An industry study of Long-Term Care Insurance sales shows most consumers are purchasing policies at younger ages taking advantage of better health and lower premiums. An LTC policy is a vital part of retirement planning.
You may have heard the adage ‘failing to plan is a plan to fail’. This is true when discussing future costs and burdens associated with aging. Cost of care is expensive and family caregivers face challenges. LTC Insurance is a solution.
Unexpected events can have on many consequences on our health, families, and finances. Preparing for the financial cost and burdens of aging gives you the power of choice – the choice of care giving you control.
More Americans are taking DNA tests to discover information about their ancestry and health. This information has been used against them in insurance applications. A new Florida law provides for DNA privacy.
American families are facing the difficult responsibility of being a caregiver for a family member. The burn-out and burden on those caregivers bring many challenges for family members. There are ways to address burnout.
We are living in crazy times. Yet, too many people react to events after they occur instead of being proactive. Planning longevity and long-term health care is the best planning before we retire when we have more choices.
Affordable Long-Term Care Insurance paid American families $11 Billion in Benefits in 2019 alone. Planning for the financial costs and burdens of aging is essential to a successful future retirement.
When Mom or Dad needs long-term care, it can create a crisis within the family. What steps should be taken? What are the costs of paid care services? Advance planning makes aging issues easier.
Long-Term Care Insurance has many tax benefits that help American families plan for the financial costs and burdens of aging. The IRS has released the 2020 deduction limits for individuals and business owners.