
Kansas Long-Term Care
Explore and learn information about long-term care and insurance for Kansas residents.
Kansas Cost of Care Calculator
View the costs of Long-Term Care in your area. Use the slider below to view future costs of care services with inflation.
Kansas Median | ||||
Long-Term Care | 2021 | 2036(+16 Years) | 2021 | 2036(+16 Years) |
Homemaker Services | $3,928 | $6,492 | $3,535 | $5,843 |
Home Health Aide | $4,124 | $6,817 | $3,731 | $6,167 |
Adult Day Care | $1,813 | $2,997 | $1,953 | $3,228 |
Assisted Living Facility | $4,693 | $7,757 | $5,423 | $8,963 |
Semi-Private Room | $5,577 | $9,217 | $6,689 | $11,056 |
Private Room | $6,041 | $9,985 | $7,300 | $12,065 |
Care Facilities in Kansas

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- Affordable Pricing
- SEO Friendly Link
- Backlink Discount
- Visible Contact Details

State Information
Federal Partnership Program
The Kansas Long-Term Care Partnership Program offers a way for Kansans to protect their assets if they ever need to apply for Medicaid services. The initiative encourages Kansans to partner with the state-based program as they purchase qualified private long-term care insurance policies.
This is called “dollar-for-dollar asset protection” or “asset disregard”. If you have a qualified partnership long-term care insurance policy and exhaust all your benefits you are able to protect your estate, based on the total benefits paid by the policy, and still qualify for Medicaid.
Policy Example
For example, if your policy paid $350,000 in benefits you get $350,000 in asset disregard. No matter what happens, your estate will be protected by that amount. The Partnership Program also protects those assets after death from Medicaid estate recovery.
Reciprocity
Most states have reciprocity with other states' long-term-care partnership programs including Kansas. This means if you move from or to Kansas your partnership asset protection follows you as well.
Please note, if you live in Kansas City, Missouri it would be the Missouri Long-Term Care Partnership Program which would apply.
Medicaid
Long-Term Care Medicaid spend down is $2,000. A spouse’s minimum asset allowance is minimum of $25,728 up to a maximum of one-half of countable assets up to $128,640. Your spouse’s minimum monthly income allowance is $2,113.75. * The home equity limit is $595,000.
For more information about the Medicaid program visit www.medicaid.gov.
Rate Stability Rules
In addition, Kansas consumers enjoy additional peace-of-mind as the state has adopted Long-Term Care Insurance Rate Stability Rules. These rules, developed the National Association of Insurance Commissioners, makes it much harder for an insurance company to get an approved rate increase.
Products Approved in Kansas
A variety of products are approved in Kansas for Long-Term Care Planning. This includes tradition policies, including those certified under the Kansas Partnership Program, short-duration plans and asset-based or “hybrid” policies.
Tax Incentives
There are no current state tax incentives available at this time, federal tax incentives do apply.
*The federal government sets a new minimum and maximum amounts each year, but states can set their own minimum requirements at any level between the federal limits. This information is based on the best available sources
State Breakdown | |
---|---|
State Partnership Program | |
State Tax Incentives | |
Federal Tax Incentives | |
Rate Stability Rules | |
Medicaid Spend Down | $2,000 |
Minimum Asset Allowance | $25,725 |
Minimum Monthly Income Allowance | $2,113.75 |
Long-Term Care Throughout Kansas
Kansas City
The Kansas City metro area is part of both Kansas and Missouri. On the Kansas side is Kansas City, Kansas, Overland Park, and other suburbs. The average skilled nursing facility cost runs $6,294 a month. The cost of an Assisted Living Facilityaverages $4,050 a month. Adult Day Care Centers average $1,733 a month. Care at home, based on a 44-hour week, averages $4,385 a month.
Wichita
Wichita is the largest city in the state. The average skilled nursing facility cost runs $5,935 a month. The cost of an Assisted Living Facilityaverages $4,728 a month. Adult Day Care Centers average $1,934 a month. Care at home, based on a 44-hour week, averages $4,195 a month.
More Locations
Other population centers in Kansas include Dodge City, Hutchinson, Lawrence, Leavenworth, Leawood Lenexa, Manhattan, Olathe, Topeka, Salina, Shawnee.
Top Frequently Asked Questions
- Are All Long-Term Care Insurance Policies the Same?
- Are Benefits From a Long-Term Care Insurance Policy Taxable?
- Are Long-Term Care Insurance Policies Expensive?
- Do I Have to Worry About Pre-Existing Conditions?
View more questions, or ask your own in the F.A.Q. Section.