Retiring in New York? Consider These NYC Suburbs for Seniors

The big city is not for everyone, but some people want to be around it for the attractions, services, and fun. New York City is the biggest of the bigs. These NYC suburbs are getting popular for seniors.

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Retiring in New York? Consider These NYC Suburbs for Seniors
4 Min Read March 22nd, 2022

"New York is made up of millions of different people, and they all come here looking for something," said Lindsey Kelk, a bestselling author.

New York is where those in the springtime of life come to try their luck and see whether this place will make or break them. Older people may find some areas of New York to be very friendly for seniors.

The Big Apple is big, but even though New York City has a reputation of being a city that never sleeps and a city where hustle never stops, it doesn't mean that you can't find places here that are suitable for older people. 

Quite the contrary. Seniors are more than welcome in New York. We can see that by the rise of senior-friendly suburbs everywhere across the state and the city. But, what is it that constitutes a senior-friendly suburb? Well, safety, accessible and affordable housing, hazard-free streets, developed transportation systems, top-notch health care, social support, plenty of health-promoting activities and programs come to mind. 

Which New York City suburbs are best for seniors where they can enjoy every minute of their retirement years?

West Brighton

Without a doubt, this little suburb in Brooklyn is one of the best New York City suburbs for seniors. We can see that almost 36% of West Brighton's population are seniors over 65. Thus, if you were looking for a suburb that will have a lot of residents in your demographic, you have found it. Here, you will find many activities and programs for seniors that will help you keep your body moving and your mind working. Moreover, going to those places will also be easy as West Brighton has some of the most developed transportation systems in the entire New York City area. This transportation can help you go from your affordable home to the beach, boardwalk, mall, restaurant, shopping center, health clinic, or any other place you want.

A couple standing together by a railing.

West Brighton is one of the best NYC suburbs for seniors who want to enjoy an active retirement.

Starrett City

Next on our list of some of the best suburbs for seniors in NYC is Starrett City or Spring Creek Towers. Like the suburb mentioned above, Starrett City is also a place where 35% of residents are seniors. They are coming here for one reason - affordability

Starrett City was once a troubled suburb in the past, and it was primarily occupied by middle-class families. Of course, it is no longer a troubled area. One thing remained the same - affordable homes (both for buying and renting), cheaper utilities, groceries, entertainment, and pretty much anything you can imagine. So, if you were looking for a senior-friendly place on a budget, this suburb will treat you well. 

But be wary of public transportation. That is, be mindful of the lack of it. You will need a car to get around this New York suburb. 

Westchester County

Westchester is not a suburb, per se. But it is a combination of many smaller suburbs and villages. Here, you will find something that you can't find in the rest of New York City - nature, serenity, and a lack of crowds

In Westchester, skyscrapers are replaced with small farmhouses and riverfront apartments, busy streets are replaced with green roads, and people are replaced with animals and plants. Living here feels like living on some other planet. And the best part about Westchester is that you can be on this different 'planet' but still go to the city and enjoy all the hustle and bustle whenever you want. You can keep your mind active, body busy, and spirits high.

So, if this is something that you need, start looking for your home as soon as possible. Of course, start searching early for reliable moving companies that operate from New York to Westchester - everybody, including movers, is busy at this time of the year. And, whatever you do, don't try to do everything by yourself - experts, either real estate or moving ones, are there to make the process of transitioning to another home a lot easier. 

A couple standing together between some trees.

If you like nature, peace, and quiet, you will love Westchester.

Upper East Side

The Upper East Side is one of the most expensive suburbs in New York City. This suburb is located in Manhattan, and it offers a posh kind of lifestyle to all its residents. And, the elderly, believe it or not, enjoy it the most. The Upper East Side is where you can shop till you drop, where you can eat in fancy restaurants, where you dress fashionable, and where you can completely enjoy your life. Moreover, here is where you will find some of the best doctors and health practices in the world! So, if you have money to spare, consider moving to the Upper West Side.

With the help of an excellent real estate agent, finding a home will be relatively easy. Just make sure to downsize before you move - don't waste your money on big apartments and storage units! Instead, move into something smaller and use your money to enjoy your retirement to the fullest. 

A couple dancing together.

Living on the Upper East Side is perfect for those who still feel young at heart.

Inwood 

The last (but not the least) suburb on our list of the 'Best New York City Suburbs for Seniors' is Inwood. This suburb has many things to offer to its senior residents. Only some of those things are affordability, safety, proximity to health and rehabilitation centers, developed transportation, parks, etc. However, one thing that makes this suburb stand out is that two big senior citizen centers are located in the heart of the area. There, elderly citizens can live, eat, participate in many activities, and have fun with other seniors. Of course, living there is not mandatory - you can always find a separate, senior-friendly home for now and your future – or you can rent one. Real estate here will not break your bank no matter your decision. 

Long-Term Health Care in New York

When you live around New York City, you have access to some of the best medical care in the world, including care aimed at older people. There are a variety of in-home health providers, adult day care centers, assisted living facilities, rehabilitation centers, memory care facilities, and nursing homes. 

The cost of care services is exploding, however. If you have Long-Term Care Insurance, you will have access to these services; otherwise, you will need your income and savings to pay the bill. 

If you are thinking of retirement and relocating to one of the many areas in and around New York City, you may want to plan now for the costs and burdens of aging and declining health. Long-Term Care Insurance is a solution.

Several options are available, and the State of New York is a partnership state. With a partnership Long-Term Care Insurance policy, you have dollar-for-dollar asset protection. Plus, there are state tax incentives available. 

Learn more on the New York page of the LTC NEWS Cost of Care Calculator - New York Long-Term Care Resources | LTC News. The ideal time to obtain coverage is before retirement; most people get coverage in their 50s, sometimes earlier. 

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About the Author

Jane Stinson is a relocation specialist who has worked with many seniors over the years. Having seen how hard some of them have taken it, she has decided to start blogging about helping seniors, and younger generations, move to their new homes. Jane aims to make the whole experience more comfortable. In her free time, she enjoys reading and gardening.

LTC News Contributor Jane Stinson

Jane Stinson

Contributor since March 26th, 2021

Editor's Note

The risk of needing long-term health care increases after age 50. Our health, body, and mind will decline over the years. Accidents, major health events, or the slow decline into frailty happen. The consequences can change your life and goals. Your family often becomes involved in either managing your long-term care or even providing care as a caregiver. Neither is easy nor desirable.

Prepare for aging and long-term health care by adding an affordable Long-Term Care Insurance policy to your retirement plan. The guaranteed tax-free resources will pay for your choice of quality care services, including in-home care. You get to safeguard assets and reduce the stress and anxiety otherwise placed on those you love.

Most people obtain Long-Term Care Insurance in their 50s or even earlier.

Seek Professional Guidance

Planning for future long-term health care is too important to leave to an untrained insurance agent or financial advisor. You need a skilled and experienced specialist to guide you through the many options and differences between insurance companies. A qualified Long-Term Care Insurance specialist will be best able to help you and your family.

Insurance rates are regulated, so no insurance agent, agency, or financial advisor can give you special deals. However, insurance companies' premiums vary over 100% for the same coverage, and underwriting criteria vary between insurance companies. 

A Long-Term Care Insurance specialist will work with the top companies so they can match your age, health, family history, and other factors and find you the best coverage at the best value. A specialist will save you money, and you will have peace of mind knowing they are making the appropriate recommendations - Work With a Specialist | LTC News.

Finding Quality Care for Mom or Dad

Start by reading our four guides -  

If they are lucky enough to own a Long-Term Care Insurance policy, be sure they use it. Sometimes families wait, thinking they can save the benefits for a rainy day. Waiting on using available Long-Term Care Insurance benefits is not a wise idea. 

Get Help in Filing a Long-Term Care Insurance Claim

Quality care obtained early will help provide a better quality of life and reduce the risk of a deep decline and facility care. If you need help in starting the process of a Long-Term Care Insurance claim, LTC NEWS can help.

LTC NEWS provides free assistance with no obligation to help you or a loved one complete the claims process with a Long-Term Care Insurance policy. We have teamed up with Amada Senior Care, who will do all the work, free with no obligation. 

Get help finding quality caregivers or long-term care facilities and get recommendations for a proper care plan, whether a person has a policy. - Filing a Long-Term Care Insurance Claim | LTC News

Benefits of Reverse Mortgages 

Today's reverse mortgages for those aged 62 and older could be an ideal resource to fund a Long-Term Care Insurance policy OR even provide money to pay for care if you, or a loved one, already needs help and assistance.  

Some people have much of their savings invested in their homes. With today's reverse mortgages, you can find ways to fund care solutions, care itself, even help with cash flow during your retirement. 

Learn more by asking questions to an expert. LTC NEWS columnist and host of the TV Show "62 Who Knew" will answer your questions regarding caregiving, aging, health, retirement planning, long-term care, and reverse mortgages. 

- Just "Ask Mike." - Reverse Mortgages | LTC News.

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You can write a story or ongoing column for LTC NEWS. You can write about many topics, including aging, caregiving, health, lifestyle, retirement planning, and long-term care, to name a few.

Be sure to write for our core target audience of adults aged 40 and older. Our audience is worldwide; however, our primary target is the United States, Canada, the United Kingdom, Australia, and other English-speaking nations. 

Improve your website or blog's SEO and gain exposure and traffic at the same time by being a contributor to LTC NEWS. 

You can even promote yourself, your business, and your website or blog. However, it must have editorial content exclusive to LTC NEWS and not just an advertisement. It can include links to other sites, and you can share the article link once published on your website or social media.

Email your story idea or article: newsroom@ltcnews.com - LTC News Contributors | LTC News

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Use LTC NEWS to drive traffic to your website and help you attract people interested in your products and services. Plus, you can improve your website's SEO so more consumers can find you when they search for your products and services.

There are various marketing options available with LTC NEWS. Traditional advertising, sponsored content articles, strategic alliances, and more are available. 

Learn more about how LTC NEWS can help you market your business, drive traffic, and improve SEO - Advertise With Us | LTC News.

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Let's work together and help consumers who search for us on the web - Site Request | LTC News.

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Include LTC NEWS in your press release distribution. If your group, organization, business, political committee, etc., have news to share, send it to LTC NEWS. Email - newsroom@ltcnews.com  

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