Looking To Get Fit In 2023? Here's What to Do
Is the year you get fit? Maintaining a healthy weight reduces the risk of chronic diseases and improves balance and strength, reducing the risk of falls, especially important after age 50. Exercise can also help reduce stress and anxiety, improve sleep quality and lift moods.
Did you know that New Year's resolutions regarding fitness are among the most popular aspirations made with the passing of each year? According to a recent Statista survey, 92% of the American public's New Year resolutions were weight-loss or fitness based. If you're a part of this 92%, you could be searching for new ways to achieve your goals.
Fortunately, if you want to lose weight, improve your overall fitness, or eat healthier, there are hundreds of different regimens for you to try. From online workout programs like Peloton Digital and at-home HIIT workouts to boot camps and yoga Youtubers, there are hundreds of ways you can try to get fitter. Why not try one of the methods listed below?
Try A New Activity
Most seasoned athletes have one piece of advice for those looking to get into fitness: find an activity you like and stick to it. Suppose that you've tried attending Pilates classes before. But no matter how many single-leg pulse-ups you do or cute Pilates outfits you dress in, the thought of attending the session makes you want to fall asleep.
If this sounds familiar, you should never force yourself to attend something that you're not getting on with. Instead of enjoying it, you'll resent it, which won't make your New Year's resolution any easier. Instead, you should pick an activity you enjoy, even if it means cycling through a few before settling on the one you love.
Speaking of cycling, if you're stuck for a new activity to try, you could consider jumping on the e-bike craze. Unlike traditional bikes, e-bikes are built with an integrated electric motor for pedaling assistance yet still benefit physical activity. Yet, like actual bicycles, e-bikes still possess some of the dangers that come with cycling, like theft, injury, and much more.
Therefore, if you intend to try this activity, ensure that you are adequately protected by cycling gear and relevant insurance from providers before getting into the saddle. With insurance providers like Velosurance, you are covered in the event of theft, accidental damage, or loss in transit and can even customize your policy by adding additional coverage.
Cut Out All Your Bad Habits
Everybody has a bad habit, even if you're the most angelic person in the world – you have a bad habit. Whether it's biting your nails, ordering takeout too much, smoking, or vaping, we all have little nuances that we'd be happier and healthier without. So, if your New Year's resolution is centered around losing weight or getting fitter, one of the best ways to do so is by identifying your bad habits and cutting them out.
For instance, hypothetically, let's say that your bad habit is relying too much on food delivery services. Not only can food delivery be damaging to your health in large quantities, but it can also be damaging to your wallet since it has been discovered that the average American spends around $37.28 per week on food delivery services.
We're not saying you can never order from DoorDash again; instead, put methods in place that will consciously limit your app usage. Some of the most popular ways to refrain yourself from ordering takeout are as follows:
Delete the application from your phone after placing each order.
Create a meal plan that involves everyone in the household taking turns to cook so you don't fall into the convenience trap.
Go grocery shopping regularly and stock up with a variety of fresh fruits, vegetables, and protein, so that whenever you're feeling a little hungry, there is something available.
Allow yourself planned takeout days so you have something to look forward to each week and much more.
Use An Online Workout Program
After the nightmarish past few years, we don't blame you if you're not so keen to be out in public anymore – let alone exercising. Fortunately, one good thing that has come because of the past couple of years is the online shift. Nowadays, we can do just about anything online, from buying our weekly grocery shop to even (yes, really!) completing our weekly workout.
If this sounds like something you'd like to try in 2023, you're in luck! Because there are loads of online workout programs to choose from varying in skill level, activity, and much more. No doubt you might have already come across some popular online workout programs while looking for one that suits you – and as we said, there is a lot!
Whether you're looking for comprehensive online workout programs like the one offered by Peloton Digital or prefer a program that operates in short bursts like TMAC, there are hundreds for you to try. Don't feel beaten up if the first one you try isn't your thing either; instead, keep going back to the list until you find one that suits you!
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Editor's Note
Getting fit is especially important for adults over 50 because it can help them maintain a healthy weight, reduce the risk of chronic diseases and improve balance and strength, reducing the risk of falls. Exercise can also help reduce stress and anxiety, improve sleep quality and lift moods. Being physically active can also help keep older adults socially active and independent for longer.
Adults over 50 can maintain fitness through regular exercise and a healthy diet. Exercise for adults over 50 should focus on activities that improve or maintain strength, flexibility, and balance, such as walking or light jogging, swimming, dancing, and strength training. Eating a balanced diet, limiting processed foods and sugar, and including plenty of fruits and vegetables can also help maintain fitness.
If you are over 50, there are things you should be doing now to prepare. A healthy lifestyle will improve overall health and quality of life over the year, but aging will still happen. Chronic illness, mobility problems, dementia, and frailty can come up as you get older.
Be prepared by taking the necessary steps to get ready for retirement.
Taking advantage of employer-sponsored retirement plans or tax-advantaged accounts, such as IRAs, to maximize savings is job one.
Additionally, they should create an emergency fund, prioritize debt repayment, and create an estate plan to ensure their wishes are carried out in the event of death or disability.
Plus, you need to protect your 401(k) and other assets from chronic illness and aging. Investigate Long-Term Care Insurance options while you still enjoy reasonably good health. Most people get coverage in their 50s.
LTC Insurance gives you the resources to ensure quality care options, including in-home care. Health insurance plans and Medicare may cover a limited amount of skilled long-term care services, such as rehab and skilled nursing home care but only on a short-term basis. These insurance programs will not pay for long-term custodial care, which is help with everyday living activities like bathing, dressing, using the toilet, and other routine activities. Traditional health insurance and Medicare will also not cover the supervision that people with dementia will need.
Long-Term Care Insurance policies provide comprehensive coverage both all types of services in the setting you desire. This includes in-home care, which is what most people will prefer.
Your LTC Insurance benefits will safeguard assets, reduce family stress, and ensure you have the quality care options you deserve.
Enlist the Aid of an Expert
Long-Term Care Insurance can be complicated. There are several insurance providers, various plans, underwriting variations, and the premiums can vary dramatically among providers.
You can manage these differences with the aid of a knowledgeable Long-Term Care Insurance specialist who works with the top insurance providers. They can ensure that you get the best coverage at the most affordable price. A specialist will be able to provide you with accurate quotes along with professional recommendations.
Typically, financial planners and general insurance agents lack this kind of expertise and frequently only represent one insurance company.
Many people find LTC Insurance affordable, especially if they are in good health. Most people obtain coverage in their 50s to take advance of lower premiums along with better health. Long-Term Care Insurance is also custom designed.
How Much Does Long-Term Care Insurance Cost?
Have Questions About Long-Term Care Planning?
LTC NEWS has many tools and resources that can help you in your research as you prepare for your future retirement and plan for the costs and burdens that come with aging and declining health.
Loved Ones Need Help Now?
Get help finding quality caregivers or long-term care facilities and get recommendations for a proper care plan, whether a person has a policy. - Filing a Long-Term Care Insurance Claim.
If your loved one is lucky enough to own a Long-Term Care Insurance policy, be sure they use it. Sometimes families wait, thinking they can save the benefits for a rainy day. Waiting on using available Long-Term Care Insurance benefits is not a wise idea.
If your parent or parents need help, be sure to get them quality care. LTC NEWS can help. We have put together several comprehensive guides to help you in your process.
Start by reading our four guides -
The Benefits of Today's Reverse Mortgages
Some people have a large portion of their savings in their homes. With the help of reverse mortgages, you can find ways to pay for quality in-home care, pay for LTC Insurance, and even assist with cash flow during retirement.
Yes, today's reverse mortgages may be the perfect way to pay for a Long-Term Care Insurance policy or even cover the cost of in-home care if you or a loved one is currently in need.
Asking an expert with your questions will help you learn more. Mike Banner, a columnist for LTC NEWS and the host of the television program "62 Who Knew," will respond to your inquiries about long-term care, reverse mortgages, aging, and health.
- Just "Ask Mike." - Reverse Mortgages | LTC News.
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