Short Film Shows Dementia's Emotional Toll

Can four minutes mean anything? Director Jason McColgan's award-winning short film, "The Wait," does just that. This film shows a very short exchange between two people sitting next to each other at a bus stop.

You see an older man start talking to a pregnant woman sitting next to him on a bus stop bench. The four-minute exchange will put a tear in your eye.

This type of exchange is not unique. It happens worldwide. When it does happen, it is life-changing. Take four minutes and watch.

The movie was nominated for many awards when it came out in 2018. However, the internet recently made the movie go viral. When you watch the film, you will understand.

Watch here: iMedia l Short Film ' The Wait ' - YouTube 

How Will Family Deal with Your Future Aging?

Is your family prepared for future changes in your health and memory? How would long-term health care expenses affect your income, assets, lifestyle, and legacy? 

Would you want your family, usually a daughter or daughter-in-law become your full-time caregiver? If they became caregivers, how would they deal with the physical and emotional stress and anxiety? How would it impact their career and other family responsibilities?

Prepare Your Family and Finances Now

Many American families add an affordable Long-Term Care Insurance policy to their retirement plan. The consequences of declining health, including Alzheimer's and dementia, can be devastating to both your family and finances.

Family caregivers are usually untrained and undoubtedly unprepared for the burden of being a caregiver. It affects their career, spouse, children, and health. The emotional toll is also difficult. 

LTC Insurance Eases the Burden on Loved Ones

When you own a Long-Term Care Insurance policy, you own a solution. You will have the guaranteed tax-free resources to pay for the ever-growing costs of long-term health care. 

The costs are growing rapidly. The LTC NEWS Cost of Care Calculator will show you the current and future costs of long-term care services where you live, plus important state-specific information. 

These benefits will pay for your choice of quality care, even in-home care.

The best time to plan is before retirement, ideally in your 40s or 50s, when you still enjoy good health. Be sure to seek the help of a qualified Long-Term Care Insurance specialist since premiums vary over 100% between companies. 

The film is powerful. Understand the consequences of future long-term health care and prepare your family and finances before you get older.