Helping you navigate long-term care and aging with expert guidance, trusted information, and practical tools.

Explore the full range of long-term care options. From in-home support to assisted living, find straightforward guidance to make informed decisions.

Visit Learning Center
Cost of Care Calculator

Types of Long-Term Care

Latest Industry News

Find Care Providers Near You

Everything you need to learn about Long-Term Care Insurance in one place. From policy types and benefits to pricing, underwriting, and more.

Visit Learning Center
Insurance Companies

Information In Your State

Latest News

Life Settlements

Get Free & Accurate Insurance Quotes

Explore a range of topics centered around living your best life as you age. Discover practical advice on healthy aging strategies and planning for the future.

All News & Topics
Caregiving Topics

Celebrity Health Updates

Lifestyle Articles

Retirement

Resources and connections for businesses and partners. Access information about LTC News, advertising opportunities, partnerships, and ways to get in touch with our team.


About Us

Advertising

LTC Glossary

Contact Us

Become A Partner

Business Portal

Reverse Mortgages

COVID-19 Protection for Older Adults and Caregivers

About This Article

As more Americans face long-term care challenges the pressure of caregiving often falls on family members. Take actions now to keep everyone safe from COVID-19 infection. Prepare for your own care in the decades ahead now.

Updated March 14th, 2021
3 Min Read
 Linda  Maxwell
Linda Maxwell

Former journalist who now enjoys writing about topics she is interested in.

Family caregivers face additional challenges taking care of elder loved ones due to the virus crisis and COVID-19 infection. With many adult day care centers closed or operating at limited capacities and immediate availability of assisted living and nursing homes more limited, much of the caregiving is falling on adult children.

The COVID-19 vaccine will be beneficial, and everyone eligible to take the vaccine should do so. Herd immunity can be achieved as more people take the vaccine. However, until there are enough people vaccinated, protecting caregivers and care recipients is still critical.

Adults age 65 and older, and those with comorbid issues, are at higher risk of both hospitalization and death. It is essential to take proactive measures to keep both the care recipient and the caregiver healthy and safe.

8 out of 10 COVID-19 related deaths reported in the United States have been in adults 65 years old and older.

The use of face coverings, hygiene, and social distancing are still the key actions you can take to make everyone much safer. Yet too many people forget or avoid using these safety precautions.

Masks Work to Keep Others Safe

The fact is the masks work. This illustration shows the effectiveness of face coverings:

Probability of  Contagion

No matter who you are, face coverings are beneficial, especially for the people around you. A care recipient will benefit significantly if the people around them are using a mask. It also helps if they themselves use a face covering.

Below is President Joe Biden walking at the White House with his mask:

President Biden

First Lady, Dr. Jill Biden, wearing her mask while visiting a school:

The First Lady

Many celebrities have taken to social media to show off their face coverings:

Jennifer Aniston

Lady Gaga

Kerry Washington

Reese Witherspoon

Caregivers Should Monitor Their Health

If you are a caregiver or another family member, be sure to monitor your own health. According to the CDC, you should delay or cancel a visit if a caregiver or visitors have symptoms of COVID-19 or have been exposed to someone with COVID-19 in the last 14 days.

Take your temperature and make sure you don’t have a fever before coming in contact with others.

Anyone who has had close contact with a person with COVID-19 should stay home and monitor for symptoms.

Caregivers will need to be in close contact with the person they are caring for, but guests should practice social distancing. Be sure to adjust any tables and chairs to allow for social distancing.

Try to avoid close contact with the care recipient and any visitors. For example, don’t hug the person, shake hands, or even elbow bump. Instead, just wave and verbally greet them.

The CDC suggests keeping a list of people who come in contact with the care recipient. The list will help with contract tracing if someone becomes sick. Be sure everyone washes their hands before coming in and after leaving.

There are always challenges that come with aging. If you are not prepared, there will be a physical, emotional, and financial burden that you and your family will experience even in the best of times. During the virus crisis, extra precautions need to be in place.

Planning for the financial costs and burdens of aging before you retire will give you control and independence in the decades ahead. You might think you are too young to start planning, yet experts say most people purchase affordable Long-Term Care Insurance policies in their 50s.

It is always best to avoid a crisis and planning before a crisis starts will give everyone peace-of-mind.