The average age of a person purchasing Long-Term Care Insurance continues to drop. Low premiums and better health leads to even lower premiums. If you wait you face the inability to obtain coverage or much higher premiums.
Yes, there are things you can do today, no matter your age, to help you live a longer life. You should take action on these items but don’t fail to consider the impact of aging on your family and finances.
We often ignore the concerns of longevity and retirement. When you are older your options diminish. Planning for retirement should be a priority at any age. Saving and protecting those savings especially from long-term care is critical.