Daily Benefit
The daily benefit for an LTC Insurance policy is the maximum amount of benefits the policy will pay for long-term care services on any given day of an active claim.
Browse All Resources
Browse our full library of articles, tools, and helpful links designed to support your long-term care planning. Use the filters to narrow your results by topic, category, or care type so you can quickly find the information that matters most.
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Health
October 17th, 2022
Older Adults Must Protect Eyes from Strain - Several Things Can Be Done Now to Protect Eyesight
Even older adults are glued to their electronic devices in addition to activities like reading, which can cause eye strain. Early treatment is critically important to prevent some common eye issues from causing vision problems.
Insurance
June 27th, 2022
Adults 50+ Think They May Need Assistance When Older - Few Have Done Much About It
When you reach age 50, you start to understand the consequences of aging. Retirement is ahead, and you start noticing changes in your health, body, and mind. Preparing for the growing cost of long-term health care is vital to retirement planning.
Health
January 13th, 2023
Diet Time? Higher Levels of Body Fat May Contribute Higher Risk of Dementia
Few people like to diet, but recent research shows that too much body fat is linked to a higher risk of dementia and other health problems. Being proactive with your health and financial planning will help you maintain a better quality of life.
Homecare
May 14th, 2021
Family Member Getting Forgetful? Be Prepared with Memory Care Checklist
Likelihood of memory loss increases with age. There are many types of dementia and is a leading cause of Americans needing long-term health care. Planning is essential to prepare for family and finances.
Lifestyle
April 5th, 2023
The Best 6 Books That All Travel Nurses Need to Read
There are about 1.7 million traveling nurses currently employed in the United States alone. These RNs help at hospitals, long-term care facilities, and other health settings due to labor shortages. These books are recommended for nurses who are on the road.
Home Health Aide
Home health aides help individuals with their long-term care and personal care needs. These professionals are also known as personal care aides.
Insurance
August 27th, 2023
Future Long-Term Care Insurance Rate Increase Risk Near Zero
As people consider longevity, the cost of Long-Term Care Insurance is on many minds. Today’s LTC policies are rate stable with a near zero chance of rate increases in the future, according to the American Association for Long-Term Care Insurance.
Chronically Ill Individual
Under the law, a “chronically ill individual” is any person who has been certified by a licensed health care practitioner as meeting one of three tests.
Registered Nurse (RN)
A registered nurse (RN) maintains a leadership role, often coordinating, providing, and overseeing care services and patients within their jurisdiction.
Homecare
August 7th, 2023
Informal Caregiver Stress: The Dangers of Taking on Too Much
Informal caregiver stress can result from taking on excessive responsibilities, leading to physical and emotional exhaustion. The dangers of overburdening oneself with caregiving duties may include burnout, health decline, and a diminished ability to provide effective care.
Lifestyle
August 29th, 2022
Benefits of a Medical Answering Service for Medical Practices and Patients
Medical answering services can benefit your medical practice and its patients in many ways. With 24-hour service, patients have access to medical professionals at any time.