The Most Comprehensive LTC Insurance Information on the Web

Illinois becomes first Midwest state to allow terminally ill adults to access medical aid in dying, joining growing U.S. and international movement.

The 2025 LTC News Annual Review is here, ranking the best long-term care insurance solutions—including hybrid plans and short-term cash indemnity policies. With options ranging from budget-friendly to premium coverage, this review is an essential starting point for your retirement planning journey.

The Internal Revenue Service announces the new age-based tax-deductible limits for the upcoming tax year each year. Tax-qualified Long-Term Care Insurance provides guaranteed tax-free benefits, and premiums can be either tax-deductible or reimbursable through Health Savings Accounts (HSAs).

Federal law provides important tax benefits for qualified Long-Term Care Insurance. This includes individuals as well as small and large businesses (S-Corporations, C- Corporations, LLCs, partnerships, and sole proprietors).

There are two primary types of Long-Term Care Insurance. In this article, we’ll break down the differences between the two and why you might choose one over the other.

Financial professionals, like CPAs, should understand the impact of future long-term health care. Long Term Care Insurance can help protect someone's 401k and other assets from the rising cost of long-term care.

More than half of Americans reaching age 65 today (over 56%) can expect to need long-term care at some point. This care may be due to chronic health problems, accidents, trouble getting around, or simply becoming frail with age. Without planning, the physical, emotional, and financial burden on families can be significant.

Thinking about retirement? You are not alone. The population is getting older, and with that, more people retire each year. Preparing for a better retirement takes time and planning. Planning should happen prior to retirement for the best results.

A living will can prevent anxiety about medical treatment in case of an emergency when you’re unable to make your own decisions. We discuss what living wills cover and considerations for creating yours.

Wondering if Medicare, Medicaid, or health insurance covers long-term care? Learn what’s included, what’s not, and how to plan for rising care costs with Long-Term Care Insurance.

Did you know your Long-Term Care Insurance premium could be tax deductible? In this article, we’ll explain how you can deduct your premium from your income taxes. We’ll also discuss essential tax incentives associated with Long-Term Care Insurance.

Did you know you can use pre-tax money in a Health Savings Account (HSA) to pay for Long-Term Care Insurance premiums? In this article, we’ll explain how to use an HSA to your advantage and how much the IRS will let you contribute and deduct from your HSA in 2026.

The IRS has released updated figures for Long-Term Care Insurance tax deductions and HSA contribution limits in 2026. Discover what these new limits are and what it means for your retirement plan.

Nineteen states, including California and New York, are considering following Washington's lead in taxing those who do not own Long-Term Care Insurance. These plans may vary dramatically, but they illustrate the importance of planning now to protect assets, access quality care, and even avoid tax in the decades ahead.

As interest in long-term health care planning increases, the IRS has raised the tax incentives available for Long-Term Care Insurance for the tax year 2024. These tax incentives make LTC policies even more affordable for many Americans.