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All of a sudden, you have "the shakes." If you are dancing, that is one thing, but involuntary muscle movements can cause alarm.

With aging comes numerous health concerns, including sleep difficulties. Poor sleep contributes to many of these problems, reducing the quality of life in people over 65.

Even though there is no secret that we are all getting older, too many of us fail to understand they will need help with daily living activities as they get old. People lose not only money but choice, in addition to placing a burden on those they love.

Your older parents probably have clutter - including throw rugs. These things cause falls. Falls are a leading cause of death and long-term health care. Declutter their home and start thinking about your future aging.

You may have seen the commercials for independent retirement communities. They offer a look at stress-free living so you can enjoy your golden years. There is more to it than that, and planning is always essential.

Ironic, isn't it? Eventually we become parents to our parents. At some point it will be best for them to downsize their home. You too will need to do the same at some point. Help them make a safe transition and start preparing for your longevity now.

Can reverse mortgages and Long-Term Care Insurance work together to help fund an appropriate plan to address the costs and burdens of aging? For some families, this 'couple' can open cash flow to protect your assets.

An analysis conducted by the AALTCI says those with an LTC policy can have up to a 50% chance of using benefits. Preparing for the future costs and burdens of aging not only safeguards assets but reduces the stress and burden on loved ones.

Remember the Sonny and Cher song, “The Beat Goes On?” Lyrics say,” the beat goes on, the beat goes on …” but sometimes that beat is off and that could be atrial fibrillation. A-fib can lead to several health issues including stroke and long-term care.