The Most Comprehensive LTC Insurance Information on the Web

Many people worry about aging and the cost of long-term care and skip coverage because they think it's unaffordable. But the truth is LTC Insurance is often cheaper than your phone bill and could save your family thousands.

Legal and long-term care experts warn that delaying power of attorney and long-term care planning can leave families struggling to make critical decisions in a crisis. Without proper documents in place, loved ones may face legal hurdles, financial burdens, and family conflicts when aging parents or spouses require care.

Estate planning and aging bring an emotional weight that goes beyond financial decisions—it forces you to confront mortality, aging, family dynamics, long-term care, and the legacy you'll leave behind.

Unfortunately, too many people get quotes for Long-Term Care Insurance from someone less experienced or who only works with one or two insurance companies. Thinking it costs too much, they give up. The need for a plan is a big part of a retirement plan for your family and finances. Revisit it now.

Long-Term Care Insurance Partnership policies provide residents with dollar-for-dollar asset protection. This type of LTC policy will safeguard your savings and enhance your retirement plan.

The average middle-class household in the United States holds approximately $472,000 in wealth. Partnership Long-Term Care Insurance can help protect these assets from the high costs of extended care, ensuring financial stability and legacy for the future.

A new study reveals that many Americans regret not securing Long-Term Care Insurance earlier. With the rising need for assistance with daily activities and supervision due to dementia, long-term care planning has become an essential component of retirement preparation.

Rising long-term care costs in America are putting increased physical, emotional, and financial pressure on families, making early planning essential. By exploring options like LTC Insurance and understanding local care costs, you can create a plan that safeguards your future and reduces the burden on loved ones.

The IRS has increased pension and retirement plan contribution limits for 2025, allowing individuals to contribute more to 401(k) and similar plans. The new limits reflect a response to inflation, supporting Americans in maximizing their retirement savings.

High-net-worth individuals are incorporating Long-Term Care Insurance into their retirement plans to protect their wealth and ensure access to quality care. This can help preserve financial independence, avoid burdening family members, and maintain control over where and how they receive care in the future.

Pre-tax money in a Health Savings Account (HSA) can pay for Long-Term Care Insurance premiums. In 2025, the IRS raised the HSA contribution limits from their 2024 limits.

Did you know your Long-Term Care Insurance premium could be tax deductible? In this article, we’ll explain how you can deduct your premium from your income taxes. We’ll also discuss essential tax incentives associated with Long-Term Care Insurance.

The IRS has released 2025 figures for long-term care insurance tax deduction amounts and HSA contribution limits. Find out what they are, and what it means for your retirement planning in 2025.

The Internal Revenue Service announces the new age-based tax-deductible limits for the upcoming tax year each year. Tax-qualified Long-Term Care Insurance provides guaranteed tax-free benefits, and premiums can be either tax-deductible or reimbursable through Health Savings Accounts (HSAs).

Federal law provides important tax benefits for qualified Long-Term Care Insurance. This includes individuals as well as small and large businesses (S-Corporations, C- Corporations, LLCs, partnerships, and sole proprietors).