COVID-19 Protection for Older Adults and Caregivers

As more Americans face long-term care challenges the pressure of caregiving often falls on family members. Take actions now to keep everyone safe from COVID-19 infection. Prepare for your own care in the decades ahead now.

Recommend This Page
COVID-19 Protection for Older Adults and Caregivers
3 Min Read March 9th, 2021 Updated:March 14th, 2021

Family caregivers face additional challenges taking care of elder loved ones due to the virus crisis and COVID-19 infection. With many adult day care centers closed or operating at limited capacities and immediate availability of assisted living and nursing homes more limited, much of the caregiving is falling on adult children.

The COVID-19 vaccine will be beneficial, and everyone eligible to take the vaccine should do so. Herd immunity can be achieved as more people take the vaccine. However, until there are enough people vaccinated, protecting caregivers and care recipients is still critical.

Adults age 65 and older, and those with comorbid issues, are at higher risk of both hospitalization and death. It is essential to take proactive measures to keep both the care recipient and the caregiver healthy and safe.

8 out of 10 COVID-19 related deaths reported in the United States have been in adults 65 years old and older.

The use of face coverings, hygiene, and social distancing are still the key actions you can take to make everyone much safer. Yet too many people forget or avoid using these safety precautions.

Masks Work to Keep Others Safe

The fact is the masks work. This illustration shows the effectiveness of face coverings:

Probability of  Contagion

No matter who you are, face coverings are beneficial, especially for the people around you. A care recipient will benefit significantly if the people around them are using a mask. It also helps if they themselves use a face covering.

Below is President Joe Biden walking at the White House with his mask:

President Biden

First Lady, Dr. Jill Biden, wearing her mask while visiting a school:

The First Lady

Many celebrities have taken to social media to show off their face coverings:

Jennifer Aniston

Lady Gaga

Kerry Washington

Reese Witherspoon

Caregivers Should Monitor Their Health

If you are a caregiver or another family member, be sure to monitor your own health. According to the CDC, you should delay or cancel a visit if a caregiver or visitors have symptoms of COVID-19 or have been exposed to someone with COVID-19 in the last 14 days.

Take your temperature and make sure you don’t have a fever before coming in contact with others.

Anyone who has had close contact with a person with COVID-19 should stay home and monitor for symptoms.

Caregivers will need to be in close contact with the person they are caring for, but guests should practice social distancing. Be sure to adjust any tables and chairs to allow for social distancing.

Try to avoid close contact with the care recipient and any visitors. For example, don’t hug the person, shake hands, or even elbow bump. Instead, just wave and verbally greet them.

The CDC suggests keeping a list of people who come in contact with the care recipient. The list will help with contract tracing if someone becomes sick. Be sure everyone washes their hands before coming in and after leaving.

There are always challenges that come with aging. If you are not prepared, there will be a physical, emotional, and financial burden that you and your family will experience even in the best of times. During the virus crisis, extra precautions need to be in place.

Planning for the financial costs and burdens of aging before you retire will give you control and independence in the decades ahead. You might think you are too young to start planning, yet experts say most people purchase affordable Long-Term Care Insurance policies in their 50s.

It is always best to avoid a crisis and planning before a crisis starts will give everyone peace-of-mind.

Recommend This Page

About the Author

Linda is a former journalist who now enjoys writing about topics she is interested in so she “can keep her mind active and engaged”.

LTC News Contributor Linda Maxwell

Linda Maxwell

Contributor since December 11th, 2017

Editor's Note

The resources on LTC NEWS will help you learn about your options to plan for aging's financial costs and burdens. As you prepare for your future retirement, better consider the physical, emotional, and financial burdens that get placed on you and your loved ones. 

Use the LTC NEWS Cost of Care Calculator and find both the current and future cost of care services where you live. Click here and see the financial impact. 

Affordable Long-Term Care Insurance offers you guaranteed tax-free benefits that give you access to your choice of care – at home or in a facility. The problem of long-term care is both a cash flow issues and a family issue. An LTC policy will address both and make your future needs easier on everyone.

LTC Insurance Specialist Will Save You Money

Be sure to seek the right type of professional help. Experts say to avoid using a financial advisor or general insurance agent. They often lack the experience and knowledge in policy features, underwriting, tax advantages, and other factors. Since premiums can vary by over 100% between insurance companies, you need a skilled and trusted professional.

A qualified Long-Term Care Insurance specialist will help you navigate the options and find the best coverage at the best value. Discover your trusted pro by clicking here.

Share News with LTC NEWS

Do you have news to share related to the long-term care industry or financial planning, caregiving, and other related topics? Share the information with LTC NEWS.

Mail press releases to LTC NEWS at or click here.

You can also write a story to share with the world on LTC NEWS. Be sure your article fits the LTC NEWS target audience of adults 40-70.

Topics can include stories on:

  • Aging
  • Caregiving
  • Health
  • Long-Term Care
  • Retirement Planning

There are numerous other related topics, as well. You can even promote yourself, your business, and your website or blog. It must have editorial content exclusive for LTC NEWS and cannot be just an advertisement. It can include links to other sites, and you can share the article link once published on your website or social media.

You can also purchase sponsored content or advertising with LTC NEWS - learn more by clicking here.

LTC News Trusted & Verified

Get Accurate Quotes

Work With A Trusted Specialist

  • Has substantial experience in Long-Term Care Insurance
  • Strong understanding of underwriting, policy design, and claims experience
  • Represents all or most of all the leading insurance companies
man and woman sitting at desk
Connect With a Long-Term Care Specialist

Find Affordable Insurance and the Right Coverage.

LTC News Trusted & Verified
Learn More
  • Latest

  • Oldest

  • Homecare

  • Health

  • Government

  • Care Facilities

  • Pets

  • People

  • Lifestyle

  • Insurance

Step 1 of 4

Find a Specialist

Get Started Today

Trusted & Verified Specialists

Work with a trusted Long-Term Care Insurance Specialist Today

  • Has substantial experience in Long-Term Care Insurance
  • A strong understanding of underwriting, policy design, and claims experience
  • Represents all or most of all the leading insurance companies

LTC News Trusted & Verified

Compare Insurers


Claim this listing

Fill out this short form

Step Number:


Request Listing Edit

Tell us a little bit about yourself.

Step Number:


Are you a customer of this business, or are you an employee?