What happens to unused Long-Term Care Insurance benefits if you never need care? You and your family are probably grateful that you never had to go through what so many others go through. Can your family get the money back?
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Browse our full library of articles, tools, and helpful links designed to support your long-term care planning. Use the filters to narrow your results by topic, category, or care type so you can quickly find the information that matters most.
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May 31st, 2025
Getting New Drugs on the Market - Phases of Clinical Trials
New drugs and vaccines are in the news. Which phase of a clinical trial reveals how close researchers are to creating a safe and effective drug or vaccine for use by the general public.
September 6th, 2025
Ways Older Family Members Can Keep Their Home Clean
Is your home clean and uncluttered? As we age this becomes a bigger concern and could create health and fall risks which could lead to Long-Term Care. Help older family members unclutter their home.
Financial Advisor
A financial advisor is a licensed professional that offers help with financial decisions.
When is the best time to apply for Long-Term Care Insurance? How can you save money on LTC Insurance? We discuss the factors that affect the best time to apply for Long-Term Care Insurance.
October 28th, 2020
Discover Four Ways Seniors Can Keep Skin Hydrated in Winter
Skin care is important at any age but for older people it is essential for overall good health. Aging skin is especially sensitive to harsh winter climates. If you are a senior or know one, there are ways to keep skin hydrated and healthy in the winter months.
February 17th, 2022
NBC Today Show: How to Pay for Long Term Care
Former Today Show host Matt Lauer discussed the need for long-term health care planning with NBC's Jean Chatzky. She explained the types of Long-Term Care Insurance plans and the need to start at around age 50.
May 19th, 2025
The Hottest DNA/Ancestry Gift No One Is Talking About
Many people may be overlooking a life-improving gift that is absolutely free and might bring your family into an interesting conversation. The gift: sharing your health history and asking your family members to do the same.
April 5th, 2022
Why is the Long-Term Care Insurance Industry Not Reaching the Masses?
Families understand the need to prepare for aging and the soaring costs of long-term health care. Many know that Long-Term Care Insurance is a way to protect savings, ensure quality care, and reduce the burdens otherwise placed on their families. Yet, the industry is ignoring many of them.
March 29th, 2023
What is EV Charging Load Management?
As the world shifts towards more sustainable and eco-friendly modes of transportation, electric vehicles (EVs) are becoming increasingly popular. However, with the rise in the number of EVs, comes the challenge of managing their charging load.
May 7th, 2020
5 Signs of Alzheimer's That Show Up Before Memory Loss
Memory loss is a leading cause of why a person may need Long Term Health Care. Knowing early signs is important so you can get a head's up on a loved one. This is also a reason why you should make Long-Term Care Insurance part of retirement planning.
October 1st, 2019
Long-Term Care and Housing Crisis
Attorney Matthew Erskine discusses two major problems impacting many American families, the housing crisis and aging and the need for long-term care. Is there a solution connecting these two issues?