Hybrid Long-Term Care Insurance Policy
If the long-term care benefit is not used or is only partially used, the unused death benefit is paid out to policyholder’s heirs like any other life insurance policy or annuity would do.
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Browse our full library of articles, tools, and helpful links designed to support your long-term care planning. Use the filters to narrow your results by topic, category, or care type so you can quickly find the information that matters most.
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Insurance
March 23rd, 2024
Guarding Your 401(k) and Nest Egg Against the Rising Tide of Long-Term Care Costs
Safeguarding your 401(k) and assets from the escalating costs of long-term care is essential to ensure a comfortable retirement and maintain your financial legacy. With a plan you secure your finances and allow your loved ones the freedom to be family rather than bearing the weight of caregiving responsibilities.
Pets
December 18th, 2020
Pets Add Longevity and Add Comfort
Your dog or cat may be a great asset to your overall health and well-being. With longevity, a dog could be a great partnership in your plan for both physical and emotional health as you get older.
Long-Term care can be costly if you aren’t prepared. We look at types of care, payment methods, and typical costs for different long-term care types in California.
Health
May 31st, 2022
The Basics of Bodily Injury Claims in Florida
If you have an automobile accident in Florida, there are things you should be aware of, especially if there are injuries.
Health
March 28th, 2021
Workaholics Face Higher Risk of Stroke. Consequences Affect Family and Finances.
In 2012 former U.S. Senator Mark Kirk (R-IL) suffered a stroke at age 52. Research shows that younger people are now having strokes and TIA's, and the impact of such health events can create many consequences for a victim's family.
Health
July 20th, 2022
Living with Dementia Brings Challenges - Quality Care Allows Better Quality of Life
When someone needs long-term health care, whether it is because of dementia or numerous other reasons, many people think life is over. Quality care promotes a better quality of life. Being prepared eases the family burden and protects savings.
Government
August 10th, 2015
CDC Releases 2015 2016 Flu Shot Recommendations
CDC announced some people should get their flu vaccination before the end of December. Those 50+ and children 6 months to age 5 are some groups that have priority concern.
Lifestyle
February 6th, 2025
Building a Strong Bond with Grandchildren Beneficial for Everyone
Grandparents play an essential role in the lives of their grandchildren. When you talk to grandparents, they tend to light up when talking about their grandchildren. Take advantage of the time when you become grandma or grandpa.
Inflation Protection
Usually, the policyholder can choose between Simple and Compound increases. Simple increases add the same dollar amount to the monthly or daily benefit each year.
Government
June 17th, 2024
Maximizing Your Car Accident Case: 4 Ways Legal Advice Can Make a Difference
Car accidents can have severe consequences, including physical injuries, property damage, and emotional trauma. The proper legal advice following a car accident provides guidance on navigating insurance claims, understanding legal rights, and obtaining appropriate compensation.
March 1st, 2022
Nine Ways to Reduce Anger in Dementia Patients. Prepare Your Family for Your Future Aging.
People with dementia or Alzheimer's will often feel frustrated, stressed, and angry. Aggressive behaviors may be verbal or physical. These behaviors can be unsettling for family caregivers. How can you better take care of a loved one? How can you prepare for your future aging?