Helping you navigate long-term care and aging with expert guidance, trusted information, and practical tools.
Explore the full range of long-term care options. From in-home support to assisted living, find straightforward guidance to make informed decisions.
Visit Learning CenterEverything you need to learn about Long-Term Care Insurance in one place. From policy types and benefits to pricing, underwriting, and more.
Visit Learning CenterExplore a range of topics centered around living your best life as you age. Discover practical advice on healthy aging strategies and planning for the future.
All News & TopicsResources and connections for businesses and partners. Access information about LTC News, advertising opportunities, partnerships, and ways to get in touch with our team.
Browse our full library of articles, tools, and helpful links designed to support your long-term care planning. Use the filters to narrow your results by topic, category, or care type so you can quickly find the information that matters most.
December 19th, 2020
Tossing and turning is not an unavoidable side effect of getting older. Aging leads to health issues, including sleep problems. Sleep problems lead to health issues. Health and aging leads to long-term care.
July 8th, 2022
It doesn't matter if you have millions of dollars in assets or a fraction of that, protecting those assets is of paramount concern for most people. There are simple ways to help ensure your savings are protected for children and grandchildren.
Can you exhaust all the benefits in a Long-Term Care Insurance policy? Maybe. There are still unlimited benefit plans available; most LTC Insurance creates a benefit account that increases with inflation. LTC Insurance is custom designed.
June 28th, 2021
Polls show that many people today understand they may need long-term health care. However, polls say everyone points to someone else, not at themselves. The result – they ignore planning.
A pre-existing condition is a health condition that an individual had before they applied for Long-Term Care Insurance.
February 8th, 2023
Advanced Cardiac Life Support (ACLS) certification is required for most health care professionals. Those involved in cardiac care get the skills to respond quickly and appropriately to cardiopulmonary emergencies.
January 24th, 2023
Is the year you get fit? Maintaining a healthy weight reduces the risk of chronic diseases and improves balance and strength, reducing the risk of falls, especially important after age 50. Exercise can also help reduce stress and anxiety, improve sleep quality and lift moods.
December 23rd, 2021
Have you heard someone say, "I'm on a fixed income," perhaps a parent - maybe yourself? Budgeting for life after retirement is best to think about before you retire. Either way, there are ways to save and enjoy a more successful retirement.
July 22nd, 2021
Many people are in denial about the risk of needing long-term care services as they get older. Your health, body, and mind change over time. The challenges on family and finances can be overwhelming unless you have an advance plan.
Some people say you don't need to worry about long-term care unless you have poor health. If you wait until you have poor health, it is probably way too late. Good health today means a longer lifespan. In the future, your health, body, and mind will decline.
April 28th, 2024
Respite care can give family caregivers much-needed breaks from their roles, allowing them to rest and recharge. In doing so, it will help ease family caregivers' stress and give them the emotional strength to continue caregiving for their loved ones.
A rider on a Long-Term Care policy where the benefit increases by a fixed amount per year based on the original starting amount. For example, with 5% simple inflation, $100 a day would increase each year by $5.00.