Frequently Asked Questions
Real questions answered. We have compiled a list of the top questions that people have about long-term care.
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You may not be as familiar with Long-Term Care Insurance as other types of insurance. This FAQ compares other types of insurance to Long-Term Care Insurance.
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What is Long-Term Care Insurance underwriting? How do underwriting and health affect your ability to qualify for a new Long-Term Care Insurance policy? We discuss underwriting and how it affects your ability to qualify for Long-Term Care Insurance.
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Can you lie on a Long-Term Care Insurance application and get away with it? We delve into LTC Insurance applications, underwriting and eligibility to explain why lying on an application is a bad idea.
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Will Long-Term Care Insurance premiums increase? We break down the reasons your premiums likely won’t increase.
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The only way to get Long-Term Care Insurance is to apply for coverage. But how does the application process work? In this article, we'll break it down step-by-step so you or your loved one can apply for the best policy available.
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Long-Term Care Insurance comes in two policy types: traditional and hybrid. We break down the differences between traditional and hybrid Long-Term Care Insurance policies and why you might choose one over the other.