Skip to main content

Helping you navigate long-term care and aging with expert guidance, trusted information, and practical tools.

Explore the full range of long-term care options. From in-home support to assisted living, find straightforward guidance to make informed decisions.

Visit Learning Center
Cost of Care Calculator

Types of Long-Term Care

Latest Industry News

Find Care Providers Near You

Everything you need to learn about Long-Term Care Insurance in one place. From policy types and benefits to pricing, underwriting, and more.

Visit Learning Center
Insurance Companies

Information In Your State

Latest News

Life Settlements

Get Free & Accurate Insurance Quotes

Explore a range of topics centered around living your best life as you age. Discover practical advice on healthy aging strategies and planning for the future.

All News & Topics
Caregiving Topics

Celebrity Health Updates

Lifestyle Articles

Retirement

Resources and connections for businesses and partners. Access information about LTC News, advertising opportunities, partnerships, and ways to get in touch with our team.


About Us

Advertising

LTC Glossary

Contact Us

Become A Partner

Business Portal
(opens in new window)

Reverse Mortgages

Taking Care of a Loved One from Far Away

Taking Care of a Loved One from Far Away: Cover Image

About This Article

We live in a society today where families are often separated. As parents or other older family members age they will eventually require some type of Long-Term Care.

Updated June 27th, 2025
3 Min Read
 Marie  Villeza
Marie Villeza

Marie is passionate about connecting seniors with the resources they need to live happy, healthy lives. She developed a website to provide seniors and their caregivers with resources.

Between 5 million and 7 million Americans are now considered long-distance caregivers — defined as living at least an hour away from the person needing care, according to the Family Caregiver Alliance. More often than not, daughters carry this responsibility. 

 

Watching your parent’s health decline from afar can be overwhelming. You might feel guilty, helpless, or worried you’ll miss signs of trouble. But with proactive planning, technology, and professional support, you can give your loved one the quality care they deserve — even if you’re hundreds of miles away. 

 

The Emotional Toll of Distance 

The worry is real, whether you live next door or across the country. But when you’re far away, that worry is magnified, making it even harder to feel confident your loved one is safe and cared for.

Long-distance caregivers often experience a special kind of worry. They can’t see the small day-to-day changes, and they’re not there to act quickly when something happens.” — Carol Levine, former director of the Families and Health Care Project at the United Hospital Fund, in an interview with The Washington Post.

Health Insurance and Medicare Won’t Cover Long-Term Care

It’s a common — and dangerous — misconception: believing health insurance or Medicare will pay for long-term care.

  • Medicare covers only short-term skilled care after a hospitalization (usually up to 100 days) and only if your parent meets strict criteria.
  • Health insurance is designed for acute medical care — like doctor visits or hospital stays — not help with daily living activities like bathing, dressing, or dementia supervision.

 

Families are often shocked to learn that neither Medicare nor private health insurance will cover ongoing long-term care. 

 

Without Long-Term Care Insurance or significant savings, they face paying thousands of dollars every month out of pocket.

This is why it’s essential to plan early, understand your loved one’s resources, and look into Long-Term Care Insurance if your family doesn’t already have coverage. 

 

Ideally, an LTC policy is something you purchase before retirement; however, there are options for older adults depending on their age and health. Be sure to seek advice and accurate quotes from a qualified Long-Term Care Insurance specialist.

 

Find Trusted Caregivers With the LTC News Caregiver Directory

When you can’t be there, having reliable, professional caregivers in place is critical. The LTC News Caregiver Directory lets you search by city or zip code for vetted home care agencies and caregivers who can assist with personal care, housekeeping, and medication reminders.  

 

This free resource helps you ensure your parent receives quality care, even when you’re states away. Caregivers and long-term care facilities can claim their free listing on the LTC News Caregiver Directory and/or upgrade the listing to enhance visibility and highlight your staff and services through the LTC News Directory Business Portal.  

 

Elder Care Case Managers: A Lifeline for Long-Distance Families

Sometimes, you need more than an occasional caregiver visit. That’s where elder care case managers, also known as geriatric care managers, come in. These professionals can:

  • Assess your parent’s needs in person.
  • Coordinate care services.
  • Monitor changes in health or behavior.
  • Communicate updates directly to you so you always know what’s happening.

“Hiring a geriatric care manager was the best decision we made. She became my eyes and ears when I couldn’t be there and helped us avoid unnecessary hospitalizations.” — Darline Higgins, 46, from Wilkes Barre, Pennsylvania, who is caring for her mother from 900 miles away.

Case managers are especially valuable for seniors with complex health issues or those living alone.

Embrace Technology to Stay Connected

Today’s technology makes it easier than ever to bridge the distance:

  • Medication apps like Medisafe send reminders and alerts.
  • Video calls let you spot issues a phone call might miss.
  • E-readers and tablets help seniors keep up hobbies like reading, even if arthritis or vision issues make physical books difficult.
  • GPS devices like the SmartSole help locate a parent with dementia.
  • Ride services such as Lyft and Uber provide safe transportation if driving is no longer an option.

Organize Key Information Before a Crisis

Proactive organization can prevent chaos later. Collect and keep updated:

  • Emergency contacts.
  • A full list of medications and doctors.
  • Legal documents like power of attorney, advance directives, and insurance policies.
  • Details of neighbors or friends who can check in and alert you to changes.

Support Their Bond With Pets

A pet can keep your parent active, comforted, and less lonely. But as mobility declines, help with pet care and pet services becomes essential. Consider:

  • Dog walkers or pet-sitting services.
  • Mobile groomers.
  • Scheduled deliveries of food and supplies.

You can hire a dog walker, have a maid help with cleaning the litter box, arrange on-site grooming, or schedule a car service to take them to and from the vet for appointments.

Budget for Long-Term Care Costs

In-home care costs a median of $5,524 per month in 2025, while assisted living costs, before surcharges, can range from $4,000 to over $8,000 per month, depending on the state, according to the latest LTC News survey of nationwide long-term care service costs

Planning now can make all the difference between quality care at home and crisis-driven decisions. 

Final Thought 

I know firsthand how difficult it is to watch a parent age from a distance. But you don’t have to do it alone. Utilize technology, establish a local support network, and seek professional assistance when necessary. By planning and staying involved, you can give your mom or dad the love, dignity, and safety they deserve — no matter the distance.  

Also, don't forget you, too, will age and suffer from chronic illnesses and other age-related issues. Avoid the family crisis by taking action for you and your family now.