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Browse our full library of articles, tools, and helpful links designed to support your long-term care planning. Use the filters to narrow your results by topic, category, or care type so you can quickly find the information that matters most.
July 7th, 2025
Most long-term health care is delivered at home or in assisted living; however, some require nursing home care. Abuse and neglect can happen anywhere, and you should know what to do if you suspect neglect.
October 2nd, 2019
A new study shows that women suffer more than men do with memory deterioration. Women are also caregivers first before they become the ones who need care. Planning and research are required.
May 2nd, 2022
If you're getting close to retirement age, you are thinking about retirement. Perhaps you have recently retired, and you're unsure what you should be doing. These five tips will help you chart an enjoyable retirement.
May 29th, 2021
Loneliness can be a significant health concern and is more dangerous than many imagine. In older adults, loneliness and depression have adverse effects on health and independence.
May 4th, 2023
Reducing anxiety is vital for promoting overall well-being and health. It helps alleviate stress-related physical and mental so you can improve your focus, enjoy a more robust immune system, and enhanced emotional stability, all of which contribute to a happier and healthier life.
October 15th, 2022
Alzheimer's is one of the biggest reasons people require long-term health care, which can be very costly and hard on loved ones. Can your diet or activity be helpful is reducing the risk of dementia? Four things may be helpful.
May 14th, 2021
Many people start thinking about retiring from their job but not retiring from life. They want a second career, a new passion. There are options. A second career can be part of retirement planning.
April 25th, 2024
Today we either know a caregiver or someone who needs long-term health care. The costs of long-term health care services are rising rapidly nationwide. Today's LTC Insurance offers the flexibility of benefits while maintaining affordability.
May 18th, 2021
There are 53 million unpaid family caregivers in the U.S. The job is hard and emotionally draining. More Americans will need long-term health care but are we prepared?
Policyholder's on some Long-Term Care Insurance policies can pay past-due premiums and reinstate their policies in a specified period of time after they have lapsed the policy. If the failure to pay was the result of cognitive or functional impairment additional protections are provided.
If the long-term care benefit is not used or is only partially used, the unused death benefit is paid out to policyholder’s heirs like any other life insurance policy or annuity would do.
March 23rd, 2024
Safeguarding your 401(k) and assets from the escalating costs of long-term care is essential to ensure a comfortable retirement and maintain your financial legacy. With a plan you secure your finances and allow your loved ones the freedom to be family rather than bearing the weight of caregiving responsibilities.