Creative Ways to Spend Your Time Once You Retire

On average, about 10,000 people retire each day in the U.S. One day, it will be you. Are you prepared for retirement? Once retired, how will you spend your time? Thinking about these issues now will make retirement easier and more enjoyable.

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Creative Ways to Spend Your Time Once You Retire
4 Min Read March 2nd, 2023 Updated:November 20th, 2023

Once you retire, you will have plenty of time to enjoy. After all, you no longer have to commute to work and have set hours during the day. Some people think retirement is when you sit in a rocking chair and knit all day. While you could do that, if that is enjoyable, many people find retirement can be much more.

Retirement can be an exciting and intimidating time as you enter a new phase of life and look to begin exploring new interests and activities. Whether it's learning a new hobby, taking up a part-time job, or volunteering, there are many different ways for retirees to spend their newfound free time. 

Travel and See the World

You might not be able to join the Navy and see the world, but once you retire, traveling and seeing the world is a popular activity. Many younger adults don't have the time or financial resources to travel extensively, but once you retire, this might be high on your priority list. 

If you've adequately saved, you should have a good supply of time and money. You can consider visiting places like France, the U.K., Costa Rica, Germany, Iceland, and Italy, to name a few. Cruises are popular, cost-effective options for travel and entertainment. 

Traveling can sound difficult for some people depending on age and health, but many countries and cities have extensive accommodations to make traveling easier. If you plan far ahead, you can join established tours to avoid finding your way around the city alone.

You never know when your health may start declining, so many experts suggest you enjoy travel sooner than later. Please don't put it off since you don't know when your health may make it more challenging to enjoy traveling. 

Start a Business

Why would you want to work after you finally retire? You should start your own business after you retire because it's a great way to continue exploring your passions and keep yourself active.

One benefit of starting a business when you retire is that you can remain actively engaged and challenged with something you are passionate about. You can avoid the boredom or lack of purpose that can come with the end of a traditional career. 

Starting a business after retirement allows you the freedom to explore new ventures and use your skill set to pursue your passions in ways that may not have been possible before. Furthermore, certain business activities provide opportunities to supplement retirement income and make a profit. 

Additionally, starting a business after retirement allows you to stay socially connected. It can provide a sense of community and companionship that can be difficult to find in other post-career activities. 

Networking with other entrepreneurs and exchanging skills and expertise can add further value to the experience. Through their business venture, entrepreneurs can also support their local communities and environment, which can be gratifying.

Pick Up a Hobby

Hobbies are an enjoyable way to spend your time doing something you are passionate about. Explore crafting activities such as knitting, woodworking, pottery, jewelry making, or painting. If you don't have much experience, many online resources provide video tutorials and instructions to help get you started. For instance, if you're interested in learning Italian as a new hobby, you could utilize resources like the Intrepid Guide, which provides video tutorials and instructions on the basics of the language. 

Volunteer Work

When you retire, you could contribute to the community by volunteering. Local churches, libraries, schools, hospitals, and other organizations often need help to keep running. You can find volunteer work in an area you're experienced in or interested in. For instance, if you love animals, you can look for animal shelters and rescues. If you have an accounting background, you could find local non-profits in need of financial support. Volunteering is a great way to stay connected in the community, make an impact and meet new people.

Sports

Even if you don't think of yourself as being athletic, taking up a new sport or skill can be an enjoyable and challenging way to spend time once you retire. Golfing, fishing, bowling, tennis, yoga, and dancing are all accessible, fun activities to try. 

Pickleball has become hugely popular. It is fun, easy to learn, and suitable for older adults. The sport combines elements of tennis, badminton, and ping-pong. It can be played indoors or outdoors on a court with a low net and a perforated plastic ball. Players use solid-faced paddles to hit the ball over the net and try to score points by making their opponents miss or commit errors.

According to the CDC, older adults need at least 150 minutes a week of moderate-intensity aerobic activity, such as brisk walking, cycling, swimming, dancing, and nature walks. So you don't need formal sports activities to keep busy, stay active, and maintain good health.

There are often classes available for those new to a sport or activity. 

Use Your Time

Retirement doesn't necessarily mean the end of productivity. In fact, it could be an exciting opportunity to kick-start that passion project or venture you've been thinking about for years. If you're interested in converting your retirement plans into a profitable startup, enlisting the help of professional LLC formation services can be a smart move. It provides the legal framework for your business, freeing you to focus on turning your creative pursuits into viable entrepreneurial ventures.

When you retire, you will have time, but as you know, time goes by quickly. Don't waste your relatively good health when you retire to enjoy your retirement.

You are only limited by your willingness to try something and keep busy. 

Be it learning a new language or trying a hands-on hobby like woodworking, pottery, painting, or photography, trying a sport, traveling, volunteering, or starting a business, there are fascinating things you can learn and enjoy.

Being prepared for retirement takes some work before you retire. Be sure you fully fund your 401(k) and other retirement accounts. Make sure you have a living will and medical and legal power of attorney paperwork in place. 

Be ready for future declining health and the costs of long-term health care. The time to obtain Long-Term Care Insurance is ideally before you retire when you still enjoy good health.

Retirement is a reality, and aging happens. Get ready and plan on enjoying the time once you start the first day of the rest of your life.

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About the Author

Mallory Knee is a freelance writer for multiple online publications where she can showcase her affinity for all things beauty and fashion. She particularly enjoys writing for communities of passionate women who come together for a shared interest and empower one another in the process. In her free time, you can find Mallory trying a fun new dinner recipe, practicing calligraphy, or hanging out with her family.

LTC News Contributor Mallory Knee

Mallory Knee

Contributor since September 25th, 2020

Editor's Note

As you navigate the path toward retirement, it's vital to look beyond the horizon of leisure and travel and consider the realities of aging and long-term care. Chronic illnesses, mobility issues, accidents, and conditions like dementia can shift the landscape of your golden years, making daily tasks and self-care challenging. The cost of long-term care can be staggering, quickly eroding savings and investments you've dedicated a lifetime to accumulate.

You should integrate long-term care into your retirement plan, acknowledging that the need for assistance or supervision with everyday activities is not just a possibility but a common aspect of aging. Medicare may cover only a fraction of these expenses and only under specific conditions, leaving a significant financial gap. Planning ahead with options like Long-Term Care Insurance will safeguard your nest egg and provide the necessary support without overburdening your family or compromising your quality of life.

Consider this: the need for long-term care is often not a brief period at life's end but can span years. This care can be provided at home, in an assisted living facility, or in a nursing home, each with varying costs and considerations. 

·        LTC NEWS Cost of Care Calculator - Find Care Cost Where You Live

By addressing these needs in your retirement planning, you ensure that choices about your care remain in your hands, not dictated by circumstances. You have the power to access your choice of quality care in the setting you desire so you can shape your future comfort and dignity, but it requires action now—because when it comes to long-term care, hoping for the best without planning for it is a risky strategy.

Every insurance company has its specific underwriting standards that can vary widely - What Is Underwriting In Long-Term Care Insurance?

Your reasonably good health gives you the ability to plan effectively. Most people get coverage in their 40s or 50s, although if you have fairly good health, you can find options in your 60s and beyond. 

Advantages of an LTC Insurance Specialist's Expertise

Navigating the landscape of Long-Term Care Insurance can be daunting, with many options and complex underwriting processes. This is where the expertise of a qualified Long-Term Care Insurance specialist becomes invaluable. They bring a nuanced understanding of how different insurance companies evaluate risk and set premiums, allowing them to tailor coverage that aligns with your unique needs—taking into account your age, health, and financial objectives. 

A specialist will shop at all the top-rated insurance companies and provide you with accurate LTC Insurance quotes.

Furthermore, a Long-Term Care Insurance specialist offers benefits that a general insurance agent or financial advisor might not be equipped to provide. Here are key reasons why a specialist is the preferred choice for your Long-Term Care Insurance needs:

  • Access to Multiple Top Insurers: They usually represent the top insurance companies, not just a select few.
  • Comprehensive Policy Options: Experts in all types of policies—traditional plans, including partnership-certified policies; hybrid policies that offer death benefits; and short-term cash indemnity policies with broader underwriting rules.
  • Certified Expertise: Many hold a Certified in Long-Term Care (CLTC) designation, signifying specialized training and knowledge in long-term care planning.
  • In-Depth Underwriting Knowledge: Proficient in the full spectrum of underwriting rules, which can vary widely among insurers.
  • Regulatory Insight: They're well-versed in both state and federal regulations, which can impact policy details and consumer protection.
  • Claims Experience: Their experience at the claims level means they understand how policies are actually implemented, providing practical insights that go beyond the policy sale.

Choosing a specialist who embodies this wealth of knowledge and experience will guide you toward making an informed decision, ensuring you receive the coverage when it matters most.

·        Find a Qualified, Independent LTC Insurance Specialist

Discover Long-Term Care Planning Tools at LTC NEWS Resource's Hub

At LTC NEWS, a wealth of tools and resources awaits to guide you through the intricacies of long-term care planning. You can access an array of helpful features, including the innovative Cost of Long-Term Care Calculator, which helps you estimate future long-term care expenses across different settings and regions. 

Here are a few of the resources available on LTC NEWS:

Finding Quality Care for Mom or Dad

LTC NEWS offers help for you and your family in many ways. The LTC NEWS Caregiver Directory is an excellent resource where you can find the most comprehensive directory of all types of long-term care services no matter where your loved one lives - Long-Term Care Services Directory | Find Care Near You.

If your loved one has an LTC Insurance policy, that will open the door to many quality care options, as one of the first questions most home health agencies and long-term care facilities will ask you is if the care recipient has an LTC policy.

Be sure to use the benefits from a loved one's LTC policy; trying to save them for later is not a good approach since access to quality care improves a person's quality of life immediately.

LTC NEWS has combined efforts with Amada Senior Care, a leading in-home health care agency with locations throughout the country, to help you process a claim from any LTC Insurance policy.

There is no cost or obligation for this service - Filing a Long-Term Care Insurance Claim

If they don't have an LTC policy, Amada can still help develop a plan of care and provide you with many affordable in-home care options. 

Learn more now - Find Quality In-Home Care.

These four LTC NEWS guides will assist you in trying to find appropriate long-term health care services for a loved one:

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Benefits of Sponsored Content on LTC NEWS 

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In summary, sponsored content on LTC NEWS is a powerful marketing tool that can help you boost website traffic, SEO, brand recognition, and audience engagement. Traditional advertising is also available to keep you in front of potential customers. 

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