Long-Distance Caregiver – What Can You Do When You Live Afar?

There are an estimated 3.3 million long-distance caregivers providing help to loved ones in a long-term care situation and many live approximately 480 miles away from the people for which they care.

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Long-Distance Caregiver – What Can You Do When You Live Afar?
2 Min Read May 24th, 2017 Updated:February 19th, 2020

Over the decades, America has changed. Many families no longer live close together as they did in the past. Often, they see one another on holidays and special occasions. 

As parents age, this can become problematic. Since so many more people require long-term care than ever before, how does a family watch over – or even take care of an aging parent who doesn't live nearby?

Where Do Your Loved Ones Live?

According to the Long Distance Caregiver Project, there are approximately 3.3 million long-distance caregivers, and many live around 480 miles away from the people for which they care. 

If your mom or dad did not have Long-Term Care Insurance, the caregiving responsibility falls on your lap. How do you handle long-distance caregiving?

This article, click here,  discusses five solutions for a long-distance caregiver: 

Technology Can Be Very Helpful

There have been many advances in technology that can help families not only be caregivers from afar but allow families the ability to stay in touch. 

This blog, click here,  reviews some of the latest technology options: 

The stress and burden placed on having a spouse or parent in a long-term care situation impact many families. What have you done to plan for the financial costs and burdens of aging? 

The fact is long-term care will impact you, your family, your savings, and your lifestyle. When no advance plan in place it creases a family crisis. The best solutions are not normally made in a crisis.

Affordable Long-Term Care Insurance will provide tax-free resources to not only pay for quality care, either at home or in a facility, but will provide resources like case management, which will help reduce the burden on family members. The policies also provide your family the time to be family so they can be loving and supporting not dealing with the work of a caregiver. Thus, there is less stress and burden placed on them, whether they live close or afar.

Long-Term Care Insurance Is the Family Solution

A successful future retirement includes a plan for long-term care. However, you must health qualify to obtain a policy. The best time to learn your options and put an affordable plan in place is before you retire. You are probably putting money in a 401(k), IRA or 403(b). These retirement funds are your hard-earned money. 

Long-Term Care Insurance will safeguard assets and income, thus protecting your lifestyle and legacy. However, planning for long-term care is more than just about money. Remember, it is about family and reducing your future dependency. 

With a policy in force, you remain in control of your life. Decisions won't be made for you in a crisis void of any advance planning. Your family will have the time to be family, and you will have access to your choice of quality care in the setting you desire without placing the responsibility and burden on those you love.

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About the Author

An LTC News author focusing on long-term care and aging.

LTC News Contributor James Kelly

James Kelly

Contributor since August 21st, 2017

Editor's Note

Long-Term Care Insurance is custom designed. You get to decide the total amount of coverage you want based on your specific situation. Even a small policy can reduce the stress and burden on your family. Long-Term Care Insurance is also very affordable, especially if you are under age 65. However, premiums can vary well over 100% or more between insurance companies. A Long-Term Care specialist will shop all the major companies to match you with your age, health, and family history to find you the best value.

LTC NEWS Tools Help Your Research

Use the tools available on LTC NEWS to help you research the best options for you and your family. Start with finding the current and future cost of care services in your area. You will also discover available tax incentives and other essential information. Plus, 45 states offer special partnership policies that provide dollar-for-dollar asset protection. Click here to access this tool.

Be sure to seek the help of a qualified and experienced Long-Term Care Insurance specialist. Not many exist, but LTC NEWS can help find you a trusted expert who represents the major insurance companies. This way to can have the peace-of-mind knowing you are getting accurate quotes and recommendations. Click here to find a specialist. 

See how easy and affordable Long-Term Care Insurance can be for you and those you love.

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