance. Consumers should weigh the pros and cons for each policy type.

April 11th, 201910279
10279

Hybrid long-term care and short-term care policies are new options for Long-term Care Insurance. Consumers should weigh the pros and cons for each policy type.

April 11th, 201910279
Tax Deductions for 2019 Long-Term Care Insurance
News

Tax Deductions for 2019 Long-Term Care Insurance

The IRS has announced the 2019 tax incentives for new or existing policies. These tax breaks give American’s extra incentive to plan for costs & burdens of aging.

April 11th, 20197650
7650

The IRS has announced the 2019 tax incentives for new or existing policies. These tax breaks give American’s extra incentive to plan for costs & burdens of aging.

April 11th, 20197650
IRS 2017 Tax Deduction Schedule for LTC Insurance
News

IRS 2017 Tax Deduction Schedule for LTC Insurance

Individuals and businesses can take advantage of special tax treatment of Long-Term Care Insurance policies. This makes it even more affordable to safeguard future retirement income & assets from high costs of extended care.

April 11th, 20197580
7580

Individuals and businesses can take advantage of special tax treatment of Long-Term Care Insurance policies. This makes it even more affordable to safeguard future retirement income & assets from high costs of extended care.

April 11th, 20197580

Latest Articles

Kim Kardashian Health Shocker, Higher Risk of Long-Term Care
News

Kim Kardashian Health Shocker, Higher Risk of Long-Term Care

Health can change even for a reality TV star Kim Kardashian. The impact of changing health can dramatically impact family and finances unless you have an advance plan. Often this includes affordable Long-Term Care Insurance.

September 10th, 2019373
373

Health can change even for a reality TV star Kim Kardashian. The impact of changing health can dramatically impact family and finances unless you have an advance plan. Often this includes affordable Long-Term Care Insurance.

September 10th, 2019373
Long-Term Care Insurance Premiums Can Vary 100%
News

Long-Term Care Insurance Premiums Can Vary 100%

A study shows Long-Term Care Insurance premiums can vary as much as 100% or more from one company to another. As you plan for the financial costs and burdens of aging before you retire be sure to shop for the most affordable coverage.

August 17th, 20191028
1028

A study shows Long-Term Care Insurance premiums can vary as much as 100% or more from one company to another. As you plan for the financial costs and burdens of aging before you retire be sure to shop for the most affordable coverage.

August 17th, 20191028
Super Bowl Owner Falls to Alzheimer’s as Super Crooner Diagnosed
News

Super Bowl Owner Falls to Alzheimer’s as Super Crooner Diagnosed

One man lost his battle to Alzheimer’s as another man gets diagnosed. Because they are well known the world knows but the impact of dementia, including Alzheimer’s hits many American families.

August 17th, 20191258
1258

One man lost his battle to Alzheimer’s as another man gets diagnosed. Because they are well known the world knows but the impact of dementia, including Alzheimer’s hits many American families.

August 17th, 20191258
Women Receive Majority of Long-Term Care Insurance Benefits
News

Women Receive Majority of Long-Term Care Insurance Benefits

More people own Long-Term Care Insurance. Last year over $10.3 Billion in benefits was paid to American families providing quality care, reducing family stress, and protecting savings. A new claims study shows 64% of those on claim were women.

April 11th, 20191634
1634

More people own Long-Term Care Insurance. Last year over $10.3 Billion in benefits was paid to American families providing quality care, reducing family stress, and protecting savings. A new claims study shows 64% of those on claim were women.

April 11th, 20191634
Making Long-Term Care Insurance Even More Affordable
News

Making Long-Term Care Insurance Even More Affordable

Despite the perception that long-term care insurance is expensive, the reality is policies are very affordable for most people. Plus, experts suggest ways to make them even more affordable.

April 11th, 20191779
1779

Despite the perception that long-term care insurance is expensive, the reality is policies are very affordable for most people. Plus, experts suggest ways to make them even more affordable.

April 11th, 20191779
Think You Have Long-Term Care at Work? Probably Not.
News

Think You Have Long-Term Care at Work? Probably Not.

Do you have coverage for long-term care at work? Probably not. Generally, people think long-term care disability is the same as long-term care. It is not. Know some of the misconceptions before you start planning.

April 11th, 20192056
2056

Do you have coverage for long-term care at work? Probably not. Generally, people think long-term care disability is the same as long-term care. It is not. Know some of the misconceptions before you start planning.

April 11th, 20192056
Long-Term Care Insurance Claims Pass $10 Billion Mark in 2018
News

Long-Term Care Insurance Claims Pass $10 Billion Mark in 2018

The number of American families benefiting from Long-Term Care Insurance continues to rise. A new claims study indicates the major companies paid over $28.22 million a day in long-term care benefits in 2018 alone … over $10.3 billion annually.

April 11th, 20192287
2287

The number of American families benefiting from Long-Term Care Insurance continues to rise. A new claims study indicates the major companies paid over $28.22 million a day in long-term care benefits in 2018 alone … over $10.3 billion annually.

April 11th, 20192287
Pricing Long-Term Care Insurance Shows Stability
News

Pricing Long-Term Care Insurance Shows Stability

Long-Term Care Insurance remains a very affordable way to address the financial costs and burdens that come with aging. A national study of insurance companies shows premiums for new coverage in 2019 varies slightly from plans available in 2018.

April 11th, 20191647
1647

Long-Term Care Insurance remains a very affordable way to address the financial costs and burdens that come with aging. A national study of insurance companies shows premiums for new coverage in 2019 varies slightly from plans available in 2018.

April 11th, 20191647
George H.W. Bush, the 41st President, Dies at Age 94
News

George H.W. Bush, the 41st President, Dies at Age 94

The 41st President of the United States, has battled numerous health issues, including vascular parkinsonism, passes away at the age of 94.

April 11th, 20191143
1143

The 41st President of the United States, has battled numerous health issues, including vascular parkinsonism, passes away at the age of 94.

April 11th, 20191143
Tax Deductions for 2019 Long-Term Care Insurance
News

Tax Deductions for 2019 Long-Term Care Insurance

The IRS has announced the 2019 tax incentives for new or existing policies. These tax breaks give American’s extra incentive to plan for costs & burdens of aging.

April 11th, 20197650
7650

The IRS has announced the 2019 tax incentives for new or existing policies. These tax breaks give American’s extra incentive to plan for costs & burdens of aging.

April 11th, 20197650
Growing Economy and Low Unemployment Increase Long-Term Care Costs
News

Growing Economy and Low Unemployment Increase Long-Term Care Costs

A new survey shows the growing economy & labor market has impacted the costs of long-term care services & supports. Care costs are increasing and the need for Long-Term Care insurance is the key to successful retirement planning.

April 11th, 20192205
2205

A new survey shows the growing economy & labor market has impacted the costs of long-term care services & supports. Care costs are increasing and the need for Long-Term Care insurance is the key to successful retirement planning.

April 11th, 20192205
Sandra Day O'Connor Diagnosed with Dementia
News

Sandra Day O'Connor Diagnosed with Dementia

Retired Supreme Court Justice Sandra Day O’Connor announced she has dementia. She is a growing list of people who now must deal with the physical, emotional and financial burdens that come with longevity and long-term care.

April 11th, 2019983
983

Retired Supreme Court Justice Sandra Day O’Connor announced she has dementia. She is a growing list of people who now must deal with the physical, emotional and financial burdens that come with longevity and long-term care.

April 11th, 2019983
Future Long-Term Care Insurance Rate Increase Risk Near Zero
News

Future Long-Term Care Insurance Rate Increase Risk Near Zero

As people consider longevity, the cost of Long-Term Care Insurance is on many minds. Today’s LTC policies are rate stable with a near zero chance of rate increases in the future, according to the American Association for Long-Term Care Insurance.

April 11th, 20193606
3606

As people consider longevity, the cost of Long-Term Care Insurance is on many minds. Today’s LTC policies are rate stable with a near zero chance of rate increases in the future, according to the American Association for Long-Term Care Insurance.

April 11th, 20193606
Morbidity vs Mortality – Impact on Family & Assets
News

Morbidity vs Mortality – Impact on Family & Assets

Every stage of life has concerns. As we get to our fragile 50s, planning for the financial costs and burdens of aging becomes a key part of retirement planning. Have you thought about longevity?

April 11th, 20191409
1409

Every stage of life has concerns. As we get to our fragile 50s, planning for the financial costs and burdens of aging becomes a key part of retirement planning. Have you thought about longevity?

April 11th, 20191409
Tax Law Encourages Long-Term Care Planning
News

Tax Law Encourages Long-Term Care Planning

American families are being impacted by the financial costs and burdens of aging. Long-Term Care costs are expensive. Tax benefits make LTC insurance even more affordable. Plan before retirement.

April 11th, 20192481
2481

American families are being impacted by the financial costs and burdens of aging. Long-Term Care costs are expensive. Tax benefits make LTC insurance even more affordable. Plan before retirement.

April 11th, 20192481
Compare the Leading Causes of Long-Term Care & Death
News

Compare the Leading Causes of Long-Term Care & Death

A topic you will hate … death and long-term care. Could have added taxes but that would be too much. Many of the causes of death also cause extended care impacting family & finances. Pet pic included for fun.

April 11th, 20191329
1329

A topic you will hate … death and long-term care. Could have added taxes but that would be too much. Many of the causes of death also cause extended care impacting family & finances. Pet pic included for fun.

April 11th, 20191329
Tim Conway Suffering from Dementia, 'Almost Entirely Unresponsive,'
News

Tim Conway Suffering from Dementia, 'Almost Entirely Unresponsive,'

America's TV & movie icons are getting older. Many now suffer from dementia. Tim Conway is the latest as his family deals with costs and burdens from aging.

April 11th, 20191451
1451

America's TV & movie icons are getting older. Many now suffer from dementia. Tim Conway is the latest as his family deals with costs and burdens from aging.

April 11th, 20191451
Avoid the Big Surprise Coming Your Way After Retirement
News

Avoid the Big Surprise Coming Your Way After Retirement

With so many things to worry about in life you might worry about forgetting something to worry about! There is a big surprise coming after retirement that is often ignored. Planning avoids the big surprise.

April 11th, 20191870
1870

With so many things to worry about in life you might worry about forgetting something to worry about! There is a big surprise coming after retirement that is often ignored. Planning avoids the big surprise.

April 11th, 20191870
Family Caregiving Often Brings Conflict
News

Family Caregiving Often Brings Conflict

As more Boomers require long-term care due to illness, accidents or aging the lack of planning means families must go to ‘crisis management’. This often leads to sibling strife. Conflicts can be avoided.

April 11th, 20194179
4179

As more Boomers require long-term care due to illness, accidents or aging the lack of planning means families must go to ‘crisis management’. This often leads to sibling strife. Conflicts can be avoided.

April 11th, 20194179
NFL Dwight Clark Dead at Age 61
News

NFL Dwight Clark Dead at Age 61

NFL Dwight Clark has died at the age of 61. Dwight was suffering from ALS (Amyotrophic Lateral Sclerosis). Dwight had played for the San Francisco 49ers in 1979-1987.

April 11th, 2019985
985

NFL Dwight Clark has died at the age of 61. Dwight was suffering from ALS (Amyotrophic Lateral Sclerosis). Dwight had played for the San Francisco 49ers in 1979-1987.

April 11th, 2019985
Humans Don't Age Like a Fine Wine - Plan for Longevity Younger
News

Humans Don't Age Like a Fine Wine - Plan for Longevity Younger

Humans don't age like a fine wine, but we do live a long-time. Longevity requires an advance plan including Long-Term Care Insurance. A new study says the longer you wait the bigger chance health issues will prevent you from obtaining coverage.

April 11th, 20191663
1663

Humans don't age like a fine wine, but we do live a long-time. Longevity requires an advance plan including Long-Term Care Insurance. A new study says the longer you wait the bigger chance health issues will prevent you from obtaining coverage.

April 11th, 20191663
Millions Being Paid in LTC Insurance Benefits
News

Millions Being Paid in LTC Insurance Benefits

American families were paid over $9.2 Billion is Long-Term Care Insurance benefits in 2017. A new study shows the largest claim has paid $2.6 million to one person.

April 11th, 20191861
1861

American families were paid over $9.2 Billion is Long-Term Care Insurance benefits in 2017. A new study shows the largest claim has paid $2.6 million to one person.

April 11th, 20191861
Long-Term Care Insurance Delivers Care at Home
News

Long-Term Care Insurance Delivers Care at Home

A new study shows most Long-Term Care Insurance claims start with care at home. While most people think the insurance just pays for nursing homes the reality is the opposite. In 2017 Over $9.2 Billion in benefits were paid to American families.

April 11th, 20192413
2413

A new study shows most Long-Term Care Insurance claims start with care at home. While most people think the insurance just pays for nursing homes the reality is the opposite. In 2017 Over $9.2 Billion in benefits were paid to American families.

April 11th, 20192413
Multi-Generational Households on the Rise
News

Multi-Generational Households on the Rise

American longevity is creating an increase of multigenerational households. As more people require help with normal activities/long-term care, this places a burden on adult children and their families.

April 11th, 20191763
1763

American longevity is creating an increase of multigenerational households. As more people require help with normal activities/long-term care, this places a burden on adult children and their families.

April 11th, 20191763
ER Visits for Older Americans May Signal Decline
News

ER Visits for Older Americans May Signal Decline

An elder Mom or Dad may not always reveal health or aging issues with their adult children. An ER visit often becomes the first sign and creates crisis management if no advance plan for Long-Term Care exists.

April 11th, 20192233
2233

An elder Mom or Dad may not always reveal health or aging issues with their adult children. An ER visit often becomes the first sign and creates crisis management if no advance plan for Long-Term Care exists.

April 11th, 20192233
Lady Gaga Cancelled Tour with Concern for Health
News

Lady Gaga Cancelled Tour with Concern for Health

Like many Americans, pop star Lady Gaga is suffering from fibromyalgia, a painful condition which can impact activity and even cause future long-term care. Advance plan with LTC insurance will help provide quality care.

April 11th, 20191229
1229

Like many Americans, pop star Lady Gaga is suffering from fibromyalgia, a painful condition which can impact activity and even cause future long-term care. Advance plan with LTC insurance will help provide quality care.

April 11th, 20191229
7 Reasons Why Long-Term Care Insurance Eases Burden
News

7 Reasons Why Long-Term Care Insurance Eases Burden

Longevity has a big impact on your savings and your family. These are the 7 reasons why affordable Long-Term Care Insurance will ease those burdens.

April 11th, 20194651
4651

Longevity has a big impact on your savings and your family. These are the 7 reasons why affordable Long-Term Care Insurance will ease those burdens.

April 11th, 20194651
Neil Diamond Retires Following Parkinson's Diagnosis
News

Neil Diamond Retires Following Parkinson's Diagnosis

Superstar singer Neil Diamond retires from performing following a diagnosis of Parkinson's disease. He becomes yet another celebrity impacted by the degenerative disorder which causes Long-Term Care

April 11th, 20191448
1448

Superstar singer Neil Diamond retires from performing following a diagnosis of Parkinson's disease. He becomes yet another celebrity impacted by the degenerative disorder which causes Long-Term Care

April 11th, 20191448
Tobacco and Marijuana Poses Health Issues with Aging.
News

Tobacco and Marijuana Poses Health Issues with Aging.

Will occasional smoking or marijuana use really be a health issue? Can it impact risk for long-term care in the future? How can you plan before it becomes an issue?

April 11th, 20191275
1275

Will occasional smoking or marijuana use really be a health issue? Can it impact risk for long-term care in the future? How can you plan before it becomes an issue?

April 11th, 20191275
The Right Dog for Empty Nesters
News

The Right Dog for Empty Nesters

The kids are out of the house and now you need a new face to look at. Perhaps your older mom and dad need something to keep them active. Having the right dog can be helpful, fun and good for your health and well-being.

April 11th, 20195469
5469

The kids are out of the house and now you need a new face to look at. Perhaps your older mom and dad need something to keep them active. Having the right dog can be helpful, fun and good for your health and well-being.

April 11th, 20195469
Millennials More Aware of Long-Term Care?
News

Millennials More Aware of Long-Term Care?

Generation X, Late-Boomers and Boomers understand the impact of aging on retirement savings, but a survey shows Millennials are more aware of their future need of Long-Term Care

April 11th, 20191478
1478

Generation X, Late-Boomers and Boomers understand the impact of aging on retirement savings, but a survey shows Millennials are more aware of their future need of Long-Term Care

April 11th, 20191478
Pay Attention to Aging this Holiday Season
News

Pay Attention to Aging this Holiday Season

Many people will be ‘Home for the Holidays’ giving them an opportunity to see loved ones they don’t see on a regular basis. Noticing changes before a crisis occurs can help older relatives.

April 11th, 20194286
4286

Many people will be ‘Home for the Holidays’ giving them an opportunity to see loved ones they don’t see on a regular basis. Noticing changes before a crisis occurs can help older relatives.

April 11th, 20194286
IRS 2018 Long-Term Care Insurance Deduction Schedule
News

IRS 2018 Long-Term Care Insurance Deduction Schedule

Many people are aware that planning in advance for the costs and burdens of aging should be part of your overall retirement plan. Some are unaware of tax incentives of LTC insurance.

April 11th, 201911348
11348

Many people are aware that planning in advance for the costs and burdens of aging should be part of your overall retirement plan. Some are unaware of tax incentives of LTC insurance.

April 11th, 201911348
Millionaires Should Have Long-Term Care Insurance
News

Millionaires Should Have Long-Term Care Insurance

One out of every 10 American households will be worth at least $1 million within the next four years and these individuals should be planning to protect their savings with Long-Term Care Insurance.

April 11th, 20191645
1645

One out of every 10 American households will be worth at least $1 million within the next four years and these individuals should be planning to protect their savings with Long-Term Care Insurance.

April 11th, 20191645
Impact of Family Caregiving
News

Impact of Family Caregiving

As more people require Long-Term Care services those with no advance plan place family members into the position of being a caregiver. A new study outlines the implications and impact of family caregivers.

April 11th, 20192918
2918

As more people require Long-Term Care services those with no advance plan place family members into the position of being a caregiver. A new study outlines the implications and impact of family caregivers.

April 11th, 20192918
Is America Ready for Retirement and Aging?
News

Is America Ready for Retirement and Aging?

Americans seem to be more prepared for retirement than their counterparts throughout the world. One item that could negatively impact savings is the cost of long-term care. LTC insurance can be an affordable way to protect your 401(k).

April 11th, 20191668
1668

Americans seem to be more prepared for retirement than their counterparts throughout the world. One item that could negatively impact savings is the cost of long-term care. LTC insurance can be an affordable way to protect your 401(k).

April 11th, 20191668
Nursing Homes Still Vital to LTC
News

Nursing Homes Still Vital to LTC

When people think long-term care many think about nursing homes. While most long-term care is provided outside a nursing home, these facilities are costly. Advance planning is essential.

April 11th, 20191493
1493

When people think long-term care many think about nursing homes. While most long-term care is provided outside a nursing home, these facilities are costly. Advance planning is essential.

April 11th, 20191493
Staying Safe in Hot Weather for Older Adults
News

Staying Safe in Hot Weather for Older Adults

Warm summer weather can be hard on everyone, especially hard on those who are older. It can lead to heat exhaustion, heat stroke or death.

April 11th, 20191933
1933

Warm summer weather can be hard on everyone, especially hard on those who are older. It can lead to heat exhaustion, heat stroke or death.

April 11th, 20191933
LTC Insurance Tax Deduction Taken by More
News

LTC Insurance Tax Deduction Taken by More

Nearly nine million Americans deducted medical and dental expenses which can now include long-term care insurance premium costs according to a report released by the American Association for Long-Term Care Insurance.

April 11th, 20191650
1650

Nearly nine million Americans deducted medical and dental expenses which can now include long-term care insurance premium costs according to a report released by the American Association for Long-Term Care Insurance.

April 11th, 20191650
Will Medicaid Cuts Impact Long-Term Care
News

Will Medicaid Cuts Impact Long-Term Care

Medicaid cuts are reductions in increased budget spending but the impact on your future long-term care has become a big concern. What is the impact and will private LTC insurance be an answer?

April 11th, 20192030
2030

Medicaid cuts are reductions in increased budget spending but the impact on your future long-term care has become a big concern. What is the impact and will private LTC insurance be an answer?

April 11th, 20192030
Long-Term Care Insurance Has Positive Impact on Families
News

Long-Term Care Insurance Has Positive Impact on Families

Individuals with Long-Term Care Insurance receive 35% more hours of quality care in the setting they desire according to a study. Quality care, asset protection and relief of family burden are big benefits.

April 11th, 20193535
3535

Individuals with Long-Term Care Insurance receive 35% more hours of quality care in the setting they desire according to a study. Quality care, asset protection and relief of family burden are big benefits.

April 11th, 20193535
US Census – America Getting Older
News

US Census – America Getting Older

A new report shows we are an aging nation. This will impact your future retirement plan and health costs including long-term care which could mean outliving your money.

April 11th, 20193538
3538

A new report shows we are an aging nation. This will impact your future retirement plan and health costs including long-term care which could mean outliving your money.

April 11th, 20193538
Poll Suggests Medicare Should Pay for Long-Term Care
News

Poll Suggests Medicare Should Pay for Long-Term Care

An AP poll suggests most Americans favor government run Long-Term Care services despite other options and the potential impact on taxpayers.

April 11th, 20191846
1846

An AP poll suggests most Americans favor government run Long-Term Care services despite other options and the potential impact on taxpayers.

April 11th, 20191846
Commissioners Urge Congress to Bolster LTC Insurance
News

Commissioners Urge Congress to Bolster LTC Insurance

The National Association of Insurance Commissioners is urging Congress to make policy changes bolstering Long-Term Care Insurance and its availability to the public as it faces the challenges of an aging population.

April 11th, 20192250
2250

The National Association of Insurance Commissioners is urging Congress to make policy changes bolstering Long-Term Care Insurance and its availability to the public as it faces the challenges of an aging population.

April 11th, 20192250
Foot and Ankle Problems Causes Pain and Falls With Age
News

Foot and Ankle Problems Causes Pain and Falls With Age

Many of us will suffer from foot or ankle problems at some point. These problems cause pain and even cause falls which can lead to injuries and long-term care. Proper treatment will ease the pain.

April 11th, 20191601
1601

Many of us will suffer from foot or ankle problems at some point. These problems cause pain and even cause falls which can lead to injuries and long-term care. Proper treatment will ease the pain.

April 11th, 20191601
Stroke and Blood Pressure Awareness & Prevention Month
News

Stroke and Blood Pressure Awareness & Prevention Month

May is Blood Pressure Awareness Month as well a Stroke Awareness Month. You should be aware of the risks and ways for prevention. HBP and strokes can cause serious health issues and Long-Term Care

April 11th, 20192388
2388

May is Blood Pressure Awareness Month as well a Stroke Awareness Month. You should be aware of the risks and ways for prevention. HBP and strokes can cause serious health issues and Long-Term Care

April 11th, 20192388
Young People Impacted By Arthritis Increasing
News

Young People Impacted By Arthritis Increasing

More and more younger people are impacted by the pain and discomfort of arthritis. The CDC says this isn’t your mom’s arthritis. It is also a leading cause of long-term care.

April 11th, 20191763
1763

More and more younger people are impacted by the pain and discomfort of arthritis. The CDC says this isn’t your mom’s arthritis. It is also a leading cause of long-term care.

April 11th, 20191763
Tips for Caring For Aging Parents
News

Tips for Caring For Aging Parents

Looking out of aging parents is not easy. Planning will make it easier. These tips may help your parent as you think about your own long-term care plan.

April 11th, 20194064
4064

Looking out of aging parents is not easy. Planning will make it easier. These tips may help your parent as you think about your own long-term care plan.

April 11th, 20194064
Partnership Plans Provide Additional Asset Protection
News

Partnership Plans Provide Additional Asset Protection

Partnership policies are affordable plans to provide additional asset protection while easing the burden extended care places on family.

April 11th, 20193202
3202

Partnership policies are affordable plans to provide additional asset protection while easing the burden extended care places on family.

April 11th, 20193202
LTC Insurance Helping Avoid Nursing Homes
News

LTC Insurance Helping Avoid Nursing Homes

People with long-term care insurance are receiving a majority of their benefits outside a nursing home according to a new study from the American Association for Long-Term Care Insurance.

April 11th, 20193830
3830

People with long-term care insurance are receiving a majority of their benefits outside a nursing home according to a new study from the American Association for Long-Term Care Insurance.

April 11th, 20193830
Skilled LTC Cost Breaks $100k First Time
News

Skilled LTC Cost Breaks $100k First Time

Skilled and advanced Long-Term Care for a private room costs break a national average of $100k per year for the first time.

April 11th, 20193423
3423

Skilled and advanced Long-Term Care for a private room costs break a national average of $100k per year for the first time.

April 11th, 20193423
David Cassidy Dies At Age 67
News

David Cassidy Dies At Age 67

David Cassidy, pop culture idol of the 1970s, died Tuesday, November 21, 2017, at a Fort Lauderdale, Florida, area hospital. He was 67.

April 11th, 20194128
4128

David Cassidy, pop culture idol of the 1970s, died Tuesday, November 21, 2017, at a Fort Lauderdale, Florida, area hospital. He was 67.

April 11th, 20194128
Long Term Care Insurance Costs
News

Long Term Care Insurance Costs

Many consumer’s use the internet to research Long-Term Care Insurance. Plans can be very affordable, but be sure to understand options available as you research.

April 11th, 20193995
3995

Many consumer’s use the internet to research Long-Term Care Insurance. Plans can be very affordable, but be sure to understand options available as you research.

April 11th, 20193995
LTC Claims Rise In 2016
News

LTC Claims Rise In 2016

More and more people have long-term care insurance, and people are receiving benefits in record numbers. More people require care and LTC insurance protects assets & eases the burden on a family.

April 11th, 20193016
3016

More and more people have long-term care insurance, and people are receiving benefits in record numbers. More people require care and LTC insurance protects assets & eases the burden on a family.

April 11th, 20193016
Filial Laws Might Prompt LTC Planning
News

Filial Laws Might Prompt LTC Planning

Filial responsibility laws could require your adult children to pay for future LTC costs unless you plan ahead.

April 11th, 20191389
1389

Filial responsibility laws could require your adult children to pay for future LTC costs unless you plan ahead.

April 11th, 20191389
Staying Fit and Losing Weight at 40
News

Staying Fit and Losing Weight at 40

Staying fit and losing weight at age 40 becomes more difficult with age as your metabolism slows, but it’s not for the reason you may think.

April 11th, 20191607
1607

Staying fit and losing weight at age 40 becomes more difficult with age as your metabolism slows, but it’s not for the reason you may think.

April 11th, 20191607
Hybrid Long-Term Care and Short-Term Care
News

Hybrid Long-Term Care and Short-Term Care

Hybrid long-term care and short-term care policies are new options for Long-term Care Insurance. Consumers should weigh the pros and cons for each policy type.

April 11th, 201910279
10279

Hybrid long-term care and short-term care policies are new options for Long-term Care Insurance. Consumers should weigh the pros and cons for each policy type.

April 11th, 201910279
NBC Today Show: How to Pay for Long Term Care
News

NBC Today Show: How to Pay for Long Term Care

Today Show host Matt Lauer discussed the need for LTC Planning with NBC's Jean Chatzky. She explained the types of LTC plans and the need to start at age 50.

April 11th, 20197446
7446

Today Show host Matt Lauer discussed the need for LTC Planning with NBC's Jean Chatzky. She explained the types of LTC plans and the need to start at age 50.

April 11th, 20197446
Unpaid Caregivers Impact  Quality Long Term Care
News

Unpaid Caregivers Impact Quality Long Term Care

Family caregivers suffer hardships when providing Long-Term Care services. Most are untrained and create issues for those giving care and receiving care.

April 11th, 20192484
2484

Family caregivers suffer hardships when providing Long-Term Care services. Most are untrained and create issues for those giving care and receiving care.

April 11th, 20192484
Top States For Long Term Care Planning
News

Top States For Long Term Care Planning

More American's are seeking help with planning for the physical, emotional and financial burdens of Long Term Health Care. A national consumer group announced the top 10 states for LTC planning.

April 11th, 20192222
2222

More American's are seeking help with planning for the physical, emotional and financial burdens of Long Term Health Care. A national consumer group announced the top 10 states for LTC planning.

April 11th, 20192222
Family Caregivers, Financial Costs, and Burdens
News

Family Caregivers, Financial Costs, and Burdens

New AARP report highlights the amount of money that family caregivers spend of providing care to family member. Hispanic families impacted even more. LTC insurance will reduce this burden and protect assets.

April 11th, 20192517
2517

New AARP report highlights the amount of money that family caregivers spend of providing care to family member. Hispanic families impacted even more. LTC insurance will reduce this burden and protect assets.

April 11th, 20192517
Caregiving Growing Burden On Women in Mid-Career
News

Caregiving Growing Burden On Women in Mid-Career

LTC issues become bigger burden on mid-career women who tend to be the default caregiver for an older parent or in-law. An advance LTC plan before retirement is key.

April 11th, 20195198
5198

LTC issues become bigger burden on mid-career women who tend to be the default caregiver for an older parent or in-law. An advance LTC plan before retirement is key.

April 11th, 20195198
Farmers Need To Protect Land & Legacy From LTC
News

Farmers Need To Protect Land & Legacy From LTC

Farmers and Ranchers have much of their assets in the value of their land. Long Term Health Care costs can threaten the ability to keep the farm or ranch in the family.

April 11th, 20193040
3040

Farmers and Ranchers have much of their assets in the value of their land. Long Term Health Care costs can threaten the ability to keep the farm or ranch in the family.

April 11th, 20193040
Interest In LTC Insurance Increase
News

Interest In LTC Insurance Increase

As more Generation X and Late Boomers make retirement plans sales of Long-Term Care Insurance increase. More people interested in safeguarding their 401k and IRA.

April 11th, 20192018
2018

As more Generation X and Late Boomers make retirement plans sales of Long-Term Care Insurance increase. More people interested in safeguarding their 401k and IRA.

April 11th, 20192018
Strokes Impacting Younger Americans
News

Strokes Impacting Younger Americans

Once thought to only impact older Boomers, more GenX'ers are suffering from strokes. The consequences include Long-Term Care and burden on loved ones.

April 11th, 20192429
2429

Once thought to only impact older Boomers, more GenX'ers are suffering from strokes. The consequences include Long-Term Care and burden on loved ones.

April 11th, 20192429
NHL Star Bryan Bickell Retires - Diagnosed with MS
News

NHL Star Bryan Bickell Retires - Diagnosed with MS

People need Long Term Health Care due to illnesses, accidents or the impact of aging. MS is one condition that can cause LTC creating a physical, emotional and financial burden on family.

April 11th, 20191684
1684

People need Long Term Health Care due to illnesses, accidents or the impact of aging. MS is one condition that can cause LTC creating a physical, emotional and financial burden on family.

April 11th, 20191684
Whole-Grain Diet Can Help Blood Pressure
News

Whole-Grain Diet Can Help Blood Pressure

A new study shows that eating the right grains reduces the risk of cardiovascular disease. This is key since as we age cardiovascular disease can lead to many health issues including Long Term Health Care and death.

April 11th, 20192108
2108

A new study shows that eating the right grains reduces the risk of cardiovascular disease. This is key since as we age cardiovascular disease can lead to many health issues including Long Term Health Care and death.

April 11th, 20192108
IRS 2017 Tax Deduction Schedule for LTC Insurance
News

IRS 2017 Tax Deduction Schedule for LTC Insurance

Individuals and businesses can take advantage of special tax treatment of Long-Term Care Insurance policies. This makes it even more affordable to safeguard future retirement income & assets from high costs of extended care.

April 11th, 20197580
7580

Individuals and businesses can take advantage of special tax treatment of Long-Term Care Insurance policies. This makes it even more affordable to safeguard future retirement income & assets from high costs of extended care.

April 11th, 20197580
Millennials, Gen X & Late Boomers Long-Term Care
News

Millennials, Gen X & Late Boomers Long-Term Care

Generation X & Late-Boomers should plan for LTC. Impact of no plan will burden Millennials. LTC insurance safeguards income & savings & eases burden on family.

April 11th, 20191717
1717

Generation X & Late-Boomers should plan for LTC. Impact of no plan will burden Millennials. LTC insurance safeguards income & savings & eases burden on family.

April 11th, 20191717
Memory Loss Looms Large in Retirement Planning
News

Memory Loss Looms Large in Retirement Planning

More people are living longer and risk of memory loss is high.The financial costs & burdens of aging will impact retirement savings. Affordable LTC insurance will protect savings and not burden your family.

April 11th, 20192948
2948

More people are living longer and risk of memory loss is high.The financial costs & burdens of aging will impact retirement savings. Affordable LTC insurance will protect savings and not burden your family.

April 11th, 20192948
Will You Have a Robot as Your Home Care Provider?
News

Will You Have a Robot as Your Home Care Provider?

Extended care (home or facility) is in our future. Who provides that care and pay for it? Robotics are a big part of healthcare. Costs will impact your savings.

April 11th, 20192353
2353

Extended care (home or facility) is in our future. Who provides that care and pay for it? Robotics are a big part of healthcare. Costs will impact your savings.

April 11th, 20192353
Eric Clapton Career May End, Peripheral Neuropathy
News

Eric Clapton Career May End, Peripheral Neuropathy

The pop & rock stars that played on your radio are now aging, just like you. Health issues which cause Long-Term Care impacts retirement savings. Safeguarding savings with affordable LTC insurance should be part of your plan

April 11th, 20192977
2977

The pop & rock stars that played on your radio are now aging, just like you. Health issues which cause Long-Term Care impacts retirement savings. Safeguarding savings with affordable LTC insurance should be part of your plan

April 11th, 20192977
Long Term Health Care Usually Isn’t Nursing Home
News

Long Term Health Care Usually Isn’t Nursing Home

Life expectancy is increasing in the US and the rest of the world. The extra years of life is bringing more years of ill health. With more people needing care much of this care is not in a nursing home.

April 11th, 20191468
1468

Life expectancy is increasing in the US and the rest of the world. The extra years of life is bringing more years of ill health. With more people needing care much of this care is not in a nursing home.

April 11th, 20191468
Most Mistakenly Think Medicare Will Cover LTC Needs
News

Most Mistakenly Think Medicare Will Cover LTC Needs

Research shows many Americans think Medicare will pay for LTC despite they generally will pay little or nothing. Those who have LTC insurance are happy.

April 11th, 20193213
3213

Research shows many Americans think Medicare will pay for LTC despite they generally will pay little or nothing. Those who have LTC insurance are happy.

April 11th, 20193213
Michael J Fox Losing Battle With Parkinson's
News

Michael J Fox Losing Battle With Parkinson's

Fox has been outspoken about living with and finding a cure for Parkinson's disease since he went public with his diagnosis in 1998. He has slammed 'disturbing' reports about his 'declining' health.

April 11th, 20197058
7058

Fox has been outspoken about living with and finding a cure for Parkinson's disease since he went public with his diagnosis in 1998. He has slammed 'disturbing' reports about his 'declining' health.

April 11th, 20197058
Dementia Incidence Highest Among African Americans
News

Dementia Incidence Highest Among African Americans

A new 14 year study shows African Americans and American Indians have the highest incidence rates of dementia. This reinforces the need for all Americans to plan for the costs of extended Long Term Health Care.

April 11th, 20191882
1882

A new 14 year study shows African Americans and American Indians have the highest incidence rates of dementia. This reinforces the need for all Americans to plan for the costs of extended Long Term Health Care.

April 11th, 20191882
80+ Population to Triple by 2050: UN
News

80+ Population to Triple by 2050: UN

The world is getting older including an ever increasing aging population in the US. This means more people will need help with normal activities & other Long Term Health Care needs.

April 11th, 20191304
1304

The world is getting older including an ever increasing aging population in the US. This means more people will need help with normal activities & other Long Term Health Care needs.

April 11th, 20191304
Women Live Longer But Suffer More Disability Issues
News

Women Live Longer But Suffer More Disability Issues

A new study confirms women continue to enjoy longer life, however that means they require a higher level of disability as they age. This means women must plan for the financial costs and burdens of aging.

April 11th, 20192958
2958

A new study confirms women continue to enjoy longer life, however that means they require a higher level of disability as they age. This means women must plan for the financial costs and burdens of aging.

April 11th, 20192958
Aging America Creates Huge Market for Adult Diapers
News

Aging America Creates Huge Market for Adult Diapers

An aging America means products and services to service the Long Term extended care needs of this group is growing and evolving. Diapers are a good example as more people have needs as they age.

April 11th, 20191556
1556

An aging America means products and services to service the Long Term extended care needs of this group is growing and evolving. Diapers are a good example as more people have needs as they age.

April 11th, 20191556
Maurice White Dies at Age 74
News

Maurice White Dies at Age 74

After dealing with the impact of Parkinson’s for 24 years, Maurice White, the founding member of Earth, Wind, and Fire, passes away at 74. He, like many American’s, had to live with the care required from this disease.

April 11th, 20191664
1664

After dealing with the impact of Parkinson’s for 24 years, Maurice White, the founding member of Earth, Wind, and Fire, passes away at 74. He, like many American’s, had to live with the care required from this disease.

April 11th, 20191664
Thriving and Living Longer at Age 100+
News

Thriving and Living Longer at Age 100+

The fastest growing age demographic in America is 90+ and many living to 100+. The impact of living well into your ‘golden years’ requires immediate planning before you retire.

April 11th, 20191571
1571

The fastest growing age demographic in America is 90+ and many living to 100+. The impact of living well into your ‘golden years’ requires immediate planning before you retire.

April 11th, 20191571
Aging Issues and Your 401k
News

Aging Issues and Your 401k

The market has been tough on your 401k so far in 2016. But in a long-term view what happens when you have unbudgeted Long Term Health Care costs? The impact on retirement savings can have a big impact on your assets and love.

April 11th, 20191626
1626

The market has been tough on your 401k so far in 2016. But in a long-term view what happens when you have unbudgeted Long Term Health Care costs? The impact on retirement savings can have a big impact on your assets and love.

April 11th, 20191626
Long Term Care Insurance Claims to Reach $100 Billion
News

Long Term Care Insurance Claims to Reach $100 Billion

As more people include Long-Term Care Insurance as part of their future retirement, a report shows claims paid by these plans will soon reach the $100 Billion mark. As more people live longer more require care.

April 11th, 20191431
1431

As more people include Long-Term Care Insurance as part of their future retirement, a report shows claims paid by these plans will soon reach the $100 Billion mark. As more people live longer more require care.

April 11th, 20191431
White House asks for Funding Ideas on Long-Term Care
News

White House asks for Funding Ideas on Long-Term Care

The White House has issued their Conference on Aging Report. WHCOA, which is held every ten years, deals with issues of aging and Long Term Health Care. Report outlines the high risk that Americans face due to LTC.

April 11th, 20191260
1260

The White House has issued their Conference on Aging Report. WHCOA, which is held every ten years, deals with issues of aging and Long Term Health Care. Report outlines the high risk that Americans face due to LTC.

April 11th, 20191260
Pat Harrington Jr. Dies, Struggled with Alzheimer’s
News

Pat Harrington Jr. Dies, Struggled with Alzheimer’s

Golden Globe and Emmy Award Winner Pat Harrington, Jr, known best as "The Super” in the 80’s Comedy “One Day at a Time” dies after a struggle with Alzheimer’s.

April 11th, 20191223
1223

Golden Globe and Emmy Award Winner Pat Harrington, Jr, known best as "The Super” in the 80’s Comedy “One Day at a Time” dies after a struggle with Alzheimer’s.

April 11th, 20191223
Affordable & Effective Long-term Care Insurance
News

Affordable & Effective Long-term Care Insurance

Long-Term Care Insurance policies work very well and are affordable when designed correctly. More people today investigate making Long-Term Care Insurance part of their overall retirement plan.

April 11th, 20191741
1741

Long-Term Care Insurance policies work very well and are affordable when designed correctly. More people today investigate making Long-Term Care Insurance part of their overall retirement plan.

April 11th, 20191741
Glass of Red Wine = Gym Workout Really?
News

Glass of Red Wine = Gym Workout Really?

If your New Year's resolutions include better health & retirement planning than drink to that for 2016 with red wine.

April 11th, 20191568
1568

If your New Year's resolutions include better health & retirement planning than drink to that for 2016 with red wine.

April 11th, 20191568
Get Off Your Butt! Long Sits Erodes Health
News

Get Off Your Butt! Long Sits Erodes Health

Even if you work out, sitting for long periods of time at work or watching TV can lead to health issues that lead to death or Long Term Health Care. Getting up and moving around will help.

April 11th, 20191084
1084

Even if you work out, sitting for long periods of time at work or watching TV can lead to health issues that lead to death or Long Term Health Care. Getting up and moving around will help.

April 11th, 20191084
Five Financial Resolutions to Make and Make Happen
News

Five Financial Resolutions to Make and Make Happen

Many people have New Year's Resolutions. For those who are 40 and over, these are five good things which you can get done now.

April 11th, 20191159
1159

Many people have New Year's Resolutions. For those who are 40 and over, these are five good things which you can get done now.

April 11th, 20191159
Local Agent May Not Be Qualified for Long Term Care
News

Local Agent May Not Be Qualified for Long Term Care

More people today are wanting to plan for the financial costs and burdens of aging. The risk of needing Long Term Health Care is high but few insurance agents are able to help with LTC.

April 11th, 20194078
4078

More people today are wanting to plan for the financial costs and burdens of aging. The risk of needing Long Term Health Care is high but few insurance agents are able to help with LTC.

April 11th, 20194078
Marrying After 50? Consider Financial Issues
News

Marrying After 50? Consider Financial Issues

You remember the Beatles song, “All You Need Is Love”. When considering love & marriage after age 50 you might need more.

April 11th, 20191960
1960

You remember the Beatles song, “All You Need Is Love”. When considering love & marriage after age 50 you might need more.

April 11th, 20191960
Dementia Care Now More Costly Than Other Illnesses
News

Dementia Care Now More Costly Than Other Illnesses

A new study shows the cost of caring for those with memory loss is more expensive than other health issues. This cost tends to be out-of-pocket and in the last 5 years of life.

April 11th, 20191602
1602

A new study shows the cost of caring for those with memory loss is more expensive than other health issues. This cost tends to be out-of-pocket and in the last 5 years of life.

April 11th, 20191602
Beer to Slow Alzheimer's and Parkinson's Disease
News

Beer to Slow Alzheimer's and Parkinson's Disease

Having a beer or two may ward off Alzheimer’s and Parkinson’s according to a study.

April 11th, 20191503
1503

Having a beer or two may ward off Alzheimer’s and Parkinson’s according to a study.

April 11th, 20191503
IRS Announces 2016 Deductible LTC Insurance
News

IRS Announces 2016 Deductible LTC Insurance

The Internal Revenue Service has announced the 2016 tax deductible limits for Long-Term Care Insurance. Many state and federal tax advantages are available to help consumers make affordable LTC insurance part of their retirement.

April 11th, 20191194
1194

The Internal Revenue Service has announced the 2016 tax deductible limits for Long-Term Care Insurance. Many state and federal tax advantages are available to help consumers make affordable LTC insurance part of their retirement.

April 11th, 20191194
Losing Sleep Over Sleep?
News

Losing Sleep Over Sleep?

Once you reach age 45 and approach your ‘fragile 50’s’ health issues and medications can cause problems with sleep. Sleep issues can also add to health issues.

April 11th, 20191163
1163

Once you reach age 45 and approach your ‘fragile 50’s’ health issues and medications can cause problems with sleep. Sleep issues can also add to health issues.

April 11th, 20191163
Virtual Care In Your Future?
News

Virtual Care In Your Future?

Virtual care services are becoming reality expanding quality care to more people & reducing costs. In Long Term Health Care, virtual care can help people stay at home, reduce costs and avoid a facility.

April 11th, 20191521
1521

Virtual care services are becoming reality expanding quality care to more people & reducing costs. In Long Term Health Care, virtual care can help people stay at home, reduce costs and avoid a facility.

April 11th, 20191521
Lack of LTC Planning Cause of Career Crisis
News

Lack of LTC Planning Cause of Career Crisis

As more people require long-term health care, more family members have become caregivers. A new survey suggests the impact on those loved ones is not limited to emotional and physical burdens.

April 11th, 2019941
941

As more people require long-term health care, more family members have become caregivers. A new survey suggests the impact on those loved ones is not limited to emotional and physical burdens.

April 11th, 2019941
DWTS Celeb Suffers Stroke at Age 37   Recovery Expected
News

DWTS Celeb Suffers Stroke at Age 37 Recovery Expected

When a reality star suffered a TIA at age 37 it reminds people to pay attention to their health and retirement planning as it relates to the cost of extended Long Term Health Care.

April 11th, 20191236
1236

When a reality star suffered a TIA at age 37 it reminds people to pay attention to their health and retirement planning as it relates to the cost of extended Long Term Health Care.

April 11th, 20191236
Aggressive Blood Pressure Treatment Cuts Death: Study
News

Aggressive Blood Pressure Treatment Cuts Death: Study

Lowering blood pressure below target cuts the risk of death in adults aged 50+ according to preliminary results of study. HBP leads to many health issues which cause health issues, Long-Term Care and death.

April 11th, 2019907
907

Lowering blood pressure below target cuts the risk of death in adults aged 50+ according to preliminary results of study. HBP leads to many health issues which cause health issues, Long-Term Care and death.

April 11th, 2019907
Women Bear Heavier Economic Burden for Alzheimer’s Care
News

Women Bear Heavier Economic Burden for Alzheimer’s Care

The Emory Alzheimer's Disease Research Center published the results of a new research study which indicated what many people already suspected … Alzheimer’s is a women’s issue.

April 11th, 20191119
1119

The Emory Alzheimer's Disease Research Center published the results of a new research study which indicated what many people already suspected … Alzheimer’s is a women’s issue.

April 11th, 20191119
British Study Claims Alzheimer’s  May Be Infectious
News

British Study Claims Alzheimer’s May Be Infectious

British study suggests Alzheimer’s may be infectious. Questions still need answers but certain medical procedures may transmit the seeds of the disease.

April 11th, 2019985
985

British study suggests Alzheimer’s may be infectious. Questions still need answers but certain medical procedures may transmit the seeds of the disease.

April 11th, 2019985
Loneliness May Fuel Mental Decline in Old Age
News

Loneliness May Fuel Mental Decline in Old Age

More people suffer from memory loss even at younger ages. A new study shows being lonely may fuel memory issues. This presents additional reasons to plan well before a person ages.

April 11th, 2019994
994

More people suffer from memory loss even at younger ages. A new study shows being lonely may fuel memory issues. This presents additional reasons to plan well before a person ages.

April 11th, 2019994
'Silver Tsunami' Hitting South Carolina and all of USA
News

'Silver Tsunami' Hitting South Carolina and all of USA

South Carolina, as well as many states, are dealing with the greying of the population. Long Term Health Care is an issue.

April 11th, 20191073
1073

South Carolina, as well as many states, are dealing with the greying of the population. Long Term Health Care is an issue.

April 11th, 20191073
Obesity at 50 Higher Risk of Alzheimer’s Study Shows
News

Obesity at 50 Higher Risk of Alzheimer’s Study Shows

Here is another good reason to diet. New research shows a link between weight in mid-life and risk of Alzheimer's including the age one might suffer from it.

April 11th, 20191175
1175

Here is another good reason to diet. New research shows a link between weight in mid-life and risk of Alzheimer's including the age one might suffer from it.

April 11th, 20191175
Long-Term Care Insurance Policy Enhancements
News

Long-Term Care Insurance Policy Enhancements

With more and more people investigating affordable Long-Term Care Insurance and making it part of retirement planning, a leading consumer and trade advocate notes that new policy benefits favor consumers who buy LTCi.

April 11th, 2019855
855

With more and more people investigating affordable Long-Term Care Insurance and making it part of retirement planning, a leading consumer and trade advocate notes that new policy benefits favor consumers who buy LTCi.

April 11th, 2019855
Study: Drinking Water Before Meals = Weight Loss
News

Study: Drinking Water Before Meals = Weight Loss

Health issues as a result of Obesity are a main factor in increased risk of Long Term Health Care. A new British study suggests drinking a pint of tap water before meals will help people lose weight.

April 11th, 20191123
1123

Health issues as a result of Obesity are a main factor in increased risk of Long Term Health Care. A new British study suggests drinking a pint of tap water before meals will help people lose weight.

April 11th, 20191123
America Entering the ‘Golden Age of Caregiving’
News

America Entering the ‘Golden Age of Caregiving’

The U.S. has entered the ‘Golden Age of Caregiving’ with more family members becoming caregivers while taking care of their own families and living their own lives. A new study shows caregivers work 1.2 billion unpaid hours.

April 11th, 20191248
1248

The U.S. has entered the ‘Golden Age of Caregiving’ with more family members becoming caregivers while taking care of their own families and living their own lives. A new study shows caregivers work 1.2 billion unpaid hours.

April 11th, 20191248
Report: Dementia Cases to Triple by 2050
News

Report: Dementia Cases to Triple by 2050

Those afflicted with memory loss is expected to triple in 35 years. Now a leading reason people require Long Term Health Care, the 100 types of dementias and the impact memory loss has on loved ones will become an even bigger

April 11th, 20191073
1073

Those afflicted with memory loss is expected to triple in 35 years. Now a leading reason people require Long Term Health Care, the 100 types of dementias and the impact memory loss has on loved ones will become an even bigger

April 11th, 20191073
Workaholics Face Higher Risk of Stroke
News

Workaholics Face Higher Risk of Stroke

In 2012 U.S. Senator Mark Kirk (R-IL) suffered a stroke at age 52. Research is showing that younger people are now having strokes and TIA’s and the impact of such health events can create many issues for a victim’s family.

April 11th, 2019991
991

In 2012 U.S. Senator Mark Kirk (R-IL) suffered a stroke at age 52. Research is showing that younger people are now having strokes and TIA’s and the impact of such health events can create many issues for a victim’s family.

April 11th, 2019991
Call for Additional Tax Deduction For LTC Insurance
News

Call for Additional Tax Deduction For LTC Insurance

A public policy group founder calls for additional tax incentives to help consumers buy LTC Insurance. Joseph Stango, founder of “Choice Centered Medicaid” is calling for additional tax benefits because of the financial risk.

April 11th, 20191235
1235

A public policy group founder calls for additional tax incentives to help consumers buy LTC Insurance. Joseph Stango, founder of “Choice Centered Medicaid” is calling for additional tax benefits because of the financial risk.

April 11th, 20191235
CDC: 1 in 4 Women = Osteoporosis. Men At Risk As Well
News

CDC: 1 in 4 Women = Osteoporosis. Men At Risk As Well

The CDC reports that many American women and even some men will deal with bone density issues as they age. Osteoporosis and osteopenia can have an impact on health including a higher risk of Long Term Health Care.

April 11th, 2019970
970

The CDC reports that many American women and even some men will deal with bone density issues as they age. Osteoporosis and osteopenia can have an impact on health including a higher risk of Long Term Health Care.

April 11th, 2019970
Are Bill and Hillary Paying Too Much Taxes?
News

Are Bill and Hillary Paying Too Much Taxes?

Bill and Hillary Clinton might be paying too much in taxes. One thing they could do is deduct their LTC insurance. Bill helped make LTC premiums deductible and Hillary in the past has supported LTC insurance tax credits.

April 11th, 20191018
1018

Bill and Hillary Clinton might be paying too much in taxes. One thing they could do is deduct their LTC insurance. Bill helped make LTC premiums deductible and Hillary in the past has supported LTC insurance tax credits.

April 11th, 20191018
CDC Releases 2015 2016 Flu Shot Recommendations
News

CDC Releases 2015 2016 Flu Shot Recommendations

CDC announced some people should get their flu vaccination before the end of December. Those 50+ and children 6 months to age 5 are some groups that have priority concern.

April 11th, 2019916
916

CDC announced some people should get their flu vaccination before the end of December. Those 50+ and children 6 months to age 5 are some groups that have priority concern.

April 11th, 2019916
Childless Boomers Who Will Care for Them?
News

Childless Boomers Who Will Care for Them?

Who Will Provide Care for Childless Boomers? Many will grow old without family to look after them. With advances in medical science allowing us to live longer and longer issues for these boomers like POA’s and Long-Term Care.

April 11th, 2019944
944

Who Will Provide Care for Childless Boomers? Many will grow old without family to look after them. With advances in medical science allowing us to live longer and longer issues for these boomers like POA’s and Long-Term Care.

April 11th, 2019944
Long-Term Care Should Be Part of Estate Planning
News

Long-Term Care Should Be Part of Estate Planning

With the chance you may need extended Long Term Health Care so high, that cost can have a huge impact on an estate.

April 11th, 20191072
1072

With the chance you may need extended Long Term Health Care so high, that cost can have a huge impact on an estate.

April 11th, 20191072
Dementia Victims Younger and Younger
News

Dementia Victims Younger and Younger

With research showing dementia victims are getting memory loss at younger ages has created additional pressures for loved ones. Planning ahead and seeing a MD right away are key.

April 11th, 20191320
1320

With research showing dementia victims are getting memory loss at younger ages has created additional pressures for loved ones. Planning ahead and seeing a MD right away are key.

April 11th, 20191320
Helen Reddy Diagnosed With Dementia
News

Helen Reddy Diagnosed With Dementia

Reports are indicating that singer Helen Reddy, known for many top 40 hits in the 1970’s, has been diagnosed with dementia and entered a LA nursing home. With 3 number 1 hits and many other chart records, Reddy was attempt

April 11th, 20192558
2558

Reports are indicating that singer Helen Reddy, known for many top 40 hits in the 1970’s, has been diagnosed with dementia and entered a LA nursing home. With 3 number 1 hits and many other chart records, Reddy was attempt

April 11th, 20192558
5 Midlife Woes And How To Deal With Them
News

5 Midlife Woes And How To Deal With Them

MidLife Crisis issues? Five big issues that could trigger desperation for those in their midlife years and possible solutions so you can thrive as you age.

April 11th, 2019863
863

MidLife Crisis issues? Five big issues that could trigger desperation for those in their midlife years and possible solutions so you can thrive as you age.

April 11th, 2019863
What is Brain Fog Trying To Tell You?
News

What is Brain Fog Trying To Tell You?

Is it brain fog or actual dementia? For many women it is a question they ask. Hormones, autoimmune to the neurological brain fog has many casues.

April 11th, 20191240
1240

Is it brain fog or actual dementia? For many women it is a question they ask. Hormones, autoimmune to the neurological brain fog has many casues.

April 11th, 20191240
The Retirement Family's Wolf in Sheep's Clothing
News

The Retirement Family's Wolf in Sheep's Clothing

Despite the odds many people fail to consider Long Term Health Care costs when putting together their retirement plan. Since 7 in 10 people will need some type of LTC some don’t see the Wolf in their retirement plan.

April 11th, 2019804
804

Despite the odds many people fail to consider Long Term Health Care costs when putting together their retirement plan. Since 7 in 10 people will need some type of LTC some don’t see the Wolf in their retirement plan.

April 11th, 2019804
Can You Afford To Live To 100?
News

Can You Afford To Live To 100?

With advances in medical science more and more people are living longer … even to 100+ Can you afford to live a long life?

April 11th, 20191020
1020

With advances in medical science more and more people are living longer … even to 100+ Can you afford to live a long life?

April 11th, 20191020
In Some States, a New Focus on Family Caregivers
News

In Some States, a New Focus on Family Caregivers

Nearly half of family caregivers administer multiple medications, treat wounds or operate specialized medical equipment. Some states require hospitals to give them better instructions.

April 11th, 2019757
757

Nearly half of family caregivers administer multiple medications, treat wounds or operate specialized medical equipment. Some states require hospitals to give them better instructions.

April 11th, 2019757
Families Face Steep Costs Even When It's Free
News

Families Face Steep Costs Even When It's Free

Story on Financial Planning website explains the high cost of Long Term Health Care even when provided free by family members an AARP report shows.

April 11th, 2019333
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Story on Financial Planning website explains the high cost of Long Term Health Care even when provided free by family members an AARP report shows.

April 11th, 2019333
Long Term Care Can Change Everyone, Everything
News

Long Term Care Can Change Everyone, Everything

But few people make preparations for dealing with and paying for Long Term Health Care. This inevitable part of life that can drain a family both emotionally and financially.

April 11th, 2019806
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But few people make preparations for dealing with and paying for Long Term Health Care. This inevitable part of life that can drain a family both emotionally and financially.

April 11th, 2019806
This Expense Can Derail Your Retirement
News

This Expense Can Derail Your Retirement

The cost of Long Term Health Care is very high. Retirement planning experts say Long-Term Care Insurance should be part of your retirement plan.

April 11th, 20191062
1062

The cost of Long Term Health Care is very high. Retirement planning experts say Long-Term Care Insurance should be part of your retirement plan.

April 11th, 20191062
Challenges: Adult Children Caring for Aging Parent
News

Challenges: Adult Children Caring for Aging Parent

Many Baby-Boomers are now taking care of a parent as well as their own career and family responsibilities.

April 11th, 2019854
854

Many Baby-Boomers are now taking care of a parent as well as their own career and family responsibilities.

April 11th, 2019854
Study: Cognitive Impairment Progresses Faster in Women
News

Study: Cognitive Impairment Progresses Faster in Women

A new study shows that women suffer more than men do with memory deterioration. Women are also caregivers first before they become the ones who need care. Planning and research are required.

April 11th, 2019735
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A new study shows that women suffer more than men do with memory deterioration. Women are also caregivers first before they become the ones who need care. Planning and research are required.

April 11th, 2019735
Commentary | Insurance for Long Term Care
News

Commentary | Insurance for Long Term Care

This is an op-ed from a retired college professor who talks about his first-hand experience with his wife's Long-Term Care. He shares how their LTC policy helped his family.

April 11th, 2019943
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This is an op-ed from a retired college professor who talks about his first-hand experience with his wife's Long-Term Care. He shares how their LTC policy helped his family.

April 11th, 2019943
Alzheimer's Different for African Americans
News

Alzheimer's Different for African Americans

African-Americans are twice as likely as white people to get Alzheimer's. A new study suggests it impacts African-Americans in a different way compared to others.

April 11th, 2019996
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African-Americans are twice as likely as white people to get Alzheimer's. A new study suggests it impacts African-Americans in a different way compared to others.

April 11th, 2019996
Divorce and Long Term Care Insurance
News

Divorce and Long Term Care Insurance

You’re divorced, now what? While Long Term Health Care Planning is always a key part of retirement planning it becomes even more important if you are divorced. Affordable LTC insurance needs to be part of the plan.

April 11th, 20191763
1763

You’re divorced, now what? While Long Term Health Care Planning is always a key part of retirement planning it becomes even more important if you are divorced. Affordable LTC insurance needs to be part of the plan.

April 11th, 20191763
Long Term Care Needs To Be Part of Retirement Plan
News

Long Term Care Needs To Be Part of Retirement Plan

People plan for future retirements but too often costs of Long Term Health Care are not considered. Some think it will never happen to them and some think health insurance or the government will pay.

April 11th, 2019816
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People plan for future retirements but too often costs of Long Term Health Care are not considered. Some think it will never happen to them and some think health insurance or the government will pay.

April 11th, 2019816
The 10 Warning Signs of Alzheimer's
News

The 10 Warning Signs of Alzheimer's

Alzheimer's disease is expected to triple by 2050. This means you need understand the warnings signs and plan ahead in advance so your retirement plan has the money to pay for future care.

April 11th, 2019901
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Alzheimer's disease is expected to triple by 2050. This means you need understand the warnings signs and plan ahead in advance so your retirement plan has the money to pay for future care.

April 11th, 2019901
Do Americans Understand Long Term Care?
News

Do Americans Understand Long Term Care?

Survey shows few people are “very or extremely confident” in their ability to pay for ongoing Long Term Health Care. Reason for people to include affordable Long-Term Care Insurance as part of their retirement plan.

April 11th, 2019863
863

Survey shows few people are “very or extremely confident” in their ability to pay for ongoing Long Term Health Care. Reason for people to include affordable Long-Term Care Insurance as part of their retirement plan.

April 11th, 2019863
Baby Boomers Face Problems Caring For Elderly Parents
News

Baby Boomers Face Problems Caring For Elderly Parents

Very common for adult children to be caring for and dealing with the care of a parent. This support comes with a price. Making smart planning moves will help older parents. Planning is also key for adult children.

April 11th, 2019852
852

Very common for adult children to be caring for and dealing with the care of a parent. This support comes with a price. Making smart planning moves will help older parents. Planning is also key for adult children.

April 11th, 2019852
President George HW Bush Doing Better After Fall
News

President George HW Bush Doing Better After Fall

UPDATE George HW Bush will require 3 to 4 months for recovery from fall. The former President is suffering from Parkinson and his condition is stable.

April 11th, 2019768
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UPDATE George HW Bush will require 3 to 4 months for recovery from fall. The former President is suffering from Parkinson and his condition is stable.

April 11th, 2019768
Long Term Care Costs Vary Greatly By State and Type
News

Long Term Care Costs Vary Greatly By State and Type

Many people are now planning for Long Term Health Care as part of retirement planning. Yet, while they may be buying Long Trem Care Insurance they don't consider the cost of care which can vary depending on where one lives.

April 11th, 2019936
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Many people are now planning for Long Term Health Care as part of retirement planning. Yet, while they may be buying Long Trem Care Insurance they don't consider the cost of care which can vary depending on where one lives.

April 11th, 2019936
Intend To Keep Working? Life May Say Otherwise
News

Intend To Keep Working? Life May Say Otherwise

Some people are planning on working to at least 65 or even beyond. However your health may not allow it and the impact can create problems for your bottom line.

April 11th, 2019759
759

Some people are planning on working to at least 65 or even beyond. However your health may not allow it and the impact can create problems for your bottom line.

April 11th, 2019759
You Have Early Onset Alzheimer’s
News

You Have Early Onset Alzheimer’s

Most people think Alzheimer's happens to someone else, elderly people. Early-onset Alzheimer’s disease impacts many. The stories can make you cry.

April 11th, 20191192
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Most people think Alzheimer's happens to someone else, elderly people. Early-onset Alzheimer’s disease impacts many. The stories can make you cry.

April 11th, 20191192
Glen Campbell Family Feud: Dementia Divides Many Clans
News

Glen Campbell Family Feud: Dementia Divides Many Clans

Ellen Goodman, of The Conversation Project, leads a national effort to get families to "sit down at the kitchen table" and talk while parents are still healthy.

April 11th, 20191195
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Ellen Goodman, of The Conversation Project, leads a national effort to get families to "sit down at the kitchen table" and talk while parents are still healthy.

April 11th, 20191195
Barbara Smith Fighting Right Now with Alzheimer’s
News

Barbara Smith Fighting Right Now with Alzheimer’s

Early onset Alzheimer’s disease is hard on everyone involved. For B. Smith she deals with it in a practical way.

April 11th, 2019888
888

Early onset Alzheimer’s disease is hard on everyone involved. For B. Smith she deals with it in a practical way.

April 11th, 2019888
Sandwich Generation Worried About Own Long Term Care
News

Sandwich Generation Worried About Own Long Term Care

The "Sandwich Generation", those who take care of their own children and aging parents, are concerned how their future care needs will be addressed according to a poll.

April 11th, 20191176
1176

The "Sandwich Generation", those who take care of their own children and aging parents, are concerned how their future care needs will be addressed according to a poll.

April 11th, 20191176
Hospice: What Is It and When Is It For You?
News

Hospice: What Is It and When Is It For You?

Hospice care focuses on pain relief and symptom control for patients generally at the end of life. Those who provide this care tend to be special people.

April 11th, 2019841
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Hospice care focuses on pain relief and symptom control for patients generally at the end of life. Those who provide this care tend to be special people.

April 11th, 2019841
80% of People Buying LTC Insurance Are Ages 45 to 65
News

80% of People Buying LTC Insurance Are Ages 45 to 65

Long-Term Care Insurance has become an important part of retirement planning. The American Association for Long-Term Care Insurance, a national consumer group, reports that buyers are getting even younger as more people plan.

April 11th, 2019903
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Long-Term Care Insurance has become an important part of retirement planning. The American Association for Long-Term Care Insurance, a national consumer group, reports that buyers are getting even younger as more people plan.

April 11th, 2019903
Angela Bassett Aims To Increase Long Term Care Dialogue
News

Angela Bassett Aims To Increase Long Term Care Dialogue

Actress Angela Bassett was a caretaker for her mom so she understands why planning for Long Term Health Care is key to retirement planning.

April 11th, 2019832
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Actress Angela Bassett was a caretaker for her mom so she understands why planning for Long Term Health Care is key to retirement planning.

April 11th, 2019832
Five Ways To Protect Your Retirement Income
News

Five Ways To Protect Your Retirement Income

One of the biggest involuntary risks we face is Long Term Health Care. Fidelity Investments, one of the largest mutual fund and financial services groups in the world, makes suggestions which includes planning with affordable

April 11th, 2019975
975

One of the biggest involuntary risks we face is Long Term Health Care. Fidelity Investments, one of the largest mutual fund and financial services groups in the world, makes suggestions which includes planning with affordable

April 11th, 2019975
More Caregivers Are No Spring Chickens Themselves
News

More Caregivers Are No Spring Chickens Themselves

We are all living longer and longer. When a person needs Long Term Health Care many times it is an older spouse that is the caregiver. This isn't good for either person.

April 11th, 2019867
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We are all living longer and longer. When a person needs Long Term Health Care many times it is an older spouse that is the caregiver. This isn't good for either person.

April 11th, 2019867
Is It Ordinary Memory Loss, or Alzheimer’s Disease?
News

Is It Ordinary Memory Loss, or Alzheimer’s Disease?

Fears about memory issues, commonplace for many of us who on occassionly forget things in a world where information is available 24/7. Yet is all memory loss Alzheimer's?

April 11th, 20191048
1048

Fears about memory issues, commonplace for many of us who on occassionly forget things in a world where information is available 24/7. Yet is all memory loss Alzheimer's?

April 11th, 20191048
4 Tips for Parents Who Care for Kids and Parents
News

4 Tips for Parents Who Care for Kids and Parents

The "sandwich generation" are people caught between taking care of their own children while taking care of parents who need extended care. This is more common than ever before.

April 11th, 20192383
2383

The "sandwich generation" are people caught between taking care of their own children while taking care of parents who need extended care. This is more common than ever before.

April 11th, 20192383
The Basics Of Long Term Care Insurance
News

The Basics Of Long Term Care Insurance

Who will take care of you when you are old? Most of us should start thinking about this as we plan our future retirements. This article from CBS Boston talks about the need for Long-Term Care Insurance.

April 11th, 20191313
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Who will take care of you when you are old? Most of us should start thinking about this as we plan our future retirements. This article from CBS Boston talks about the need for Long-Term Care Insurance.

April 11th, 20191313
Attorney says Medicare Very Limited for Long Term Care
News

Attorney says Medicare Very Limited for Long Term Care

Some people think Medicare, which is the health insurance for those 65 and over will cover Long Term Health Care costs. In fact, it pays very little. For those under 65, normal health insurance also pays very little.

April 11th, 20191398
1398

Some people think Medicare, which is the health insurance for those 65 and over will cover Long Term Health Care costs. In fact, it pays very little. For those under 65, normal health insurance also pays very little.

April 11th, 20191398
How Technology Will Revolutionize Long Term Care
News

How Technology Will Revolutionize Long Term Care

Technology will give people who require Long Term Health Care additional choices to make their life better. Many Long-Term Care Insurance policies will provide benefits to pay for advances in technology that may become available.

April 11th, 20191194
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Technology will give people who require Long Term Health Care additional choices to make their life better. Many Long-Term Care Insurance policies will provide benefits to pay for advances in technology that may become available.

April 11th, 20191194
Why Most Alzheimer's Patients Are Women
News

Why Most Alzheimer's Patients Are Women

Memory loss is a major factor in a person's need for extended Long-Term Care Services. Women are double impacted in that they need care more than men and they are caregivers for men as well.

April 11th, 2019917
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Memory loss is a major factor in a person's need for extended Long-Term Care Services. Women are double impacted in that they need care more than men and they are caregivers for men as well.

April 11th, 2019917
5 Signs of Alzheimer's That Show Up Before Memory Loss
News

5 Signs of Alzheimer's That Show Up Before Memory Loss

Memory loss is a leading cause of why a person may need Long Term Health Care. Knowing early signs is important so you can get a head's up on a loved one. This is also a reason why you should make Long-Term Care Insurance part of retirement planning.

April 11th, 2019892
892

Memory loss is a leading cause of why a person may need Long Term Health Care. Knowing early signs is important so you can get a head's up on a loved one. This is also a reason why you should make Long-Term Care Insurance part of retirement planning.

April 11th, 2019892
Nursing Homes May Bankrupt You Unless You Plan
News

Nursing Homes May Bankrupt You Unless You Plan

Not having an affordable plan for Long Term Health Care can have a big impact on your future retirement. Planning in advance is key. An affordable solution is Long-Term Care Insurance.

April 11th, 2019949
949

Not having an affordable plan for Long Term Health Care can have a big impact on your future retirement. Planning in advance is key. An affordable solution is Long-Term Care Insurance.

April 11th, 2019949
Tests May Hint at Alzheimer's 18 Years Before Diagnosis
News

Tests May Hint at Alzheimer's 18 Years Before Diagnosis

Alzheimer's is a major concern for people, especially as they attempt to plan for future retirement health costs. This is a real big issue for women.

April 11th, 20191267
1267

Alzheimer's is a major concern for people, especially as they attempt to plan for future retirement health costs. This is a real big issue for women.

April 11th, 20191267
Military Veterans Report Limited use of Sun Protection
News

Military Veterans Report Limited use of Sun Protection

Those in the military are not generally protecting themselves from issues of direct sunlight. Skin cancer issues can increase without advanced sun screen protection.

April 11th, 2019985
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Those in the military are not generally protecting themselves from issues of direct sunlight. Skin cancer issues can increase without advanced sun screen protection.

April 11th, 2019985
The Realities of Long Term Care for Elderly
News

The Realities of Long Term Care for Elderly

Advances in medical science allow us to live longer & survive accidents & health events. As we age the risk increases. People require care due to illnesses, accidents or the impact of aging.

April 11th, 20191279
1279

Advances in medical science allow us to live longer & survive accidents & health events. As we age the risk increases. People require care due to illnesses, accidents or the impact of aging.

April 11th, 20191279
Teachers Told Long Term Care Planning is Essential
News

Teachers Told Long Term Care Planning is Essential

A leading Long-Term Care Planning expert tells teachers that planning for Long Term Health Care is even more important now that many states are looking at changing how teacher’s retirements are funded.

April 11th, 20191026
1026

A leading Long-Term Care Planning expert tells teachers that planning for Long Term Health Care is even more important now that many states are looking at changing how teacher’s retirements are funded.

April 11th, 20191026
Richard Kiel Dies at 74; Played Jaws in Bond Films
News

Richard Kiel Dies at 74; Played Jaws in Bond Films

Richard Kiel's passing with health issues reminds us the need to plan early for health issues as part of our retirement planning.

April 11th, 20191374
1374

Richard Kiel's passing with health issues reminds us the need to plan early for health issues as part of our retirement planning.

April 11th, 20191374
Declined LTC Applicants Have More Available Options
News

Declined LTC Applicants Have More Available Options

Short Term Care Coverage might be available for some who have been declined for Long-Term Care Insurance according to consumer group. People with health issues could benefit.

April 11th, 2019304
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Short Term Care Coverage might be available for some who have been declined for Long-Term Care Insurance according to consumer group. People with health issues could benefit.

April 11th, 2019304
Use HSA to Pay for Long Term Care Insurance Premiums
News

Use HSA to Pay for Long Term Care Insurance Premiums

Many people have HSA's and don't know they can pay for their affordable Long-Term Care Insurance with the pre-tax money in their HSA accounts.

April 11th, 2019390
390

Many people have HSA's and don't know they can pay for their affordable Long-Term Care Insurance with the pre-tax money in their HSA accounts.

April 11th, 2019390
Americans In Denial About The Need For Long Term Care
News

Americans In Denial About The Need For Long Term Care

Despite what the facts indicate, many people think they will never require Long Term Health Care. Maybe they think it means being in a nursing home.

April 11th, 2019201
201

Despite what the facts indicate, many people think they will never require Long Term Health Care. Maybe they think it means being in a nursing home.

April 11th, 2019201
LTC Insurance Claims Over $7.5 Billion
News

LTC Insurance Claims Over $7.5 Billion

Some people wonder if Long-Term Care Insurance actually pays claims. According to a national trade group, LTC policies paid almost $8 billion in claims in just 2014.

April 11th, 20191147
1147

Some people wonder if Long-Term Care Insurance actually pays claims. According to a national trade group, LTC policies paid almost $8 billion in claims in just 2014.

April 11th, 20191147