Do you have coverage for long-term care at work? Probably not. Generally, people think long-term care disability is the same as long-term care. It is not. Know some of the misconceptions before you start planning.
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The number of American families benefiting from Long-Term Care Insurance continues to rise. A new claims study indicates the major companies paid over $28.22 million a day in long-term care benefits in 2018 alone … over $10.3 billion annually.
Long-Term Care Insurance remains a very affordable way to address the financial costs and burdens that come with aging. A national study of insurance companies shows premiums for new coverage in 2019 varies slightly from plans available in 2018.
Many of us planning for retirement also start thinking about “what do to next”? Advance planning can not only help you plan for a successful retirement and long-term care but to take something you love into a second career.
American families are directly impacted by longevity. Aging means more of us require long-term care services. Family caregivers feel stress when no advance plan is in place often impacting their health and well-being.
Many people suffer from allergies. As you age, allergies can complicate existing health issues. Plus, knowing if you have a cold, the flu or an allergy is important. With our longevity, advance planning is key.