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As we get older, we think about the many people who were a positive influence on your life. Expressing a debt of gratitude is meaningful to them and for you. The time to make an effort is now.

If you find yourself as a caregiver for a family member better think about the obstacles you and your loved one will face. Thinking ahead will ease the stress and burden even if you have limited choices.

We are living in crazy times. Yet, too many people react to events after they occur instead of being proactive. Planning longevity and long-term health care is the best planning before we retire when we have more choices.

The virus crisis is resulting in many changes in how long-term health care is delivered. Most people want to remain at home. You want a quality facility if you need one. With advance planning, you will be able to enjoy choice and control.

Before you know it, you get older. If you have a loved one who is 65+ or you are looking to plan for your future aging, there are several items to consider from insurance to technology.

The longevity crisis is not only impacting American families and their finances, but it also impacts employers as their employees must spend time and money providing caregiving for older family members.

Who really wants to think about mortality? Yet, advance planning provides greater peace. If you are in your 40s or 50s better be planning for both mortality and morbidity.

Assisted living is often an outstanding choice to provide long-term care for a loved one while maintaining a level of independence. Key tips make it easier for everyone. LTC Insurance can pay for the cost of care.

A little-known fact is that today, not only do 38% of women out-earn their husbands, and according to LIMRA, but are also financially more decisive.