A new study published in the Journal of the American Medical Association indicates that those people who lived a healthy lifestyle could reduce dementia risk by 300%, regardless of their genetic risk for dementia.
The study researched 196,000 participants, and the results show that you can control your dementia risk by having a healthy lifestyle. There is a genetic link to some dementia, and you cannot choose your family, but you can change your lifestyle.
Dr. Douglas Scharre, MD, the director of the Division of Cognitive Neurology at The Ohio State Wexner Medical Center, says the number one lifestyle change to reduce dementia risk is to quit smoking - or never smoke in the first place.
Read Dr. Scharre's other tips here - Living a Healthy Lifestyle Could Reduce Your Dementia Risk By 300% (parade.com).
Millions Suffer from Dementia
A U.S. government study shows that one in nine Americans aged 45 and older say they are experiencing some memory decline. According to the U.S. Centers for Disease Control and Prevention, noticing a cognitive decline is an early sign of future Alzheimer's disease or dementia.
Plus, some people who have had COVID-19 infection experience brain fog and memory loss that is not resolving following the infection and clearing of other symptoms.
Many people with memory loss require supervision and long-term health care. Care is not cheap and gets more costly every year. Health insurance, including Medicare and supplements, will not pay for this care putting financial strain and stress on families.
Find the current and future cost of all levels of long-term health care by using the LTC NEWS Cost of Care Calculator - Cost of Care Calculator - Choose Your State | LTC News.
Medicaid will only pay for long-term care if you have little or no income and assets. Long-Term Care Insurance will pay for this care but don't think you can purchase coverage when you need care - you must buy coverage when you are fairly healthy, usually in your 50s.
You can take steps to be ready for your 'senior' years. A better lifestyle and planning, like obtaining LTC Insurance, make getting older easier on your family and finances.
About the Author
An LTC News author focusing on long-term care and aging.
Contributor since August 21st, 2017
People require long-term health care due to changes in their health, body, and mind. Whether you become ill, have mobility problems, or have other aging issues, being prepared will reduce the stress and anxiety placed on family members and give you peace of mind to enjoy your future retirement.
Even if you have adopted a healthy lifestyle, you will still get older and experience a decline in health, body, and mind. Affordable Long-Term Care Insurance will give you guaranteed tax-free benefits, giving you access to your choice of quality long-term health care options.
Professional care is costly and rising rapidly every year. Family caregivers face physical and emotional challenges they must deal with as they juggle their work and family responsibilities along with being a caregiver.
Start researching your coverage options before retirement. Most people purchase coverage in their 50s—the earlier, the better to save money and take advantage of good health discounts.
Available Resources on LTC NEWS
LTC NEWS offers several tools and resources to help you in your research for a planning solution or help your family find the appropriate care for a loved one at the time of crisis.
To help you plan for the future costs and burdens of changing health and aging, LTC NEWS has put in place several resources, including:
- The Ultimate Long-Term Care Guide is an outstanding read to help you get a good overview of the topic area.
- Compare the major insurance companies that offer Long-Term Care Insurance products here - Top Insurers for Long-Term Care Insurance | LTC News.
- A detailed tax guide that includes available tax incentives can be found by reviewing the Long-Term Care Tax Benefits Guide.
Find all the resources on LTC NEWS - Resources for Long-Term Care Planning | LTC News.
Seek Professional Guidance
Experts suggest using a qualified Long-Term Care Insurance specialist to help you navigate the many options available to you and your family. Insurance rates are regulated, so no insurance agent, agency, or financial advisor can give you special deals. However, premiums do vary over 100% between insurance companies for the same coverage.
A specialist who works with the top companies can match your age, health, family history, and other factors and find you the best coverage at the best value. A specialist will save you money, and you will have the peace of mind knowing they are making the appropriate recommendations - Work With a Specialist | LTC News.
Find Quality Caregivers and Long-Term Care Facilities
If your parent or loved one needs care now - or soon - you will need to find the appropriate care in the right setting depending on their needs.
Take a moment and read -
Benefits of Reverse Mortgages
Today's reverse mortgages for those aged 62 and older could be an ideal resource to fund a Long-Term Care Insurance policy OR even provide money to pay for care if you, or a loved one, already needs help and assistance.
Some people have much of their savings invested in their homes. With today's reverse mortgages, you can find ways to fund care solutions, care itself, even help with cash flow during your retirement.
Learn more by asking questions to an expert. LTC NEWS columnist and host of the TV Show "62 Who Knew" will answer your questions regarding caregiving, aging, health, retirement planning, long-term care, and reverse mortgages.
Just "Ask Mike." - Reverse Mortgages | LTC News.
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You can write a story or ongoing column for LTC NEWS. You can write about many topics, including aging, caregiving, health, lifestyle, retirement planning, and long-term care, to name a few.
Be sure to write for our core target audience of adults aged 40 and older. Our audience is worldwide; however, our primary target is the United States, Canada, the United Kingdom, and other English-speaking nations.
Improve your website or blog's SEO and gain exposure and traffic at the same time by being a contributor to LTC NEWS.
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Get Expert Help Filing an LTC Insurance Claim
LTC NEWS provides free assistance with no obligation to help you or a loved one complete the claims process with your Long-Term Care Insurance policy.
You can also get support in finding quality caregivers and get recommendations for a proper care plan, whether a person has a policy or not. - Filing a Long-Term Care Insurance Claim | LTC News.
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