Despite the perception that long-term care insurance is expensive, the reality is policies are very affordable for most people. Plus, experts suggest ways to make them even more affordable.

All of us should prepare for the unexpected. Often, however, we don’t even prepare for the financial costs and burdens that come with aging. Help older family members prepare for disaster and help your family prepare for your future longevity.

Conversation on TV, radio and social media today continues to be about long-term care and the impact it has on the family, savings and lifestyle. There is advice for those already being caregivers.

As more people require long-term care services, either at home or in a facility, the need to care for the human spirit becomes as important as physical health. This facility explains how spiritual care is incorporated in overall care experience.

Social media is in the news. As more people experience a family member suffering from memory loss the issue is coming out of the shadows. People share their thoughts and feelings about dementia and long-term care.

Residents in long-term care facilities often experience grief, especially after a loss of a spouse. Many facilities work hard to provide support and social activities to make it a better environment.

Do you have coverage for long-term care at work? Probably not. Generally, people think long-term care disability is the same as long-term care. It is not. Know some of the misconceptions before you start planning.

The number of American families benefiting from Long-Term Care Insurance continues to rise. A new claims study indicates the major companies paid over $28.22 million a day in long-term care benefits in 2018 alone … over $10.3 billion annually.

Long-Term Care Insurance remains a very affordable way to address the financial costs and burdens that come with aging. A national study of insurance companies shows premiums for new coverage in 2019 varies slightly from plans available in 2018.