Palliative Care Becoming Important to Provide Comfort for Those with Chronic Health Problems and Dementia.

The consequences of declining health and aging mean more than long-term health care and the costs of that care. As we linger, many of us will need palliative care. Unlike hospice care which comes at the end of life, palliative care ensures comfort well before death.

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Palliative Care Becoming Important to Provide Comfort for Those with Chronic Health Problems and Dementia.
2 Min Read February 11th, 2018 Updated:July 20th, 2022

People with serious or life-threatening diseases, such as cancer or Alzheimer's, may need to be comforted as they deal with the disease and the impact of the treatment. Palliative care addresses an individual as a whole, not just their condition. 

According to the National Cancer Institute, the goal of palliative care is to prevent or treat, as early as possible, the symptoms and side effects of the disease and its treatment, in addition to any related psychological, social, and spiritual problems. 

Relieve Symptoms

Palliative care is intended to relieve the symptoms and stress of people with serious illnesses. In a larger sense, this caregiving philosophy helps ensure that a patient's life retains a sense of meaning, despite the devastating effects of the disease. 

Palliative care is part of the hospice care approach. Hospice focuses on a person's final months of life, where palliative care comes well before someone requires hospice. People want and deserve relief from their pain and other symptoms no matter the diagnosis or stage of the disease.

For those with Alzheimer's or other dementia, palliative care will assist in treating some of the symptoms of Alzheimer's like depression, anxiety, and difficulty sleeping.

Worldwide Problem

The World Health Organization (WHO) says that annually, an estimated 40 million people need palliative care worldwide. Between 69% and 82% of those who die need palliative care, according to a new study published in Palliative Medicine.

Palliative care is required for many diseases, not just cancer and Alzheimer's. The majority of adults in need of palliative care have chronic diseases such as cardiovascular diseases (38.5%), cancer (34%), chronic respiratory diseases (10.3%), AIDS (5.7%), and diabetes (4.6%). 

Many other health issues may require palliative care, including:

  • chronic liver disease

  • congenital anomalies

  • cystic fibrosis

  • drug-resistant tuberculosis

  • end-stage liver disease

  • heart disease/congestive heart failure

  • kidney failure

  • lung disease

  • multiple sclerosis

  • neurological disease

  • Parkinson's

  • rheumatoid arthritis

  • stroke

People with chronic health problems are living longer. Many of these individuals receive long-term health care. Managing their health and aging issues is becoming a more difficult task. Palliative care will improve their quality of life.

Those with Alzheimer's and dementia have multiple health issues, and their understanding of what is happening to them is limited because of their decline in cognitive function. Since so many older adults are developing memory problems, palliative care, and later, hospice, is used to better manage their condition and give them a better quality of life. 

Difference Between Palliative and Hospice Care

Palliative care happens well before death. It focuses on relief from physical suffering. Often someone with Alzheimer's or another form of dementia is not living with another chronic disease and may or may not be terminally ill. However, they will need supervision, suffer from depression and confusion, and require help with daily living activities. 

These individuals are often unaware of their condition and get scared easily. As symptoms worsen, people with dementia may struggle to express themselves. They may be suffering from other discomforts like pain from arthritis or neuropathy, which they may not be able to describe to caregivers.

The Alzheimer's Association says palliative care will help alleviate and prevent suffering and helps the care recipient achieve a better quality of life through:

• Pain and symptom relief

• Medication Management

• Guidance in making complex medical decisions

• Emotional and spiritual support

• Help in navigating the healthcare system

Helping Ease Symptoms of Illness

Those people with other chronic health problems can express to caregivers the symptoms they are suffering from, and palliative care will address many symptoms:

  • anorexia

  • anxiety or nervousness

  • breathing problems

  • constipation

  • depression

  • fatigue

  • nausea or vomiting

  • pain

  • problems sleeping

Palliative care services help address symptoms and improve your comfort and well-being. However, it provides support and assists the family with decisions the care recipient and their family must make when facing a serious illness or approaching the end of life.

Hospice Care

Hospice care comes near the end of life. Hospice care will help the care recipient be more comfortable. Hospice providers will help prepare them and their loved ones for the end of life when it is determined treatment for the illness will no longer be pursued.

Life-prolonging medications are discontinued, and every effort is made to relieve pain. Hospice care is often provided in the care recipient's home if possible. 

Emotional and Financial Impact 

While it is hard on the person receiving care, the emotional impact on the care recipient's family is tremendous. Many people had years of long-term health care before palliative or hospice care. The cost of long-term health care is rising sharply. It places a financial burden in addition to the emotional burdens. 

Too many people never think about long-term care or end-of-life care. They don't understand the consequences of declining health and aging places on their family and finances. Without any advance plan, the burden becomes larger as the progression of care expands. 

Ready for Aging?

Aging happens. You may notice that you move more slowly. You start forgetting things. It might begin with you needing help with bill paying. Then it progresses with shopping. It then expands with help with activities of daily living and supervision for those who suffer from dementia, Alzheimer's, and other cognitive issues.

Health insurance, Medicare, and supplements will not pay for long-term care beyond a limited amount of skilled services. Medicaid will only pay if you have limited income and assets. Long-Term Care Insurance will pay for all types of long-term health care, but you can only obtain coverage if you have reasonably good health. In other words, you can't buy a policy when you need care. Most people purchase LTC Insurance in their 50s.

Long-Term Care Insurance provides guaranteed tax-free resources to pay for your choice of quality care services. Plus, most plans help with a plan of care which eases the burden on loved ones. Not only will you protect your income and assets, but your loved ones will have the time to be family instead of caregivers.

It is not a pleasant topic to think about. Long-term care and end-of-life subjects are often avoided. Yet, the consequences of avoiding the topic will do precisely the opposite of what you want for your family when the time comes. 

Be prepared. Have a discussion with your family about your wishes. Protect your savings and legacy. Then, be ready to enjoy your future retirement with peace of mind. 

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About the Author

An LTC News author focusing on long-term care and aging.

LTC News Contributor James Kelly

James Kelly

Contributor since August 21st, 2017

Editor's Note

You might not think it will happen to you, but the truth is nobody is immune to declining health, mobility problems, memory loss, or the frailties that come with aging. The U.S. Department of Health and Human Services estimates that more than half of us who reach age 65 will need long-term health care services. The care is expensive, and the costs are rising rapidly nationwide. Spending on paid long-term care services already runs about $409 billion annually.

Traditional health insurance, including Medicare and supplements, pays little for long-term care. Medicaid will pay but only if you have little or no income or assets. 

The solution is affordable Long-Term Care Insurance. Many people, including financial professionals, think LTC Insurance is expensive. The reality is, for many people, Long-Term Care Insurance is affordable and custom designed. The younger you are, the more affordable a policy can be, which is why most people obtain their coverage in their 50s.

See how affordable - How Much Does Long-Term Care Insurance Cost?

Not only does LTC Insurance protect savings, but it also gives you access to your choice of quality care options, including care at home. You remain in control and less dependent on loved ones. Your loved ones will have more time to be family instead of caregivers.

Several options are available, and even smaller plans can benefit your family and your finances. 

Have Questions About Long-Term Care Planning?

You might have questions about long-term health care planning, and LTC NEWS provides the answers for many of the most asked questions here - Frequently Asked Questions | LTC News. Find all the resources available on LTC NEWS - Resources for Long-Term Care Planning | LTC News.

Find the cost of care where you live by using the LTC NEWS Cost of Care Calculator - Cost of Care Calculator - Choose Your State | LTC News.

Experts recommend seeking the help of a qualified and experienced Long-Term Care Insurance specialist to help you find the right coverage. A specialist will match your age, health, and family history with the right coverage at the right price. 

So, how much is Long-Term Care Insurance? Learn more - How Much Does Long-Term Care Insurance Cost?

Loved Ones Need Help Now?

Get help finding quality caregivers or long-term care facilities and get recommendations for a proper care plan, whether a person has a policy. - Filing a Long-Term Care Insurance Claim | LTC News

If your loved one is lucky enough to own a Long-Term Care Insurance policy, be sure they use it. Sometimes families wait, thinking they can save the benefits for a rainy day. Waiting on using available Long-Term Care Insurance benefits is not a wise idea. 

If your parent or parents need help be sure to get them quality care. LTC NEWS can help. We have put together several comprehensive guides to help you in your process.

Start by reading our four guides -  

Advantages of Reverse Mortgages 

Today's reverse mortgages for those aged 62 and older could be an ideal resource to fund a Long-Term Care Insurance policy OR even provide money to pay for care if you, or a loved one, already needs help and assistance. You might be eligible at younger ages as well. 

Some people have much of their savings invested in their homes. With today's reverse mortgages, you can find ways to fund care solutions, care itself, and even help with cash flow during your retirement. 

Learn more by asking questions to an expert. Mike Banner, LTC NEWS columnist and host of the TV Show "62 Who Knew" will answer your questions regarding caregiving, aging, health, retirement planning, long-term care, and reverse mortgages. 

- Just "Ask Mike." - Reverse Mortgages | LTC News.

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