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January 7th, 2022
Those afflicted with memory loss should triple in 35 years. Now a leading reason people require long-term health care services, the 100 types of dementia, and the impact memory loss has on loved ones will become an even bigger issue affecting families physically, emotionally, and financially.
June 28th, 2022
You might have something in common with Bill and Melinda Gates. Gray divorce. How will that impact future long-term care? How would getting married a second or third time affect long-term care planning?
A rehabilitation center is a place for individuals to receive skilled and custodial care directly after an injury, illness, or surgery. The goal of rehabilitative care is to help the individual return to a previous state of good health following a medical event.
A rate class is a category assigned to insurance applicants based on how risky they are to insure. These categories determine how much individuals pay for Long-Term Care Insurance coverage. There are three main rate classes: preferred, standard, and sub-standard.
November 5th, 2022
Recent studies show most Long-Term Care Insurance claims start with care at home. While most people think the insurance only pays for nursing homes, the reality is the opposite. In 2021 over $12.3 Billion in benefits were paid to American families.
May 28th, 2021
Many people think that dramatic chest pain will be the first thing they will notice if they experience a heart attack. That isn’t true, especially in women. Dr...
August 3rd, 2022
The awareness of the long-term health care problem and Washington's LTC tax have pushed more people to purchase LTC Insurance at even younger ages. The trend should continue in the years ahead.
November 3rd, 2022
President Biden says National Family Caregivers Month highlights the work that family caregivers provide to loved ones with chronic illness and aging issues. November is also Long-Term Care Awareness Month. They go together.
June 10th, 2025
More people over age 50 are embracing technology. This can be a great thing for you, your family, and your lifestyle. High tech also is used in your future long-term care.
January 8th, 2022
Studies show the obvious. Being a caregiver for a family member is stressful and physically demanding. The cost of professional long-term care services is rising rapidly nationwide due to increasing demand and higher labor costs. Being prepared can ease the burden on those you love.
February 25th, 2022
There are several ways to plan for the financial costs and burdens of aging. Hybrid Long-Term Care Insurance plans are an option to consider along with the many traditional plans. They all protect income and savings and reduce family stress. But, don't delay as your reasonably good health gives you the ability to plan.
September 10th, 2021
South Carolina, like many states, is getting walloped with the 'silver tsunami.' An increasingly aging population places stress on families and finances. Planning will help.