- Has substantial experience in Long-Term Care Insurance
- A Strong understanding in underwriting, policy design, and claims experience.
- Represents all or most of all the leading insurance companies.
Most of us have had to stay close to home due to the virus crisis. For older Americans or those with health issues, being at home can lead to health issues and depression. Keeping everyone active is essential.
The average age of a person purchasing Long-Term Care Insurance continues to drop. Low premiums and better health leads to even lower premiums. If you wait you face the inability to obtain coverage or much higher premiums.
Do you have coverage for long-term care at work? Probably not. Generally, people think long-term care disability is the same as long-term care. It is not. Know some of the misconceptions before you start planning.
People in nursing homes and assisted living are facing isolation and loneliness due to the virus crisis. This adds additional challenges for families in addition to the cost of long-term care.
The longevity crisis is not only impacting American families and their finances, but it also impacts employers as their employees must spend time and money providing caregiving for older family members.
In an ever-disposable society, some items in your home maintain meaning and carry with them the secrets of family history. Gene shares his story of clocks and the ticking of time gone-by.