The Most Comprehensive LTC Insurance Information on the Web

OneAmerica Financial and Amada Senior Care team up to support caregivers through a new benefit for long-term care policyholders. LTC News also partners with Amada to offer free help with long-term care insurance claims.

Estate planning priorities vary widely across generations—from protecting digital assets to preserving lifelong investments. Learn how to tailor your plan to your stage of life, lifestyle, and legacy goals.

As Canada's population ages, understanding long-term care options becomes increasingly important for seniors and their families. This guide provides an overview of available care types, associated costs, and funding mechanisms to help navigate the LTC landscape in Canada.

The 2025 LTC News Annual Review is here, ranking the best long-term care insurance solutions—including hybrid plans and short-term cash indemnity policies. With options ranging from budget-friendly to premium coverage, this review is an essential starting point for your retirement planning journey.

With 2024 benefits expected to surpass $15 billion, Long-Term Care Insurance continues to protect families from the financial and emotional toll of aging—while more Americans under 60 include coverage in retirement planning.

With markets on edge and unpredictable health, waiting to plan for long-term care is a risk you can’t afford. Discover how Long-Term Care Insurance safeguards your savings and your family’s future.

Unfortunately, too many people get quotes for Long-Term Care Insurance from someone less experienced or who only works with one or two insurance companies. Thinking it costs too much, they give up. The need for a plan is a big part of a retirement plan for your family and finances. Revisit it now.

Legal and long-term care experts warn that delaying power of attorney and long-term care planning can leave families struggling to make critical decisions in a crisis. Without proper documents in place, loved ones may face legal hurdles, financial burdens, and family conflicts when aging parents or spouses require care.

Estate planning and aging bring an emotional weight that goes beyond financial decisions—it forces you to confront mortality, aging, family dynamics, long-term care, and the legacy you'll leave behind.

Plenty of financial advice is available, and hopefully, you're paying attention. A comprehensive investment strategy will help you prepare for retirement and grow your wealth. However, it's crucial to remember that long-term care can significantly deplete your assets as you age unless you have planned accordingly.

High-net-worth individuals are incorporating Long-Term Care Insurance into their retirement plans to protect their wealth and ensure access to quality care. This can help preserve financial independence, avoid burdening family members, and maintain control over where and how they receive care in the future.

Pre-tax money in a Health Savings Account (HSA) can pay for Long-Term Care Insurance premiums. In 2025, the IRS raised the HSA contribution limits from their 2024 limits.

The IRS has released 2025 figures for long-term care insurance tax deduction amounts and HSA contribution limits. Find out what they are, and what it means for your retirement planning in 2025.

The Internal Revenue Service announces the new age-based tax-deductible limits for the upcoming tax year each year. Tax-qualified Long-Term Care Insurance provides guaranteed tax-free benefits, and premiums can be either tax-deductible or reimbursable through Health Savings Accounts (HSAs).

Did you know your Long-Term Care Insurance premium could be tax deductible? In this article, we’ll explain how you can deduct your premium from your income taxes. We’ll also discuss essential tax incentives associated with Long-Term Care Insurance.