Long-Term Care Insurance comes in two policy types: traditional and hybrid. We break down the differences between traditional and hybrid Long-Term Care Insurance policies and why you might choose one over the other.
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Browse our full library of articles, tools, and helpful links designed to support your long-term care planning. Use the filters to narrow your results by topic, category, or care type so you can quickly find the information that matters most.
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Lifetime Maximum Benefit
The same as “Lifetime Limits”. This is the maximum amount of benefits which a Long-Term Care Insurance policy will pay over the life of a policy. Generally, this is a dollar amount which can grow with inflation. Some policies use a "dates of service" or "period of time" to determine the maximum benefit.
Health
July 26th, 2023
Brain Health: What You Need to Know About Ruptured Blood Vessel, Stroke, and Aneurysm
Understanding brain health is crucial, particularly in terms of conditions like ruptured blood vessels, strokes, and aneurysms. These serious medical emergencies necessitate swift action, underlining the importance of awareness and immediate medical attention.
Lifestyle
August 10th, 2020
Best Ways to Protect Joints as You Get Older
You use your joints. You might abuse your joints. With longevity your joints can suffer. Protect them as best you can before you get older. Prepare also for the consequences of aging sooner than later.
Government
October 31st, 2024
Long-Term Care Awareness Month for Facilities, Families, Caregivers and Older Adults
Long-Term Care Awareness Month is November. How can you observe and honor caregivers and older adults? We discuss strategies for awareness and action.
Health
July 10th, 2020
Caregivers Virus Concerns, Depression, and Anxiety
We know the difficulties caregivers face taking care of Mom or Dad or other family members. With so many people needing long-term care more families are impacted, but COVID-19 makes it even more complicated. Are you prepared?
Care Facilities
March 8th, 2023
4 Ways to Keep Your Loved One Happy in a Nursing Home or Assisted Living
There is a good chance one or more of our older family members will need long-term health care at some point in their lifetime. In some cases, an assisted living facility or a nursing home will be the best care option.
Lifestyle
May 28th, 2021
Challenges Facing Generations Growing Old Together
Longevity is creating many family challenges. Today you find many baby boomers who have living parents. Multiple generations needing long-term care at the same time.creates pressure on families.
Insurance
January 8th, 2016
White House asks for Funding Ideas on Long-Term Care
The White House has issued their Conference on Aging Report. WHCOA, which is held every ten years, deals with issues of aging and Long Term Health Care. Report outlines the high risk that Americans face due to LTC.
Lifestyle
November 27th, 2024
Ways to Restore Your Hair Health and Youth Today
How is your hair? There are connections between hair issues and health conditions. However, normal aging can also be tough on our hair. Steps can keep your hair healthy.
Lifestyle
June 16th, 2022
Thinking About LTC Now Makes Life Easier Later
Should you think long-term care when planning your retirement in your 40s or 50s. Probably. The growing demand for care and accelerating costs failing to plan can be devastating for families and finances.
Health
October 11th, 2024
Vibrio Vulnificus: Dangerous Bacteria Especially Harmful to Older Adults
Vibrio vulnificus is a dangerous bacteria found in warm marine environments that can cause severe infections, mainly through wounds or by consuming contaminated seafood. Older adults and individuals with compromised immune systems are especially at risk for serious complications or even fatal outcomes when infected.