Asset-Based Long-Term Care Policy
Generally referred to as a hybrid policy, this is an insurance policy which combines a life insurance policy or annuity with a rider for Long-Term Care.
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Browse our full library of articles, tools, and helpful links designed to support your long-term care planning. Use the filters to narrow your results by topic, category, or care type so you can quickly find the information that matters most.
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Insurance
August 10th, 2022
Understanding Types of Medicare Plans
Medicare is health insurance primarily for those aged 65 and older. We pay taxes for Medicare, and it becomes our primary health insurance when we are retired. Plus, many people have supplements to Medicare. Understanding Medicare is vital to making the right choices.
Health
May 16th, 2022
Losing Sleep Over Sleep?
Once you reach age 45 and approach your ‘fragile 50’s’ health issues and medications can cause problems with sleep. Sleep issues can also add to health issues. Being prepared for the consequences of aging will ease your mind so you can get better sleep.
Insurance
January 22nd, 2018
Trust Your Trust- Except When It Comes to Long-Term Care
It's not uncommon for me to speak with a prospective client who is convinced that he doesn't need to plan for Long-Term Care because "I have a trust."
Health
March 17th, 2026
Sexual Health Matters at Every Age: A Conversation for Older Men and Their Families
Many men over 50 experience sexual health issues, yet societal expectations and fear of judgment often deter them from openly discussing and addressing these concerns. However, there are significant health concerns, in addition to quality of life issues, that should be considered as you open a discussion.
Lifestyle
June 26th, 2023
Shorter Wait Times, Higher Quality Care: The Benefits of Private Plastic Surgery Clinics
Plastic surgery is a branch of medicine that can improve the appearance and function of the body. It can be used to correct birth defects, injuries or to enhance appearance. Even older adults are taking advantage of the benefits of plastic surgery.
Health
April 29th, 2022
The Medication Label - What to Look For
According to the Institute of Medicine, 90 million adults in the U.S. misunderstand drug labels or have difficulty following their directions. Plus, as you get older, the number of prescription drugs one takes increases.
Insurance
February 2nd, 2021
Thriving and Living Longer at Age 100+
The fastest-growing age demographic in America is 90+ and many living to 100+. Preparing for the changes in your health, body, and mind is essential for obtaining future quality care and asset protection.
Lifestyle
October 25th, 2018
IRAs and Trusts. A Good Combination
Columnist Kaye Dent, an attorney, explains the options and decisions to think about when it comes to planning on how you're lifelong savings are passed on.
Lifestyle
November 4th, 2022
One in Five Employees Balance Jobs with Role of Unpaid Caregiver for Family Member - Study
The growing number of older adults with chronic health issues is forcing many family members to become caregivers. These unpaid and untrained caregivers put pressure on their employer and their families as they balance all their responsibilities.
Lifestyle
February 27th, 2023
Surviving the Loss of a Spouse: How to Find Support and Move Forward
The death of a spouse is an incredibly difficult thing to manage, and understandably, it can be hard to know where to start when trying to move on and live your life. Older adults have special challenges, and family and caregivers can be helpful.
Health
July 5th, 2023
Home-Based Exercises Beneficial for People Over 50
Exercise and physical activity are vital in maintaining good health, preventing, or delaying health problems that come with age. Some physical activity is better than none. Muscles grow stronger, so you can be more independent as you age.
